Author Topic: When Should You Start Saving Money? (Read 13668 times)

glacier_71 · « **on:** April 21, 2009, 12:00:49 PM »

dugay na ko tablaho, wa jud koy alta...

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

janjan · « **Reply #1 on:** April 21, 2009, 12:09:07 PM »

stop crying glace pabay-loon ta ka pero after 10 years pa kay wa pa ma puno aho alkansiya lol

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

grazie7y · « **Reply #2 on:** April 21, 2009, 12:10:40 PM »

Glace, back when I was still in Phils, I had the honor to work with the Germans and another bank for a tripartite project in South Cebu to set up a quasi-banking system that is "owned by the people". We targeted cooperatives. Anyway, one of my many tasks is to ask myself to be invited to meetings in the local level. Usa sa mga objectives, "to inculcate the value of savings". Savings is not just the remainder of your income but should be a part of your budget, et. etc. Daghan namati sa mga jam=jam ni marigrace but deep inside mura'g naulaw ko kay i wasn't really doing that.

Do you know how it feels na depositohan ang bank account ug 20 pesos kay ang balance 85 pesos na lang unya ang minimum na ma withdraw sa ATM kay 100 pesos? Mao na!

Diha tuod ko'y na save ning palit kog stocks daw beh ang banko na akong gipalitan ug stocks kay na pordoy man!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Melrose · « **Reply #3 on:** April 21, 2009, 12:45:28 PM »

Grazie, tama gyud nang imong "jamjam" baya. pero mao lagi, it takes disiplina to practice that concept.

kami, wa man mi nagbudget-budget, pero we make sure we live within our means gyud. wala pod ko nagkuha og credit card kay lisod na. hehe!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Ginger · « **Reply #4 on:** April 22, 2009, 01:42:04 AM »

when to start saving? the answer is now, not June.

*bato2x sa langit ang tamaan, ma tamaan jud* peace

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

kiamoy · « **Reply #5 on:** April 22, 2009, 01:44:37 AM »

hahahaha.. naka open gud ko dayun sa thread.. title palang.. yes maam!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Ginger · « **Reply #6 on:** April 22, 2009, 01:45:34 AM »

hahahaha shalan ang bata ning deretso man gyud.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Bambi · « **Reply #7 on:** April 22, 2009, 02:32:33 AM »

It is too late to start this project but travelling is also a sort of saving joys in life.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

hofelina · « **Reply #8 on:** April 22, 2009, 04:36:47 AM »

Korek Inday Bambi!Walay koy tinigom, kolang pa sa akong mga anak.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #9 on:** April 22, 2009, 10:18:26 AM »

stop crying glace pabay-loon ta ka pero after 10 years pa kay wa pa ma puno aho alkansiya lol

sakto pa na, jan. 10 yrs from now, manginahanglan ko jud ana hehehe

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #10 on:** April 22, 2009, 10:21:50 AM »

Glace, back when I was still in Phils, I had the honor to work with the Germans and another bank for a tripartite project in South Cebu to set up a quasi-banking system that is "owned by the people". We targeted cooperatives. Anyway, one of my many tasks is to ask myself to be invited to meetings in the local level. Usa sa mga objectives, "to inculcate the value of savings". Savings is not just the remainder of your income but should be a part of your budget, et. etc. Daghan namati sa mga jam=jam ni marigrace but deep inside mura'g naulaw ko kay i wasn't really doing that.

Do you know how it feels na depositohan ang bank account ug 20 pesos kay ang balance 85 pesos na lang unya ang minimum na ma withdraw sa ATM kay 100 pesos? Mao na!

Diha tuod ko'y na save ning palit kog stocks daw beh ang banko na akong gipalitan ug stocks kay na pordoy man!

kinahanglan kog asawa nga maayo mo-handle ako kwarta, kung naa na koy kwarta hahaha

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

aduy · « **Reply #11 on:** April 22, 2009, 11:04:26 AM »

angay kada buwan modinggoy jud ta maskin og gamay ra arong makasavings sa atong kaugalingon. maskin laman 10 thou pesos kada buwan di daku daku na inig abot og tuig, pwede na pang beerhouse pagbakasyon hehehehehe.......

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #12 on:** April 22, 2009, 11:10:53 AM »

angay kada buwan modinggoy jud ta maskin og gamay ra arong makasavings sa atong kaugalingon. maskin laman 10 thou pesos kada buwan di daku daku na inig abot og tuig, pwede na pang beerhouse pagbakasyon hehehehehe.......

murag konog kahoy ning kwarta...years to grow, minutes to burn

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Moyhua · « **Reply #13 on:** April 22, 2009, 12:01:13 PM »

Wla pa gani makasave nagasto na.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Raquelproud boholana · « **Reply #14 on:** April 22, 2009, 12:01:45 PM »

Sooner than someday. I was lucky kay nakabana ko ug frugal pareha mi ug kinaiya. Stay away from debt,live simple life,buy used car,we prepare buying generic brand,kung unsay sale maoy paliton ,don't be too competitive with your neighbor pasagdi na sila ug magsegi ug ilis new car or permi new ang hunahunaon mas nakaginhawa ka ug nakatulog naghayang knowing wa kay utang pero dako ka ug savings kani nga kinaiya makatigom jud ug dako dako ani.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Moyhua · « **Reply #15 on:** April 22, 2009, 12:02:20 PM »

It is too late to start this project but travelling is also a sort of saving joys in life.

Tinuod jud ka Ate Bambi...ang gi cguro og tiguman for travel. Basta naa na ka plan nga mga happenings and travel....tigum jud.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

swakee · « **Reply #16 on:** April 22, 2009, 12:24:52 PM »

nagsugod na kog tigum para sa bakasyon pohon next year weeeeeeee!!!

ang nakafaets kay makuot man jud nako oi hahaayyyy

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #17 on:** April 22, 2009, 12:28:20 PM »

nagsugod na kog tigum para sa bakasyon pohon next year weeeeeeee!!!

ang nakafaets kay makuot man jud nako oi hahaayyyy

padlocki na swaks

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

swakee · « **Reply #18 on:** April 22, 2009, 12:33:16 PM »

hahahaa Glacier! matabang?

lagi oi lisud jud magtigum ug para iwaldas

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Melrose · « **Reply #19 on:** April 22, 2009, 12:45:48 PM »

Sooner than someday. I was lucky kay nakabana ko ug frugal pareha mi ug kinaiya. Stay away from debt,live simple life,buy used car,we prepare buying generic brand,kung unsay sale maoy paliton ,don't be too competitive with your neighbor pasagdi na sila ug magsegi ug ilis new car or permi new ang hunahunaon mas nakaginhawa ka ug nakatulog naghayang knowing wa kay utang pero dako ka ug savings kani nga kinaiya makatigom jud ug dako dako ani.

Bravo! Bilib ko!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #20 on:** April 22, 2009, 07:41:24 PM »

Sooner than someday. I was lucky kay nakabana ko ug frugal pareha mi ug kinaiya. Stay away from debt,live simple life,buy used car,we prepare buying generic brand,kung unsay sale maoy paliton ,don't be too competitive with your neighbor pasagdi na sila ug magsegi ug ilis new car or permi new ang hunahunaon mas nakaginhawa ka ug nakatulog naghayang knowing wa kay utang pero dako ka ug savings kani nga kinaiya makatigom jud ug dako dako ani.

maayo sad ni pamalandongan da.

hahahaa Glacier! matabang?

lagi oi lisud jud magtigum ug para iwaldas

sakit pod paminawon ning atong tinigum iwaldas lang...hehehe

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

kiamoy · « **Reply #21 on:** April 23, 2009, 12:01:46 AM »

lisud jud frugal life uy.pero am trying.. really! travelling man ako weakness..karong bag-o

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Bambi · « **Reply #22 on:** April 23, 2009, 12:09:39 AM »

Lisod baya siguro pod mobiya ta ning kalibotan unja daghan ta kaayo ug tinigom kay gatinihik

I work hard...so, I have the privilege to spend and be satisfied.
Live life to the fullest!...kay basin mag-santelmo ta hinoun sa pagmahay!

lisud jud frugal life uy.pero am trying.. really! travelling man ako weakness..karong bag-o

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

aduy · « **Reply #23 on:** April 23, 2009, 05:15:59 AM »

Ms. Bambi naa pa diay santelmo karon? kadumdom ko sa una sa gamay pa ko og motan-aw me og bayle, moingon akong mga kauban managan ta kay naay santelmo sa unahan hahahahahaha.......

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #24 on:** April 23, 2009, 05:21:18 AM »

There is a maxim that my dad shared with us in our youth;

"A penny saved everyday makes a man, healthy, wealthy, and wise."

Since we were young, our dad always told us to save, and keep piggy banks.
And it works. Start as piggy banks, then soon transfer over to savings funds, investments etc.

Children should be taught how to save money early. Teach them the value of a penny, quarter, and then dollar.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Bad Godesberg · « **Reply #25 on:** April 23, 2009, 06:17:21 AM »

The Bible recommends saving in this circumstance in Proverbs 21:20 when it states, "In the house of the wise are stores of choice food and oil, but a foolish man devours all he has."
Yet in order to be a good steward, we must not hoard the resources God entrusts to us. As discussed above, we should save for known future expenditures as well as set aside some money "for a rainy day". But when we start to save for the sake of saving and begin to trust in our riches to keep us safe, this is hoarding, and it is unbiblical.

There is a fine line between being a good steward who saves in accordance with true needs and a hoarder who trusts in his savings to deliver him from all kinds of hardship. The difference is attitude. If you are truly saving for a need, then you are most likely being good steward. Sometimes the Holy Spirit will guide you to give away money you have been saving to provide for an even greater need for someone else. In this case, you are obligated (and should be overjoyed that the Lord is using you) to follow God's direction as His steward. He will provide for you in another manner as long as you are following Him.

On the other hand, if your trust has been placed in wealth, your perspective must be altered. Instead of riches, trust God for your provision because "wealth is worthless in the day of wrath, but righteousness delivers from death" (Proverbs 11:4). Do not allow money to be your security, "but seek first his kingdom and his righteousness, and all these things will be given to you as well" (Matthew 6:33). In short, trust the Lord, not in your wealth (savings).
"put not your trust in money, but put your money in trust".

+JLY

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #26 on:** April 23, 2009, 06:19:21 AM »

Amen, Ellen!

As my mother would say, 'Don't spend everything what you have, save 50%. You never know when you'll have a rainy day.'

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #27 on:** April 23, 2009, 06:27:41 AM »

The rationality of my 9 year old brother. It made tear in joy.

For his birthday, I took him to Toys' R'Us and told him he could buy legos, games, and toys but with a limit of $100. I took him to the Legos isle expecting him to get the big box of Knights and Castle, which was priced at $80. I was wrong.

Andre took a small box of Knights that cost $7.99. I asked him if he was sure. He said, 'Yes Kuya."

Then he pulled me down to whisper in my ears, "Kuya, is it okay if you just buy me this little box and give me the $92 in cash?"

To my amazement, I agreed. As we walked out of the store, I noticed that he had a big smile on his face, as we walked hand to hand to my car. I bought him a wallet, and put in his wallet the $92.

That afternoon, I was outside mowing the lawn, and trimming the side. Then to my surprise, my little brother was outside helping me. He helped me unload the grass from the lawn mower bin.

I found out later that my father paid my brother $20 for helping me mow the lawn. My baby brother was collecting and saving. This was in July.

By September, he had in his wallet a little around $300 worth of cash. And I asked him, 'Andre what are you going to do with that money? Buy a PS3? games? toys?'

He smiled to me and said, "No kuya. I'm going to put it in my bank. '

Hahahaha!

I smiled then. And I still smile now.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Raquelproud boholana · « **Reply #28 on:** April 23, 2009, 08:28:36 AM »

I strongly believe that how we use and manage our money is a faith issue. God expects us to be good stewards.Dili lang sad palabian ang katihik kay sala napud na.Saving money is important labi na ug naa kay mga anak.
Yes saving is extremely hard.Spending is so easy and give you that instant gratification.Learn to deny yourself of something you don't really need.Saving isn't something you just turn on or off it's a mind set.The power of discipline the rewards of time.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #29 on:** April 23, 2009, 08:47:53 AM »

The captains of American industry such as Vanderbilt, Carnegie and Rockefeller were all immigrants, or children of immigrant parents in the 19th century and early 20th centuries.

These captains of American industry were the builders of the American railwaylines, coal industry, shipping, phone lines, etc. Propelling the United States economy into unprecedented heights.

But these men were so very thrifty.

Mr. Vanderbilt, who was a billionaire in the 1800s! (imagine a billionaire in such a time); he would even pay with coins (pennies, nickel, dimes, and quarters even).

Carnegie, who was a great philantropist, built universities, schools, parks, reservations etc, and planned ahead.

Carnegie-Mellon University, which is in the city of Pittsburgh, is a product of Carnegie's vision. Carnegie placed some millions of dollars for the college's endowment. He ordered it to be saved and placed on time savings. Today, the endownment is worth billions.

Being rich isn't about being greedy, its about being well thought, strategic, planning, and thinking about the future. Maybe not your own, but for your children's or grandchildren. etc.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #30 on:** April 23, 2009, 09:01:53 AM »

I strongly believe that how we use and manage our money is a faith issue. God expects us to be good stewards.Dili lang sad palabian ang katihik kay sala napud na.Saving money is important labi na ug naa kay mga anak.
Yes saving is extremely hard.Spending is so easy and give you that instant gratification.Learn to deny yourself of something you don't really need.Saving isn't something you just turn on or off it's a mind set.The power of discipline the rewards of time.

Absolutely,

Remember Jesus told us about the Parable of the Mustard Seed, how something so small can blossom, through faith and hard work, to something larger and fruitful.

Recite lang ko from Mathew 13: 31-32,

"The kingdom of heaven is like a mustard seed, which a man took and planted in his field. Though it is the smallest of all your seeds, yet when it grows, it is the largest of garden plants and becomes a tree, so that the birds of the air come and perch in its branches"

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #31 on:** April 23, 2009, 09:08:31 AM »

Internal interpretation lang from that parable of the mustard seed.

Something so small, like a mustard seed can become the largest of all garden plants. And it isn't just a regular tree, it becomes one that has branches. Note that Christ tells us that birds even perch on the branches of the mustard tree (which once was a mustard seed). Its important to remember that in old Hebrew understanding, the animals of the air have a primary or importance over animals on the ground. Why? Because they can fly, closest to Heaven. Animals that fly have a heirarchical importance. The fact that the birds will 'perch' on the branches of the mustard tree symbolizes the transfiguration of the mustard seed.

Something that was so small, what many would consider 'impudent' 'worthless', becomes a source of rest and home for even the animals that fly.

Christ tells us, that through work, and through faith, even the smallest can become GREAT. Can become higher and achieve their fullest potential.

Remember what he said in his sermon on the mount.
"The meek shall inherit the EARTH."

He reiterates just that in the parable of the Mustard Seed.

Anyone, can become great. Through work, through faith, through savings, and godly mind. Remember David. He was nothing but a mere sheppard boy. A sheppard boy that became the greatest King of All Israel. The anointed king David, of whose line would bear the line of Mary, who would bear her son, and our saviour. Christ Jesus.

Mustard Seed, indeed.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Moyhua · « **Reply #32 on:** April 23, 2009, 09:30:51 AM »

padlocki na swaks

pagka gwapo sa avatar nimo Glace.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Melrose · « **Reply #33 on:** April 23, 2009, 11:19:32 AM »

great reflection bran.

another insight about the mustard seed is that it can be very small but as spice, it can be very strong.

as a child, i used to have this little pendant - a little crystal ball with a mustard seed inside. and it often reminded me of my grandfather's favorite bible verse that says, "if ye have faith as large as the mustard seed, ye can move mountains.."

i lost that pendant a long time ago but the lesson is still here in my head...

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #34 on:** April 23, 2009, 11:27:08 AM »

I strongly believe that how we use and manage our money is a faith issue. God expects us to be good stewards.Dili lang sad palabian ang katihik kay sala napud na.Saving money is important labi na ug naa kay mga anak.
Yes saving is extremely hard.Spending is so easy and give you that instant gratification.Learn to deny yourself of something you don't really need.Saving isn't something you just turn on or off it's a mind set.The power of discipline the rewards of time.

indeed, raq. as stewards of God's gifts, we are expected to take care of it, and use for the well-being of all.

pagka gwapo sa avatar nimo Glace.

ahemm...kana ra gyud kaong nakit-an nga pwede nako ikabutang hahahha

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Lorenzo · « **Reply #35 on:** April 23, 2009, 11:28:41 AM »

I bet you, Mel, your Lolo is so proud of you.

You kept his word to your heart.

Blessed is a man that he has children. A quilt of them.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #36 on:** April 23, 2009, 11:30:48 AM »

Internal interpretation lang from that parable of the mustard seed.

Something so small, like a mustard seed can become the largest of all garden plants. And it isn't just a regular tree, it becomes one that has branches. Note that Christ tells us that birds even perch on the branches of the mustard tree (which once was a mustard seed). Its important to remember that in old Hebrew understanding, the animals of the air have a primary or importance over animals on the ground. Why? Because they can fly, closest to Heaven. Animals that fly have a heirarchical importance. The fact that the birds will 'perch' on the branches of the mustard tree symbolizes the transfiguration of the mustard seed.

Something that was so small, what many would consider 'impudent' 'worthless', becomes a source of rest and home for even the animals that fly.

Christ tells us, that through work, and through faith, even the smallest can become GREAT. Can become higher and achieve their fullest potential.

Remember what he said in his sermon on the mount.
"The meek shall inherit the EARTH."

He reiterates just that in the parable of the Mustard Seed.

Anyone, can become great. Through work, through faith, through savings, and godly mind. Remember David. He was nothing but a mere sheppard boy. A sheppard boy that became the greatest King of All Israel. The anointed king David, of whose line would bear the line of Mary, who would bear her son, and our saviour. Christ Jesus.

Mustard Seed, indeed.

good points, enz.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

kiamoy · « **Reply #37 on:** April 24, 2009, 12:57:39 AM »

kisa na imo avatar glace? i crush

:D

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #38 on:** April 24, 2009, 03:57:34 AM »

kisa na imo avatar glace? i crush

:D

ako gud...

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

aduy · « **Reply #39 on:** April 24, 2009, 04:02:51 AM »

ako gud...

gwapohon naman lagi taron bai glac, dili diay mangamras karon hehehe

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #40 on:** April 24, 2009, 04:10:35 AM »

gwapohon naman lagi taron bai glac, dili diay mangamras karon hehehe

hehehe. giihaw na to bay.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

aduy · « **Reply #41 on:** April 24, 2009, 04:20:11 AM »

hehehe. giihaw na to bay.

pang da hunks man diay ka bai glac buaw buyag.....

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #42 on:** April 24, 2009, 04:21:25 AM »

pang da hunks man diay ka bai glac buaw buyag.....

pssssh. pwera buyag. lol

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

lindy · « **Reply #43 on:** April 24, 2009, 04:22:09 AM »

start saving money when your young and healthy.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #44 on:** April 24, 2009, 04:26:59 AM »

start saving money when your young and healthy.

nagsugod kog save, nasakit bitaw akong pamilya...todas ang tinigom. mao toy pagboot sa kahitas-an tingali kung ngano gipatigum ko. nasalbar ilang kinabuhi. i lost my savings, but i saved their lives. ok ra

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

aduy · « **Reply #45 on:** April 24, 2009, 04:35:20 AM »

nagsugod kog save, nasakit bitaw akong pamilya...todas ang tinigom. mao toy pagboot sa kahitas-an tingali kung ngano gipatigum ko. nasalbar ilang kinabuhi. i lost my savings, but i saved their lives. ok ra

how sad pero ok lang bai glac basta nasulbad ang problema. makit-an pa man nato ang wawartz.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #46 on:** April 24, 2009, 04:38:26 AM »

how sad pero ok lang bai glac basta nasulbad ang problema. makit-an pa man nato ang wawartz.

lagi bay, ok ra. ana man jud ning kinabuhi COME and GO

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

aduy · « **Reply #47 on:** April 24, 2009, 04:43:24 AM »

lagi bay, ok ra. ana man jud ning kinabuhi COME and GO

mao bitaw, ingon pa sa kanta "Gulong ng Palad". basta healthy lang kanunay ok na unya makapagbola og ginagmay sa TB hehehehe......

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Moyhua · « **Reply #48 on:** April 24, 2009, 08:04:32 AM »

Glace, mura man Derek Ramsey.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #49 on:** April 24, 2009, 09:14:16 AM »

Glace, mura man Derek Ramsey.

psssh, madunggan ta. lol

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Bad Godesberg · « **Reply #50 on:** April 24, 2009, 04:30:01 PM »

Matthew 6:20
"But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in or steal;
Instead of riches, trust God for your provision because "wealth is worthless in the day of wrath, but righteousness delivers from death" (Proverbs 11:4). Do not allow money to be your security, "but seek first his kingdom and his righteousness, and all these things will be given to you as well" (Matthew 6:33). In short, trust the Lord, not in your wealth (savings)

Proverbs 6:6-8 says "go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest." In other words, save from today's surplus for future needs.

+JLY

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #51 on:** April 24, 2009, 06:25:51 PM »

dugay na ko tablaho, wa jud koy alta...

gipalit guro nimo ug kinilo migo

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #52 on:** April 24, 2009, 07:39:16 PM »

gipalit guro nimo ug kinilo migo

minudo pa jud to bay

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #53 on:** April 25, 2009, 05:13:13 PM »

minudo pa jud to bay

apili ug letson kawali migo

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

hofelina · « **Reply #54 on:** April 25, 2009, 05:38:09 PM »

Glace kining imong avatar, ing-ani ka pogi?

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Ginger · « **Reply #55 on:** April 25, 2009, 05:39:09 PM »

Glace kining imong avatar, ing-ani ka pogi?

hmmm crispy!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #56 on:** April 25, 2009, 05:40:51 PM »

Glace kining imong avatar, ing-ani ka pogi?

na inlove ka manay?lol

joke2x

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

hofelina · « **Reply #57 on:** April 25, 2009, 06:12:01 PM »

himos jamo, lami halok-halokan.

ps
Wala ko ma-in love naa nay akong pogi boy si Calle!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #58 on:** April 25, 2009, 08:16:20 PM »

himos jamo, lami halok-halokan.

ps
Wala ko ma-in love naa nay akong pogi boy si Calle!

wowowee.lol.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #59 on:** April 25, 2009, 11:26:59 PM »

Glace kining imong avatar, ing-ani ka pogi?

hmmm...pwede pod hahaha

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

janjan · « **Reply #60 on:** April 26, 2009, 02:26:39 AM »

himos jamo, lami halok-halokan.

ps
Wala ko ma-in love naa nay akong pogi boy si Calle!

pogi boy di ay n si calle manay?

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

janjan · « **Reply #61 on:** April 26, 2009, 02:29:27 AM »

hmmm crispy!

hmmp crispy di ay ginger maski unsa basta crispy lami gud

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

swakee · « **Reply #62 on:** April 26, 2009, 08:28:02 AM »

crispy & creamy ni si Glacier

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #63 on:** April 26, 2009, 11:54:26 AM »

hmmm crispy!

crispy & creamy ni si Glacier

potato chips with dip...hehehe

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Moyhua · « **Reply #64 on:** April 26, 2009, 12:02:45 PM »

Mamords ka Glace pra nako!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #65 on:** April 26, 2009, 12:35:13 PM »

Mamords ka Glace pra nako!

lami diay na isyomoy angie

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #66 on:** April 27, 2009, 04:50:53 AM »

Mamords ka Glace pra nako!

pssst...puwera bujag.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #67 on:** April 27, 2009, 12:01:08 PM »

pssst...puwera bujag.

Glac shoot na daun

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Moyhua · « **Reply #68 on:** April 27, 2009, 12:54:08 PM »

lami diay na isyomoy angie

Korek! Kay wla jud pakards

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #69 on:** April 27, 2009, 01:47:40 PM »

Korek! Kay wla jud pakards

hahaha maajo diay na paliwatan gie

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #70 on:** April 28, 2009, 10:29:12 AM »

Korek! Kay wla jud pakards

wa ko ka-gets anang pakards, da. hehehe

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #71 on:** April 28, 2009, 12:42:28 PM »

wa ko ka-gets anang pakards, da. hehehe

ah mangil man ka glac.wa ba diay ka kaagi ug jolinay?

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

lindy · « **Reply #72 on:** April 28, 2009, 11:39:27 PM »

hahaha hawod siguro ka vits ug palmo ug siyomoy sauna?

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

swakee · « **Reply #73 on:** April 28, 2009, 11:47:17 PM »

yay syomoy!

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #74 on:** April 29, 2009, 11:43:02 AM »

hahaha hawod siguro ka vits ug palmo ug siyomoy sauna?

kamao jud ko mo itsa ug kamono

kamao sad ko mo ponterya sa ig-onon

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

glacier_71 · « **Reply #75 on:** April 29, 2009, 08:32:17 PM »

mag-save ko kung mahuman na akong gastohan sa balay.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0

Vito Andoline · « **Reply #76 on:** April 29, 2009, 08:39:13 PM »

magsugod ko ug save kung manobra na akong kwarta

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=19242.0