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Messages - taga tigbao

#701
Health and Food / Re: Lechon Paksiw Napod
May 11, 2013, 10:00:20 AM
Quote from: hubag bohol on May 09, 2013, 03:21:09 PM
Hmm, pwede ipa-LBC... ;D

Ag taga amo nay magbitbit... :D
#702
Health and Food / Re: Lechon Paksiw Napod
May 11, 2013, 09:59:42 AM
Quote from: Lorenzo on May 11, 2013, 01:17:50 AM
ngano dili man ? mo hilak imong mama ug papa, bro!

Nakuwang nas budget Bro! Hehehehe. Mongari man pud sila sa May 16 for the first profession sa ahong maguwang baje nga nagmadre.
#703
Quote from: taga tigbao on May 07, 2013, 04:29:49 PM
Hahahahaha. Dili pud puwede icremate ning tawhana kay Muslim man. Hhhhhmmmmm.

Isekreto na lamang kaha ni ug lubong gud aron dili makit-an. Say sa gabii ilubong. Unja butangan ug lapida nga way nakapangan aron way moreklamo. Kalooy pud sa ijahang kalag!

Na, gisikreto na lamang jud ug lubong:

Public enraged over secret burial of Boston terrorist By Catholic Online (NEWS CONSORTIUM)

http://www.catholic.org/national/national_story.php?id=50900
#704
#705
Quote from: hubag bohol on May 10, 2013, 06:14:46 AM
He he, last will and testament sa di pa sungayon... ;D

May dako nga rason nganong mahadlok ning tawhana sa kanding:

Hiker gored to death by angry mountain goat: Robert Boardman, 63, was attacked while eating lunch (http://www.nydailynews.com/news/national/hiker-gored-death-angry-mountain-goat-robert-boardman-63-attacked-eating-lunch-article-1.192919)
#706
Help & Support / Re: Tax Corner
May 10, 2013, 05:22:46 PM
IAET...gipadajun

Basin sa atong pananglitan, milapas ang Retained Earnings sa Paid-up Capital ug P5,500,000 (P15M less P9.5M). Ang IAET nga mabayran sa kompanya (at 10%) is P550,000.

UNSA MAY PURPOSE ANING IAET?

Ang usa sa purpose ani mao ang paglimita sa mga kompanya nga dili gusto modeclare ug dividendo sa mga shareholders. Which is in line sa prinsipyo sa taxation nga mao ang distribution of wealth.

MAY EXEMPTION BA?

Naa. Kung ang kompanya may mga plano sa umaabot nga panahon nga nagkinahanglan ug dakong budget, puwede magtinir ug Accumulated Profits nga molapas sa Paid-Up Capital. Kani kinahanglan suportahan ug usa ka Board Resolution para sa pag appropriate sa mao nga excess for specific usage.
#707
Help & Support / Re: Tax Corner
May 10, 2013, 05:18:48 PM
Improperly Accumulated Earnings Tax (IAET) Unsa Man Ni?

Sa may mga kompanya nga giduma or ginapanag-ija ba ron, bantaji nga ang injong kompany dili makadawar ug assessment sa BIR para sa IAET. Ang IAET mao ang tax nga iassess unja sa BIR para sa mga kompanya nga ang Retained earnings (o karon gitawag na ug Accumulated profits) lapas na sa 100% sa Paid-up Capital (mao ni ang bahin sa total shares issued nga nabayran na).

Ang tax nga iassess sa BIR 10% sa balor sa lapas sa paid-up capital.

Pananglitan:

Shareholder's Equity Section of the Statement of Financial Position (o kaniadto gitawag ug Balance Sheet)

Capital Stock:
    Issued shares (A)                                P10,000,000
    Subscription receivable (B)                          500,000
    Paid-up capital (A less B)                       P 9,500,000

Revaluation Surplus                                  P 8,000,000

Accumulated Profits (Retained Earnings)              P15,000,000
#708
Tira-Pasagad | Saksak-Sinagol / Life Goes On
May 10, 2013, 04:59:04 PM
#709
Lami siguro gatasan na himoong goat butter.
#710
Inspiration & Hope / Advance Happy Mother's Day
May 10, 2013, 04:41:41 PM
http://www.youtube.com/watch?v=W1v8eZSQ0f4#ws

A very inspiring story of an OFW mother.

Advance Happy Mother's Day sa tanang mothers dinhi sa TB ug sa mga future mothers pud.

Dili lalim ning obligasyon sa Nanay.

#711


Kung tinuod pang maajo ning mga Angara, nganong hangtud karon pobre ra man gihapon ang Aurora? Wa pa man ganing siyudad bisan usa. ANg capital nga BAler, mas maajo pa ang ubang lungsod sa among probinsiya.

Nganong pobre man gihapon? Kay mao ni:

Mga incumbent government officials

Congressman - Sonny Angara
Governor = Bella Angara (igsoon ni Ed Angara)
Mayor sa Baler - Igsoon pud ni Ed Angara

Unja karon na pud:

Si Edgardo Angara modagan pagka Governor
Si Bella Angara modagan pagka Congresswoman
Si Sonny Angara modagan pagka Senador!

Baylo baylo lamang na sila dihaa. Naa pay Sonny Angara nga arang ka buotan sa TV. Himos! Hehehe.
#712


Kaila kos hasang aning mga pamilyaha. Tinuod ni. Tan-awa lamang nas Baler, Aurora mismo. Ang kaniadtong baywalk nila nga for public use, for free, karon nga ilahang nakuha gipalabat! Pastilan.

And on top of it all, tan-awa nang APECO ron. Kaluoy sa mga mag uuma ug mangisdaay.
#713
Help & Support / Re: Tax Corner
May 10, 2013, 03:08:38 PM
For the guidelines kung unsaon pag process sa bag-ong mga Authority to Print (ATP), follow this link:

http://gvacpas.com/2013/05/09/guide-to-birs-new-invoicing-requirements-effective-june-30-2013/

Although, kung sauna nakasuway na mo ug kuha ug ATP, nakahibawo na siguro mo nga never pa gajud migana nang online ATP system sa BIR. The best thing for you to do is kontaka ang injohang tigprint ug mga accounting records. Coordinate with them kay puwede nga sila na lamay magprocess.
#714
Quote from: hubag bohol on May 10, 2013, 09:21:11 AM

“Sobra sobra akong natutuwa. I wish to thank Vice Ganda for standing up against traditional politics. I have always admired his bravery and his intelligence, and I deeply respect the fact that he is standing up for his principles,” Hontiveros said in a statement.


Patay ka! Bawion nang endorsement ron! Hehehe
#715
Introduce Yourself / Re: HaHay aym Bolbohol
May 10, 2013, 12:32:34 PM
Quote from: BolBuhol on May 09, 2013, 11:51:55 PM

salamat sang imon na mainitong pagwilkam haw, bay tigs.



May wa guid ka mapasom Bay?
#716
Di bitaw ni nindot. Sukwahi man nis pagkatawo ug mga gitudlo ni Hesus nga portrayal.
#717
Quote from: hubag bohol on May 09, 2013, 07:50:51 PM
Way medyo singkit diha? ::)

Dia ra Bay Hubag oh:



Ug di pa gajud puwede ang pagkasingkit ana, kani, siyaro:

#718
Mao jud siguro ni instinct sa mga mananap. Kay kadto pung among itoy sauna gida sa dagat unja nahawani pag uli na. Pero pagka buntag sa sunod adlaw ana mitunga ra man pud sa among nataran.
#719
Quote from: hubag bohol on May 09, 2013, 05:00:00 PM
He he, pilay pad sa unggoy... ;D

Ag ako ani pilay pad sa iring banbanon. :D
#720
Di pud papildi ang mga bagtok:

#721
Anonymous Diary Blog / Re: My Workplace
May 10, 2013, 12:03:51 PM
Quote from: jorgeanna on May 10, 2013, 12:01:34 PM
university ni cya. dagku gyud ang ilang skuls diri. kani gani among skul kay consider pa ni nga gamay nga university when infact magsakay ka og electric golf cart to go around from one building to another

Wow! Nindot kaajo. Murag UP ra ang university diria nga kinahanglan ka mag jeep within the campus.
#723
Anonymous Diary Blog / Re: My Workplace
May 10, 2013, 11:59:31 AM
Wow! Kadako sa ilahang schools! How I wish maingani pud ang Pilipinas. Hehehe.

Unsa man sija Ms Anne, elementary?
#724
#725

#726


Ate Islander's Cat in action (full war gear, the Samurai way).
#727
Pareha pud ko dire Ms Lolla!

Napungot pud kos ahong usa ka staff. Feeling kung makafollow-up sa ijahang gipareview eh di pa naman deadline. Kahibawo bajang daghan pa kong gibuhat nga urgent. Di kahuwat. Gitubag tubag pa ko. Abi na lamang nija kay maajo ahong tagad nilang tanan. Katilaw lagi ug kasabang wa dire wa didto.

Toxic ning tawhana ni. I have been observing nga ug wa nis mood magsige ug banha dires office. Magpagawas siguros ijahang stress. Ganina mikalit ra ug butho sa ahong cubicle dajong follor up. Wa siguro sija kaila ug kinsa ijahang kaatubang.

>:( >:( >:( >:(
#728
Health and Food / Re: Lechon Paksiw Napod
May 09, 2013, 03:02:03 PM
Kalami sa letchon paksit! Hahaha.

Piyesta ra bas amoa hapit na. Galing dili ko kauli.:(
#729
Makahilak man pud ta ani ug taligsik.
#730
Quote from: Lollapalooza on May 09, 2013, 01:52:21 PM


Maajo ug makatindog pa ba kaha ang Iring ani sa kabug-at? Hahahahaha. Mga iring ra ba naho kay tulo ka bej arang ka mga iyat. Mauna pa ug hagba sa kama kaysa sa amo.
#731
Tira-Pasagad | Saksak-Sinagol / Take Your Pick!
May 09, 2013, 11:26:49 AM
#732
Quote from: hubag bohol on May 09, 2013, 06:19:42 AM
He he, niay clue: Ang mga tigpagawal mahilig sa pasiatab...

8)

Tigpagawal? Tigparaffle? Mas nakutaw ahong utok. Hahaha
#733
Quote from: hubag bohol on May 09, 2013, 10:24:56 AM
Yehey! Madato na jud ani si Botoy! ;D

Congrats Bay Hubs. Maajo kay investor pud ka. Hahaha
#734
Unsa may pasiatab? Nilaguto? Mao ba na? Hehehe
#735
Amen.
#736
Talk of the Town / Re: last instruction 4 hubag
May 08, 2013, 06:44:28 PM
Quote from: hubag bohol on May 08, 2013, 05:13:12 PM
Bay Chris, long time no see but now see-now. Di na lang ko magpatuli kay naa man kunoy mo-volunteer og tuli naho... ;D

Unlan motuli?
#737
This is a very sad story and a setback to the reforms that the government on Myanmar has implemented. Brawl ra sa gold shop? Pastilan. Mga putong.
#739
Health and Food / Re: Health Benefits of Cucumber
May 08, 2013, 06:24:15 PM
Bitaw pud no? Hehehehe. May balita pud ganing bahin ni John Lloyd ug Shaina nga naungot kono pero wa juy kamatuoran kay wa may nakapamatuod.
#741
Grabe. Daghan ra bang cases nga ingani sa America. Diha koy nabasahan nga mga mass disappearance nga hangtud karon wa pa masulbad.
#742
Health and Food / Re: Benefits of Onions
May 08, 2013, 12:49:55 AM
Mangga nga kabangaan ra, kamatis, sibujas ug patis ra.

Mura ra pud ni sija ug recipe sa tawong nga inatsal pero instead of tawong mangga nga kabangaan. Kanang Indian mango kay perte. Naglaway na ko samtang nagtype!
#743
Health and Food / Re: Benefits of Garlic
May 08, 2013, 12:43:49 AM
Quote from: hubag bohol on May 07, 2013, 09:18:39 PM
Anti-aswang...





8)

Makawa ba pud ni ug highblood di ba? Siguro sa mood pud maka sooth.
#744
Health and Food / Re: Benefits of Garlic
May 08, 2013, 12:42:24 AM
Quote from: jorgeanna on May 07, 2013, 10:52:10 PM
ganahan ko og piniritong garlic nga maapil bitaw sa mani...

Hahahaha. Naa sa Nueva Ecija Ms. Anne. Ang nagtinda ug mani moingon nga palit na mo ug ahos nga naay mani kay mas gusto kono sa mga tawo ang ahos. Which in his case daghanon ni Manong ug prito ang garlic kay abunda man pud sila sa Nueva Ecija gud.
#745
Health and Food / Re: Benefits of Onions
May 08, 2013, 12:19:30 AM
Quote from: jorgeanna on May 07, 2013, 10:59:00 PM
onions nga kanang sagol sa beef steak ang pinaka-best gyud ;D

Hahahahaha.

Nakasuway na ka anang ensalada nga mangga Ms. Anne? Lami kaajo ang onions ilabina ang puwa. Whew!
#746
Mao na ni giingon ug bullish ug utro ang stock market!
#747
Phl gets 3rd investment grade
By Prinz Magtulis (philstar.com) | Updated May 7, 2013 - 3:56pm

MANILA, Philippines - Japan's official debt watcher has upgraded the country to investment grade, a statement said on Tuesday.

Japan Credit Rating Agency Ltd. revised its credit rating for the Philippines to BBB- from BB+, up one notch. The rating has a stable outlook.

The upgrade followed similar actions from major credit raters, Fitch Ratings and Standard & Poor's Ratings Services (S&P). Fitch raised the country's sovereign rating last March, while S&P did it last week.

In its statement, JCRA noted of the country's "robust economic growth" achieved against the backdrop of "sound fiscal management."

In particular, the Philippines is projected to grow "around six percent in the years to come" buoyed mainly by large remittances from overseas Filipino workers (OFW), which are driving domestic demand.

"Its current account remains in surplus backed by OFW remittances and business process outsourcing revenues," the agency said.

This, in effect, will further strengthen the country's external position through accumulation of foreign reserves that will "enhance our resilience to external shocks."

The balance of payments- which summarizes all inflows and outflows in a particular economy- hit a surplus of $1.535 billion as of the first quarter, central bank data show.

It is expected to widen to $3 billion by year-end, driven by remittances projected to grow by an average of five percent this year.

As of February, cash remittances are already up seven percent to $3.363 billion, figures showed.

"The country's financial system remained sound," JCRA said.

"Philippine banks remained well capitalized with their average capital adequacy ratio kept high at 19 percent as of end-September 2012 as against the 10-percent regulatory standard set by the Bangko Sentral ng Pilipinas (BSP)," it added.

In addition, the government's balance sheet has remained in check, with the budget deficit at just 2.3 percent of economic output last year, lower than the 2.6-percent target.

Debts have also been managed well, JCRA said, pointing to successful efforts of lengthening debt payment terms and focus on borrowing in pesos to reduce foreign exchange exposure.

"The increase in the excise tax in tobacco and alcohol in 2013 may help expand revenues in the years ahead," it explained.

Moving forward, the Aquino administration should set its sights in improving the country's infrastructure by further "strengthening its tax base" to fund investment projects.

The BSP, for its part, should encourage further "deepening and diversification" of the financial markets to better utilize capital flows, JCRA explained.

"As the uncertainty persists over the prospects of the global economy, especially the European economy, JCRA will closely monitor its future developments and their possible impact to the Philippine economy," the agency said.

http://www.philstar.com/business/2013/05/07/939413/phl-gets-3rd-investment-grade
#748
Hahahahaha. Colcolon unja nas Lobsang ron. Wa bay alho ug lusong dihas Tibet aron lubkon na lamang? :o
#749
Health and Food / Re: Benefits of Onions
May 07, 2013, 04:55:27 PM
Oh, i love onions too. :D
#750
Quote from: islander on May 07, 2013, 04:49:07 PM
nangambisyon ko nga makaadto ug tibet kay fan ko ni dalai lama, pero di gyod ko motan-aw ani, bahala. :(

Hahahahaha. Maski ko. Mulibot na ag ahong kuto kuto maghuna huna. Didto koy nakit-an nga picture nga kamot gikaon sa vulture unja ang tudlo na lamay nabilin. The rest nabukog na.
#751
Dili ra ba ko magpamahawan! Whew!

Naanad na niadtong college pa. Kay lagi kuwang sa budget. Hahaha.
#752
Health and Food / Re: Benefits of Garlic
May 07, 2013, 04:50:14 PM
I love garlic. I remember once nga niadtong bata pa mi, ug sakitan ug ngipon, paum-umon ug ahos. Pero wa ko kahibawo kung scientifically proven ba to. :D
#753
Health and Food / Re: Health Benefits of Cucumber
May 07, 2013, 04:46:45 PM
Hahahahahahahaha.

Oi, dili diay maajo ning cucumber sa?
#754
Quote from: islander on May 07, 2013, 04:43:14 PM

Crushing the bones

:o

Mao na lagi ni ahong giingon!
#755
Oi, sakto kaajo.

Mangutana kong Bro Lorenz da. Unsa ka tinuod tong nabasa naho sa yahoo about water myths. Pastilan. Instead makaajo ang pagsige ug inom ug tubig miingon man nuon nga makadaut daw.

Bro. Lorenz, please enlighten us. Kay ako ra ba tag 2.5 liters of water a day ang intake! Hahahaha. :D
#756
Quote from: jorgeanna on May 07, 2013, 04:31:17 PM
kinsay nakadungog bahin sa limo fire sa California? ang isa sa namatay kay kaila nako although dli mi close but smile2x lang kay classmate cya sa akong cousin sa holy spirit school unya ang iyang bana kay ex-bf sa akong former bff ... looy oi! a happy night that turned into a disaster

Daghan ra daw sila didtos limo.

http://ph.news.yahoo.com/fatal-us-blaze-limo-had-too-many-passengers-195049682.html

Rest in peace. Kaslonon ra ba intawon.
#757
Quote from: hubag bohol on May 07, 2013, 04:33:25 PM
Harness the energy of power catnaps... 8)

Hahahaha. Kanang katug nga minanok? Puwede?
#758
Quote from: hubag bohol on May 07, 2013, 04:16:04 PM
Naa man tingali silay official bone cleavers ug bone grinders. Ang vultures mismo basin naay officially designated, naa puy kuyog baboy lang... ;D

Na, dili mada. Kay dihay sulti sa article nga ahong nabasahan, aron kono madali ang pagkahurot tadtaron ug ijabjab aron makalat. Unja ug mahurot na ang unod, kuhaon ang mga bukog unja galingon dajun butangan ug harina aron ipakaon na pud!

Ingon siguro ani ang vulture ug SIMO'T SARAP! :)
#759
Quote from: hubag bohol on May 07, 2013, 04:18:00 PM
Moingon man nga of course angay ilubong, ajaw lang sa amoang menteryo... :P

Hahahahaha. Dili pud puwede icremate ning tawhana kay Muslim man. Hhhhhmmmmm.

Isekreto na lamang kaha ni ug lubong gud aron dili makit-an. Say sa gabii ilubong. Unja butangan ug lapida nga way nakapangan aron way moreklamo. Kalooy pud sa ijahang kalag!
#760
Health and Food / Re: Health Benefits of Cucumber
May 07, 2013, 04:22:50 PM
Organic siguro puwede kay kung may pesticides pud ang pipino, awts.
#761
Naglibog ko.

Oh tukso layuan mo akowwwww!
#762
Gibikugan siguro. Hahaha.
#763
Quote from: hubag bohol on May 07, 2013, 01:15:48 PM
Andam2x na sa imong kaugalingon, Bay Tigs! Hapit ka na mahaingon ani... 8)

Unsay imong ikashare ug ingani Bay Hubs? Hehe
#764
Introduce Yourself / Re: HaHay aym Bolbohol
May 07, 2013, 01:17:01 PM
Hahahaha. Old karabaw sang bukid hang Hilonggo!
#765
Quote from: hubag bohol on May 07, 2013, 09:57:01 AM
Bitaw. Maayo mag Tibet...





:P

Kinsa may mobutcher bay Hubs? Unja kinsa puy modukduk sa mga bukog? Maghuna huna pa lamang ko bali na ang ahong kuto kuto.

Pero sa pangutana, kung angay ba ilubong o dili, ahong ikasulti nga angay jud. The insensitivity of the people nga miingon dili ilubong maoy problema. Hehehe
#766
Hahahaha. Di ko makasabot kung malipay ba ko ug ingani ko o maguol. Kapoy intawon si Ondoy ug bumantay sa ijang anak.
#767
Introduce Yourself / Re: HaHay aym Bolbohol
May 07, 2013, 12:57:31 PM
Hay BolBohol, aym Tigs. Welkam hir in TB, as in TubagBohol. ;D
#768
Philippine Business News / Re: Storms, Typhoons
May 06, 2013, 06:41:52 PM
Quote from: hubag bohol on May 06, 2013, 06:17:42 PM
Nakilatan? Dedbol? :(

Yes, Master Hubag. :(
#769
Quote from: islander on May 06, 2013, 11:54:35 AM
hinaot nga aning panahona simbako lang palayo di motumaw ang imong dugay nang gihuptan nga sekreto, bai tigs.  awoooohhhh!

Hahahahaha. Mura man ug MIYAAAAAAAWWWWWW ahong sound Te. Hahaha
#770
Photos Unlimited / Re: News images
May 06, 2013, 12:09:08 PM
Si Master Hubag maoy makatubag ana. :D

Quote from: islander on May 06, 2013, 12:05:32 PM
naa ba kahay epekto kanang tungod kay wa sila magputi tanan dinhi sa ilang pangadye?
#771
Photos Unlimited / Re: News images
May 06, 2013, 12:03:21 PM
Quote from: islander on May 06, 2013, 10:28:10 AM
03 May 2013


Members of Malaysia's opposition party, Parti Islam Se-Malaysia, perform a special prayer during a campaign for the upcoming general elections inside a stadium at Kota Bahru.

http://www.voanews.com/

Pildi man.
#772
Oi, unsa kahay impact ani sa warewolf stories? It will either die down or mas mosikat tungod sa association nija sa usa ka butang nga nahanaw na.
#773
Hahahahahaha.
#774
Help & Support / Re: $20 prize
May 06, 2013, 10:13:51 AM
Bay Balong, diay na ang ahong hulagway nga nagkubot sa premyo. Daghang salamat ug unta magpadajon pa ang imohang mga contest. Kay aron maalegre ta dinhing tanan. Lipay lipay ra gud ta, mga amigo ug amiga sa kahanginan.

#775
Help & Support / Re: $20 prize
May 06, 2013, 10:11:39 AM
Quote from: islander on April 27, 2013, 06:23:12 PM
this is how to grow a beard, tigs, kun nangambisyon ka nga mahimong drunken master.  i don't know with sir balong kun na-master ba niya ang drunken boxing. ;D

Hahahaha. Pang hermit crab man ning bungota Te.
#777
Thanks Admin! :D

#778
Philippine Business News / Re: Storms, Typhoons
May 03, 2013, 10:05:55 AM
Quote from: Lollapalooza on May 03, 2013, 08:12:40 AM
Kakusog sa uwan gabie sa amo a with lightning and thunder pa gyud heheheh

Mao nay mga localized thunderstorms Maam Lolla. Pag amping kay dihay mga nakilatan sa Tarlac 3 ka tawo, dedbol.
#781
Philippine Business News / Re: Storms, Typhoons
May 02, 2013, 05:10:04 PM
Weather Update: 5:08 pm. May 2, 2013

Good news!

LPA 92W drifted rapidly towards north so naapektuhan ijahang organization. So as of now, low pa gihapon ang chance of becoming s tropical cyclone sa mao nga LPA.

The bad news (?) is may mga scattered rainshowers all over the Philippines. Mga localized thunderstorms. Mao nga pagda ug pajong mo dili kay sa init ra kundili tungod sa mga thunderstorms.
#782
Photos Unlimited / Re: News images
May 02, 2013, 04:50:18 PM
Quote from: islander on May 02, 2013, 03:15:34 PM
hadlok palandungon bitaw, bai tigs.  nag-nightmare hinoon ko ani.  ari na lang ko sa alingagngag sa iring nungka kani.

Mas ngilngig tong sa Jupiter Te! Hahahaha. Hasta sigurog juta malukat sa kakusog! Whew.
#783
Wow na wow! Moody's na lamay kuwang!

The more nga mosikad ang stock market. Recently the PSEi breached the 7,000 mark.
#784
InterAksyon.com
The online news portal of TV5

SINGAPORE - Standard & Poor's Ratings Services today raised its sovereign credit ratings on the Republic of the Philippines to 'BBB-/A-3' from 'BB+/B'. The outlook is stable.

At the same time, Standard & Poor's raised its long-term ASEAN regional scale rating on the Philippines to 'axA-' from 'axBBB+'. We also raised the transfer and convertibility assessment to 'BBB' from 'BBB-' and affirmed our ASEAN regional scale short-term rating of 'axA-2'.

"The upgrade on the Philippines reflects a strengthening external profile, moderating inflation, and the government's declining reliance on foreign currency debt," said Standard & Poor's credit analyst Agost Benard.

"We expect the country to move into a near-balanced external position because of persistent current account surpluses, in which large net transfers from Filipinos working abroad more than offset ongoing trade deficits.

"

The current and previous administrations improved fiscal flexibility through restraining expenditures, reducing the share of foreign currency debt, deepening domestic capital markets, and more recently through modest revenue gains.

The Philippines has built a substantial foreign exchange reserve buffer through having a long record of current account surpluses, along with modest net foreign direct investments (FDI) inflows and net portfolio equity inflows. The buffer makes for low refinancing risk and an import cover ratio well above prudential norms.

We expect continued remittance inflows from a large emigrant labor force along with an expanding business process outsourcing (BPO) industry to keep the current account in surplus over the next several years. Remittances and the BPO sector combined generate foreign exchange earnings of approximately 15% of GDP, comfortably covering trade deficits of 6%-9% of GDP.

"The Philippines' improved inflation environment is also a rating support. Despite some shortcomings in monetary policy transmission, inflation is low and fairly stable, helped partly by currency appreciation," Mr. Benard said.

The Philippine economy's low income level remains a key rating constraint. Per capita GDP, at a projected US$2,850 in 2013, is below that of most similarly rated sovereigns. The concentrated nature of the economy, infrastructure shortfalls, and restrictions on foreign ownership, which deter foreign investment, are factors that hamper growth. The economy is also unable to absorb its entire productive and workforce, as suggested by the high level of emigration.

Real GDP per capita growth averaged 3.3% over the past decade--somewhat slow at this stage in the country's development. Based on ongoing structural changes in the economy, rising private sector investment, and with increased fiscal space allowing greater public spending, we expect real GDP per capita growth to rise to 4.5% in the forecast period to 2016.

"The Philippines' gross national product is about a third higher than its GDP because of remittances," Mr. Benard said. "And it may be a better measure of the country's payment capacity, particularly when the remittances are as durable as they have been."

Fiscal consolidation has reduced gross general government debt to a projected 47% of GDP by 2013. However, the attendant interest burden of almost 13% of general government revenues is well above that seen for rated peers, and highlights the Philippines' low revenue base, and the relatively high, albeit declining, cost of commercial external debt, which makes up a quarter of government debt.

The stable rating outlook balances the policy flexibility afforded by current account surpluses and low deficits and inflation against the difficulties of alleviating numerous structural impediments to higher growth.

We may raise the ratings on evidence of government revenue reforms that facilitate needed improvements in physical and human capital, and institutional and structural reforms that boost private sector investment, including FDI. 

Conversely, we may lower the ratings if the Philippines' external performance weakens significantly, external inflows prove difficult to manage and spur overheating in the economy that contributes to banking pressures.

We may also lower our ratings if problems at one of the large conglomerates impair investor confidence, or if political developments cause the government to veer from its commitment to improving governance.

Source: http://www.interaksyon.com/business/60838/full-statement--why-sp-raised-the-philippines-to-investment-grade
#785
Hello sa Tanan,

Mangutana ra ko, curious ra, unsa diay gamit anang pangan/ title sa ubos sa atong account name?

Nangita ko sa tubag sa mga thread wa man ko nakit-an. Hehehe.
#786
Photos Unlimited / Re: News images
May 02, 2013, 01:03:10 PM
Quote from: islander on April 30, 2013, 09:33:22 PM

An image from Nasa's Cassini mission of the spinning vortex of Saturn's north polar storm resembling a deep red rose of giant proportions surrounded by green foliage. Measurements have sized the eye at a staggering 1,250 miles (2,000 kilometers) across with cloud speeds as fast as 330 miles per hour (150 meters per second).
Picture: AFP

http://www.telegraph.co.uk/

Wow! Amazing! Di jud mabuhi bisan ang sagbot ug maagian anang bagjoha!
#789
Philippine Business News / Re: Storms, Typhoons
April 30, 2013, 06:04:36 PM
Mao ni ang current model ni LPA 92W:



Source: http://www.usno.navy.mil/
#790
Philippine Business News / Re: Storms, Typhoons
April 30, 2013, 05:49:27 PM
Weather Update: 5:47 PM April 30, 2013   

Ang LPA gahapon nga atong gibantajan (LPA 92W) is now better organized as it is targeting central Micronesia.

Some (only a few) of the weather models shows LPA 92W developing into a tropical cyclone within the next 3 to 5 days.

Pero sa forecast sa ijahang dagan, sa may eastern part of the country ra ni sija magpasapidpid. Mag-update ko kung unsay dagan ani ni LPA 92W. Mura ug mahimo jud ning bagjo based on the satellite picture kay organized na kaajo.
#791
Help & Support / Re: Tax Corner
April 30, 2013, 05:45:30 PM
Tax Reminder:

Sa tanang may printed ORs and Invoices, hangtud June 30, 2013 na lamang ang na sila magamit.

You need to secure a new ATP and have your old receipts and invoices invalidated by the RDO where you are registered.
#792
Sa kuwarto...
#793
Philippine Business News / Re: Storms, Typhoons
April 29, 2013, 05:38:11 PM
Weather Report April 29, 2013, 5:37 PM

Usa ka Low Pressure Area karon ang gibantajan sa PAG-ASA dihaa sa may south of Guam. Sa pagkakaron may 30% chance ra of becoming a significant tropical cyclone within the next 24 hours ang maong LPA.

Unuassually, nagsugud na ug uwan kada hapon dire sa Manila. Mga localized sudden thunderstorms.
#794


Grabe si Jack Enrile, puro YES! Hehehehe.
#795
Bible Study / Re: What Happened to the Apostles?
April 29, 2013, 01:30:45 PM
Quote from: Lorenzo on April 29, 2013, 01:21:53 PM
I dont know why, but I want to ask you, Brother Vince, this question: "Have you thought about it recently?"

You know what I'm talking about.



It's always there Bro. It keeps on whispering but I am too weak and frightened to answer.
#796
Bible Study / Re: What Happened to the Apostles?
April 29, 2013, 01:19:07 PM
Amen. I hope nga naa unta ta atong klaseha sa zeal in spreading the Gospel. Besides, we wrere commissioned to do the preaching.
#797
Bible Study / Re: What Happened to the Apostles?
April 29, 2013, 01:06:48 PM
Quote from: Lorenzo on April 29, 2013, 01:03:40 PM
Brother Vincent,

Christ gave each of the apostles the cup; I believe the "cup" was the cup of suffering - not necessarily martyrdom. Tradition says John was immersed in a vat of boiling oil; but he emerged from it unharmed. It was then he was banished to the desolate Isle of Patmos, where he wrote the Book of Revelation. He lived to old age because it was in Our Heavenly Father's plan. I believe that God loved the apostles equally and totally; he just had a different plan for each of them. Everything manifests according to His purpose...

"I, John, am your brother and your partner in suffering and in God’s Kingdom and in the patient endurance to which Jesus calls us. I was exiled to the island of Patmos for preaching the word of God and for my testimony about Jesus. "

Revelation 1:9

Tinuod Bro. Hehehehe.

I was just thinking kung may kabahin ba na sa giingon sa Gospels that John is the beloved apostle of Christ.
#798
Introduce Yourself / Re: Picture of Yourself
April 29, 2013, 01:02:07 PM
Quote from: Raquelproud boholana on April 29, 2013, 02:22:53 AM
Anus a man mi imbitahon nimo puhon Vince sa imong kasal? Nice raba tong atong picture tuod together pero koykoyon sa to nako ug asa tong file nabutang.

Puhon Te! Malooy ang Guinoo! Ninang unja ka! :D
#799
Bible Study / Re: What Happened to the Apostles?
April 29, 2013, 12:59:25 PM
Quote from: Lorenzo on April 28, 2013, 03:01:33 PM
John was the only one to die of natural causes.

Ngano kaha pud no?

Maybe because this is God's way of showing how favored John is? Maybe.
#800
Introduce Yourself / Re: Picture of Yourself
April 28, 2013, 12:20:18 PM
Quote from: islander on April 28, 2013, 12:15:59 PM
uy, nasaag man si justin bieber ug selena gomez. ;D

Agoi, ajaw na Te Islex kay nagbuwag na ra ba na. Hahahaha. :D