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It should always be a matter of concern when wages get garnished without any prior, advance notification. Wage garnishments cannot come out of the clear blue sky and debt collectors (nor banks) cannot assess garnishments on their own. Only a court can do this.....A process has to be followed: Officially serving you a summons....this is usually done by a sheriff. A court date is established and on that date you face your creditor. If they win and a judgment is assessed...only THEN they can garnishments occur.

Many bottom-feeder debt collectors have figured out that if they "accidentally" serve you a summons to an old/incorrect address where they know that you won't be there.....that you will be a "no show" on the court date because you weren't aware of it.....Then.... boom....an automatic default judgment is assessed against you. This is how garnishments occur out of the clear blue sky. When the time comes to assess the judgment, they have no trouble finding your "real" address.

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Brooklyn bankruptcy lawyer|Brooklyn bankruptcy lawyer


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