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stop crying glace pabay-loon ta ka pero after 10 years pa kay wa pa ma puno aho alkansiya lol

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Grazie, tama gyud nang imong "jamjam" baya. pero mao lagi, it takes disiplina to practice that concept.

kami, wa man mi nagbudget-budget, pero we make sure we live within our means gyud. wala pod ko nagkuha og credit card kay lisod na. hehe!




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hahahaha.. naka open gud ko dayun sa  thread.. title palang.. yes maam!

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It is too late to start this project but travelling is also a sort of saving joys in life.


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sakto pa na, jan. 10 yrs from now, manginahanglan ko jud ana hehehe

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angay kada buwan modinggoy jud ta maskin og gamay ra arong makasavings sa atong kaugalingon. maskin laman 10 thou pesos kada buwan di daku daku na inig abot og tuig, pwede na pang beerhouse pagbakasyon hehehehehe.......

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Wla pa gani makasave nagasto na.

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Tinuod jud ka Ate Bambi...ang gi cguro og tiguman for travel. Basta naa na ka plan nga mga happenings and travel....tigum jud.

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padlocki na swaks

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Bravo! Bilib ko!

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lisud jud frugal life uy.pero am trying.. really! travelling man ako weakness..karong bag-o

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Ms. Bambi naa pa diay santelmo karon? kadumdom ko sa una sa gamay pa ko og motan-aw me og bayle, moingon akong mga kauban managan ta kay naay santelmo sa unahan hahahahahaha.......

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The Bible recommends saving in this circumstance in Proverbs 21:20 when it states, "In the house of the wise are stores of choice food and oil, but a foolish man devours all he has."
Yet in order to be a good steward, we must not hoard the resources God entrusts to us.  As discussed above, we should save for known future expenditures as well as set aside some money "for a rainy day".  But when we start to save for the sake of saving and begin to trust in our riches to keep us safe, this is hoarding, and it is unbiblical.

There is a fine line between being a good steward who saves in accordance with true needs and a hoarder who trusts in his savings to deliver him from all kinds of hardship.  The difference is attitude.  If you are truly saving for a need, then you are most likely being good steward.  Sometimes the Holy Spirit will guide you to give away money you have been saving to provide for an even greater need for someone else.  In this case, you are obligated (and should be overjoyed that the Lord is using you) to follow God's direction as His steward.  He will provide for you in another manner as long as you are following Him.

On the other hand, if your trust has been placed in wealth, your perspective must be altered.  Instead of riches, trust God for your provision because "wealth is worthless in the day of wrath, but righteousness delivers from death" (Proverbs 11:4). Do not allow money to be your security, "but seek first his kingdom and his righteousness, and all these things will be given to you as well" (Matthew 6:33).  In short, trust the Lord, not in your wealth (savings).
"put not your trust in money, but put your money in trust".



+JLY

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The rationality of my 9 year old brother. It made tear in joy.


For his birthday, I took him to Toys' R'Us and told him he could buy legos, games, and toys but with a limit of $100. I took him to the Legos isle expecting him to get the big box of Knights and Castle, which was priced at $80. I was wrong.

Andre took a small box of Knights that cost $7.99. I asked him if he was sure. He said, 'Yes Kuya."

Then he pulled me down to whisper in my ears, "Kuya, is it okay if you just buy me this little box and give me the $92 in cash?"

To my amazement, I agreed. As we walked out of the store, I noticed that he had a big smile on his face, as we walked hand to hand to my car. I bought him a wallet, and put in his wallet the $92.

That afternoon, I was outside mowing the lawn, and trimming the side. Then to my surprise, my little brother was outside helping me. He helped me unload the  grass from the lawn mower bin.

I found out later that my father paid my brother $20 for helping me mow the lawn. My baby brother was collecting and saving. This was in July.

By September, he had in his wallet a little around $300 worth of cash. And I asked him, 'Andre what are you going to do with that money? Buy a PS3? games? toys?'

He smiled to me and said, "No kuya. I'm going to put it in my bank. '

Hahahaha!

I smiled then. And I still smile now.

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The captains of American industry such as Vanderbilt, Carnegie and Rockefeller were all immigrants, or children of immigrant parents in the 19th century and early 20th centuries.

These captains of American industry were the builders of the American railwaylines, coal industry, shipping, phone lines, etc. Propelling the United States economy into unprecedented heights.

But these men were so very thrifty.

Mr. Vanderbilt, who was a billionaire in the 1800s! (imagine a billionaire in such a time); he would even pay with coins (pennies, nickel, dimes, and quarters even).

Carnegie, who was a great philantropist, built universities, schools, parks, reservations etc, and planned ahead.

Carnegie-Mellon University, which is in the city of Pittsburgh, is a product of Carnegie's vision. Carnegie placed some millions of dollars for the college's endowment. He ordered it to be saved and placed on time savings. Today, the endownment is worth billions.


Being rich isn't about being greedy, its about being well thought, strategic, planning, and thinking about the future. Maybe not your own, but for your children's or grandchildren. etc.



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Internal interpretation lang from that parable of the mustard seed.

Something so small, like a mustard seed can become the largest of all garden plants. And it isn't just a regular tree, it becomes one that has branches. Note that Christ tells us that birds even perch on the branches of the mustard tree (which once was a mustard seed). Its important to remember that in old Hebrew understanding, the animals of the air have a primary or importance over animals on the ground. Why? Because they can fly, closest to Heaven. Animals that fly have a heirarchical importance. The fact that the birds will 'perch' on the branches of the mustard tree symbolizes the transfiguration of the mustard seed.

Something that was so small, what many would consider 'impudent' 'worthless', becomes a source of rest and home for even the animals that fly.

Christ tells us, that through work, and through faith, even the smallest can become GREAT. Can become higher and achieve their fullest potential.

Remember what he said in his sermon on the mount.
"The meek shall inherit the EARTH."

He reiterates just that in the parable of the Mustard Seed.

Anyone, can become great. Through work, through faith, through savings, and godly mind. Remember David. He was nothing but a mere sheppard boy. A sheppard boy that became the greatest King of All Israel. The anointed king David, of whose line would bear the line of Mary, who would bear her son, and our saviour. Christ Jesus.





Mustard Seed, indeed.




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great reflection bran.

another insight about the mustard seed is that it can be very small but as spice, it can be very strong.

as a child, i used to have this little pendant - a little crystal ball with a mustard seed inside. and it often reminded me of my grandfather's favorite bible verse that says, "if ye have faith as large as the mustard seed, ye can move mountains.."   

i lost that pendant a long time ago  but the lesson is still here in my head...

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I bet you, Mel, your Lolo is so proud of you.

You kept his word to your heart.



Blessed is a man that he has children. A quilt of them.


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kisa na imo avatar glace? i crush :D

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gwapohon naman lagi taron bai glac, dili diay mangamras karon hehehe

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