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Things to know about CLOA:

Is it safe to buy a property with CLOA Title?
Looking for a property to invest or a land where you can build your future home one can be taxing. There are lot of factors to look into including and importantly the legality of the property that you are eyeing.

Is someone selling you a property or have you gained interest in a property that has CLOA title and you're not sure whether or not it is safe to buy a property with CLOA Title? Here are some of the important information about CLOA land to help you decide whether or not it is worth all the effort to acquire it.

What is CLOA Title?
Certificate of Land Ownership Awards or CLOA is a document that states ownership of the land granted or awarded to the beneficiary by the Department of Agrarian Reform (DAR). This means that the current owner of the CLOA land had acquired the property from DAR.

Can the owner sell the CLOA Land awarded to him?
The CLOA land is legally under the name of the owner or the beneficiary but it has some conditions and restrictions under the Comprehensive Agrarian Reform Law (CARL) and other applicable law. Included in the limitations is the selling or transferring of ownership of the CLOA Land to other people.

Unfortunately, CLOA lands cannot be alienated or sold to any other person. There is an existing 10-year restriction period from the time the land was award to the beneficiary stating that the beneficiary cannot dispose of these lands whether by selling it or transferred.

Selling them to any developer or any private citizen without the permission of DAR considered illegal.

When can I buy a land with CLOA Title?
Since the CLOA land beneficiary is prohibited to sell, transfer or convey the right to use the land, it can only be sold, transferred or conveyed to their children, the government, the Land Bank of the Philippines (LandBank), or other qualified beneficiaries after 10 years.

Only after 10 years that the CLOA land title restrictions has lapsed can you safely and legally purchase the land.

Under the land reform law, farmer-beneficiaries can only sell the land after 10 years and/or only after the original owner has been compensated.

Should you invest in a CLOA titled land?
The straight answer to this is unless the CLOA titled is over 10 years old or the current owner or beneficiary had fully compensated the original owner of the land is when it is safe to buy the property.

Make sure to do your due diligence and look up the legality of the property you are buying – regardless if it is CLOA titled or otherwise.

_ctto...

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10 Valuable lessons from the book "The Paradox of Choice: Why More Is Less" by Barry Schwartz

"The Paradox of Choice: Why More Is Less" by Barry Schwartz is a thought-provoking book that examines the psychological effects of an abundance of choice and its impact on decision-making, well-being, and overall satisfaction. Schwartz delves into the complexities of modern consumer culture and its implications for individual happiness and fulfillment.

1. Understanding the Consequences of Choice Overload: "The Paradox of Choice" highlights the consequences of excessive choice, suggesting that while a variety of options may seem desirable, it can lead to decision paralysis, dissatisfaction, and a diminished sense of well-being. By recognizing the psychological burden of choice overload, individuals can make more deliberate and meaningful decisions that align with their values and priorities, fostering a greater sense of satisfaction and contentment.

2. Simplifying Decision-Making Processes: The book advocates for simplifying decision-making processes and reducing the complexity of choices, suggesting that individuals should prioritize quality over quantity when making decisions. By streamlining choices and focusing on essential criteria, individuals can alleviate decision fatigue and make more informed and efficient choices that reflect their genuine preferences and values.

3. Cultivating a Sense of Gratitude and Contentment: "The Paradox of Choice" emphasizes the importance of cultivating a sense of gratitude and contentment with what one has, rather than constantly seeking more options or alternatives. It encourages individuals to appreciate the value of simplicity, mindfulness, and a more minimalist lifestyle that prioritizes meaningful experiences and relationships over material possessions or external validations of success.

4. Managing Expectations and Avoiding Regret: The book discusses the significance of managing expectations and avoiding regret in decision-making processes. It suggests that individuals should set realistic expectations, accept the limitations of their choices, and embrace the concept of "good enough" rather than pursuing an unattainable ideal. By managing expectations and embracing a more realistic perspective, individuals can reduce the likelihood of disappointment and regret, fostering a greater sense of fulfillment and peace of mind.

5. Balancing Freedom with Responsibility: "The Paradox of Choice" advocates for balancing freedom with responsibility, suggesting that while individuals value autonomy and independence in decision-making, they should also recognize the consequences and responsibilities that come with making choices. By embracing a more mindful and responsible approach to decision-making, individuals can foster a greater sense of accountability and integrity that aligns with their values and contributes to their overall well-being and personal growth.

6. Prioritizing Experiential over Material Value: The book emphasizes the importance of prioritizing experiential value over material possessions, suggesting that genuine happiness and fulfillment come from meaningful experiences, connections, and relationships rather than the accumulation of material goods. By prioritizing experiences that foster personal growth, emotional connection, and a sense of purpose, individuals can cultivate a more enriching and fulfilling life that reflects their values and contributes to their overall well-being and satisfaction.

7. Developing Decision-Making Strategies and Frameworks: "The Paradox of Choice" discusses the significance of developing decision-making strategies and frameworks that help individuals navigate complex choices and prioritize their preferences effectively. It encourages individuals to leverage decision-making tools, such as pros and cons lists, goal-setting frameworks, and value-based assessments, to make more informed and intentional choices that align with their long-term goals and aspirations.

8. Fostering a Sense of Self-Awareness and Reflection: The book advocates for fostering a sense of self-awareness and reflection in the decision-making process, suggesting that individuals should take the time to understand their values, preferences, and motivations before making important choices. By fostering a greater sense of self-awareness, individuals can make decisions that reflect their authentic selves, promote personal growth, and contribute to their overall sense of purpose and fulfillment.

9. Promoting a Culture of Mindful Consumption: "The Paradox of Choice" highlights the importance of promoting a culture of mindful consumption that encourages individuals to be more discerning and intentional in their choices. It advocates for conscious decision-making that considers the environmental, social, and ethical implications of consumption, fostering a more sustainable and responsible approach to lifestyle choices that align with the principles of mindfulness and social consciousness.

10. Embracing the Power of Simplification and Essentialism: The book emphasizes the power of simplification and essentialism in reducing choice overload and promoting a more meaningful and purposeful life. It advocates for embracing a simpler and more intentional lifestyle that focuses on the essential aspects of well-being, happiness, and fulfillment, fostering a greater sense of clarity, focus, and balance that enables individuals to lead more purposeful and authentic lives.

Book: https://amzn.to/46WBSUW

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#Citadel CEO Ken Griffin paid for 1,200 employees and their families to visit Walt Disney World Tokyo for a three-day anniversary celebration.

At the celebration held from October 27 to 29, employees came from six of the companies' offices in Asia Pacific: Hong Kong, Singapore, Sydney, Shanghai, Tokyo, and Gurugram.

For the latest news and updates, visit bqprime.com

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With the long weekend fast approaching, it's time to plan your next escape. Discover a destination where responsible travel meets adventure, making your getaway not just memorable but meaningful too.

https://pilipinasshellfoundation.org/cultivating-sustainable-tourism-in-el-nido/

The Dewil Eco-Mangrove Association  (DEMA) in New Ibajay, Palawan shows how communities can flourish and become resilient when given the right resources and support.

Read how the committed couple, Diomac Pable and Evelyn Maquilan-Pable, lead DEMA in transforming their community through sustainable tourism.

#DewilEcoMangrove #ElNido #TANDIKAN #FilipinoForward #PilipinasShellFoundation

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10 lessons from How to Think Bigger: Aim Higher, Get More Motivated, and Accomplish Big Things by Martin Meadows:

1. Think bigger than you think you can. We all have the potential to achieve great things, but we often hold ourselves back by limiting our thinking. When we think bigger, we open up new possibilities and create opportunities for ourselves.

2. Set ambitious goals. Don't be afraid to set goals that seem impossible at first. When you have ambitious goals, you are more likely to be motivated and take action.

3. Break down your goals into smaller steps. Once you have set your goals, break them down into smaller, more manageable steps. This will make your goals seem less daunting and help you stay on track.

4. Focus on your "why". Why do you want to achieve your goals? What is your motivation? When you have a clear "why," you are more likely to stay motivated and persevere through challenges.

5. Visualize your success. Take some time each day to visualize yourself achieving your goals. This will help you stay focused and motivated.

6. Surround yourself with positive people. The people you spend time with have a big impact on your thinking and motivation. Surround yourself with positive people who believe in you and support your goals.

7. Eliminate negative self-talk. We all have negative thoughts from time to time, but it's important to challenge them. When you have a negative thought, ask yourself if it's really true. Is there any evidence to support it? If not, let go of the thought and focus on something positive.

8. Celebrate your successes. When you achieve a goal, take the time to celebrate your success. This will help you stay motivated and keep moving forward.

9. Learn from your failures. Everyone fails at some point. It's important to learn from your failures and move on. Don't let your failures define you.

10. Be persistent. Don't give up on your goals. Keep working towards them, even when things get tough. The more persistent you are, the more likely you are to achieve your goals.

In addition to these 10 general lessons, Meadows also provides specific advice on how to think bigger in different areas of your life, such as your career, relationships, and finances. He also includes case studies of people who have achieved great things by thinking bigger.

How to Think Bigger is an inspiring and motivating book that will help you to achieve your goals and live a more fulfilling life. I highly recommend it to anyone who wants to achieve more.

BOOK: https://amzn.to/3FCHM1P

You can get the audiobook for FREE using the same link, as far as you are registered on the audible platform

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KMC SAVILLS REGIONAL OFFICE BRIEFING HIGHLIGHTS

"I think one of the main challenges is that there is a flight to quality and a lot of MNCs are looking for more green buildings, but it's not something that's easily financeable at the moment. The majority of the older buildings are currently struggling in terms of vacancy rates, and I think one of the main solutions is really by upgrading and refurbishing towards a more sustainable route."

KMC Savills Associate Director for Research and Consultancy Joshua De Las Alas discussed the current challenges specifically faced in the Cebu property market during the Regional Office Briefing Online Press Conference. 

Download the report on our website: https://kmcmaggroup.com/.../regional-office-briefing-2023/

#KMC #KMCSavills #RealEstate #Cebu #MarketReport #CebuOffice #Office #Development #KMCSavillsPressCon

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Jeju Air is a South Korean low-cost carrier that operates flights to and from Panglao, Bohol. The airline's inaugural flight to the Bohol Panglao International Airport (BPIA) was on November 21, 2019, carrying 187 passengers and one infant from Incheon, South Korea¹². The flight was welcomed by a water cannon salute and a ribbon cutting ceremony at the airport terminal. Jeju Air's flights to Panglao are scheduled daily and aim to boost tourism in the region¹³. The BPIA is a new airport that opened in November 2018 and can accommodate up to two million passengers annually. It is designed to be an eco-friendly airport that uses solar power and natural ventilation³. The airport is also strategically located near the popular tourist attractions of Panglao Island, such as white sand beaches, diving spots, and heritage sites. Jeju Air's first flight to Panglao was a historic event that marked the beginning of a stronger partnership between South Korea and the Philippines in the aviation and tourism industries.

Source:
(1) Jeju Air Successfully Lands Maiden Flight at Panglao Airport. https://outoftownblog.com/jeju-air-successfully-lands-maiden-flight-at-panglao-airport/.
(2) LOOK: Bohol... - Civil Aviation Authority of the Philippines - Facebook. https://www.facebook.com/caaphilippines/posts/look-bohol-panglao-international-airport-welcomes-jeju-airs-first-flightbohol-pa/2840863125965505/.
(3) Bohol-Panglao Airport Receives First International Flight Since ECQ .... https://www.avgeekph.com/bohol-panglao-airport-receives-first-international-flight-since-ecq-lockdown/.
(4) Jeju Air lands at Bohol-Panglao Airport - Peoples Tonight Online. https://www.peoplestonightonline.com/news/jeju-air-lands-at-bohol-panglao-airport/.

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Dauin, Negros Oriental featured on the award-winning BBC show 'Planet Earth'

On the second episode of the third edition of BBC's Planet Earth, a clown frogfish in Dauin, Negros Oriental made an appearance.

As reported on ANCX, Camera operator Sam Lewis and location director Yoland Bosiger described the filming experience in Dauin as "fantastic" and "incredible".

"Filming in Dauin, Philippines was fantastic. There were loads of macro critters to be seen in the areas we were filming and I would highly recommend visiting there if you are into your underwater macro photography. It was pretty tough not to get distracted as there were so many other things happening nearby," Lewis explained. 

"Dauin is one of the most incredible places to film little, macro critters in the sand and muck. You have everything from little cuttlefish and octopus to sea snakes and lionfish. It is alive with the most alien crazy creatures -- it was a real privilege to be able to film there and the technical dive facilities in the area were fantastic," Bosiger added.

Producer Wil Ridgeon advised travelers to do some research before visiting the featured destination. "It is very important to make sure you only dive with safe and responsible dive companies -- so it's good to do some research before you go," Ridgen said.

Read more here: https://news.abscbn.com/ancx/travel/destination/10/25/23/planet-earth-iii-producer-calls-dauin-a-fantastic-filming-location

The second episode "OCEAN" was aired on October 29 on its debut BBC Earth in Asia, where the third installment of the long-running documentary series will consist of a total of eight episodes.

Dauin is a town and suburb about 12 kilometers south of Dumaguete City that offers simply breathtaking marine sanctuaries that are well-protected and where dive sites are mostly accessible from the shore. The town has been a host of the region's (Central Visayas) prominent diving event for three consecutive years, the DIVE7 Festival.

DIVE7 stands as a flagship initiative of the Department of Tourism Central Visayas, seeking to spotlight the region as a premier diving destination, both nationally and internationally, all while emphasizing the importance of sustainability in resource management and the diving industry.

The forthcoming DIVE7 Festival in Negros Oriental, now in its fourth year, is scheduled to take place on July 2024, spanning across the municipalities of Dauin and Zamboanguita.

Photo screen-grabbed from the second episode of BBC's "Planet Earth III" titled "OCEAN".

Visit Central Visayas Visit Negros Oriental Provincial Government of Negros Oriental BBC Earth

#DauinNegrosOriental #VisitNegrosOriental  #VisitCentralVisayas #DIVE7 #LovethePhilippines

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On 29 October 1618, explorer and adventurer Sir Walter Raleigh was beheaded at the Palace of Westminster, on the orders of King James I.
Accused of deliberately inciting war between
England and Spain during one of his expeditions, on the day of his execution he was reported to have been suffering from from ague, or fever.
He was allowed to examine the executioner's axe, musing: "This is a sharp Medicine, but it is a Physician for all diseases and miseries". His last words were later uttered to the hesitant executioner: "What dost thou fear? Strike, man, strike!"

Source ~ historyhit

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ALLAH IS NOT YAHWEH:
PRE-ISLAMIC TRUTH ABOUT KAABA THAT HOUSED 360 IDOLS

KAABA worship Was always an event in pre-islamic Arabia
That kaaba Housed about 360 idols, The Quraishi worshipped Allah as one of the Idols.

Muslims today go round the Kaaba at 360 degrees representing 360 idols of the kaaba during the PRE-ISLAMIC Era. They go round the kaaba 7 times representing 7 days.

Islam is pagan.

OCCULTIC HISTORY: CUBE WORSHIP AND CELESTIAL ROCKS

Did the pagan Arabs in Mecca worship a moon god called Hubal at the Kabah? Although the stone has often been described as a meteorite, this is a hypothesis.

"Before Muhammad appeared, the Kaaba was surrounded by 360 idols, and every Arab house had its god. Arabs also believed in jinn (subtle beings), and some vague divinity with many offspring.

Among the major deities of the pre-Islamic era were al-Lat ("the Goddess"), worshiped in the shape of a square stone; al-Uzzah ("the Mighty"), a goddess identified with the morning star and worshiped as a thigh-bone-shaped slab of granite between al Talf and Mecca; Manat, the goddess of destiny, worshiped as a black stone on the road between Mecca and Medina; and the moon god, Hubal, whose worship was connected with the Black Stone of the Kaaba.

The stones were said to have fallen from the sun, moon, stars, and planets and to represent cosmic forces. The so-called Black Stone (actually the color of burnt umber) that Muslims revere today is the same one that their forebears had worshiped well before Muhammad and that they believed had come from the moon."

(The Joy of Sects, Peter Occhigrosso, 1996)

I'll be discussing the triple-goddess Cybele, aka Kybele aka Kubaba (cube) on a future Patreon post.

Very deep subject

Pilgrimage to Mecca done pre-Islam.

Sex is important in these rituals. Done naked, now Muslims wear a white cloth only.

KAABA is shaped like a vulva (of woman private part) and Muhammad kissed it as Muslims do.

KAABA Was always kissed before Islam.

Sex is still important in Islam, it explains why they do polygamy and Muta'h. And they are promised 72 virgins to be sleeping with in "heaven".

We can Say black stone is the right hand of Allah.

Read it for yourself here
https://wikiislam.github.io/wiki/Pagan_Origins_of_Islam.html

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FOR SALE
Boundary boljoon and alcoy
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Beach house
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CLEAN PAPERS
214 sq. meters
TWO Storey House
2 Wide Bedroom
Master's Bedroom
3 Toilet and Bath
Wide Living Area
Wide Dining Area
Wide kitchen
Wide Over Looking Terrace
INCLUSIONS:
1 CLOSET APARADOR
1 SALA SET
3 AIRCONS
2 TUGAS BEDS WITH FOAM
1 DINING TABLE SET(TUGAS)
1 SALA SET (terrace TUGAS)
2 brown aparador
1 55 inches tv slightly damage but still working

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Looking for Investment?
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Here are 15 lessons from 7 Mindsets of Success: What You Really Need to Do to Achieve Rapid, Top-Level Success by Sten Morgan:

1. Embrace discomfort. The most successful people are not afraid to step outside of their comfort zones. They know that growth and success come from challenging themselves.

2. Welcome healthy conflict. Healthy conflict is essential for growth and innovation. It forces us to think critically and to consider different perspectives.

3. Take ownership of your time. The most successful people are masters of their time. They know how to prioritize their tasks and to avoid distractions.

4. Choose your perspective. Your perspective shapes your reality. If you want to achieve success, you need to choose a perspective that is empowering and optimistic. 5. Build a safety net. A safety net gives you the confidence to take risks and to go after your dreams. It knows that you have something to fall back on if you fail.

6. Connect with your future self. Visualize the person you want to be in the future. This will help you to make decisions that are aligned with your long-term goals.

7. Be intrinsically motivated. The most successful people are motivated by their own internal values and goals. They don't need external rewards to stay motivated.

8. Be clear about your goals. What do you want to achieve in your life? Once you know what you want, you can start to make a plan.

9. Take action. Don't just sit around and wait for things to happen. Take action towards your goals every day.

10. Be persistent. Don't give up on your dreams. Keep working towards your goals, even when things get tough.

11. Be adaptable. The world is constantly changing. Be willing to adapt your plans as needed.

12. Be willing to learn. The most successful people are always learning. They are always looking for ways to improve their skills and knowledge.

13. Be willing to fail. Failure is a part of the learning process. Don't be afraid to fail. Just learn from your mistakes and keep moving forward.

14. Surround yourself with positive people. The people you spend time with have a big impact on your mindset and your success. Surround yourself with positive people who believe in you and support your goals.

15. Give back to others. Once you achieve success, don't forget to give back to others who are on their own journey. Help them to achieve their goals and to make the world a better place.

Morgan's book is a practical guide to achieving success in any area of your life. He provides specific strategies and exercises for developing the mindsets of the most successful people in the world. If you are serious about achieving your goals, I highly recommend reading this book.

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𝗣𝗮𝗻𝗴𝗮𝗿𝗮𝗽 𝗺𝗼 𝗯𝗮 𝗮𝗻𝗴 𝗧𝗮𝗵𝗶𝗺𝗶𝗸 𝗻𝗮 𝗞𝗮𝗻𝗹𝘂𝗻𝗴𝗮𝗻 𝘀𝗮 𝗣𝘂𝘀𝗼 𝗻𝗴 𝗟𝗮𝗽𝘂𝗟𝗮𝗽𝘂?

𝘕𝘢𝘬𝘢𝘳𝘢𝘯𝘢𝘴 𝘬𝘢 𝘯𝘢 𝘣𝘢 𝘯𝘨 𝘮𝘢𝘵𝘢𝘨𝘢𝘭 𝘯𝘢 𝘣𝘺𝘢𝘩𝘦? Ang pagkabigo sa mga paupahan na hindi umaabot sa iyong inaasahan? Ang pangarap na nasa sentro ng lahat ay unti-unti nang nawawala?

𝗜𝗽𝗶𝗻𝗮𝗽𝗮𝗸𝗶𝗹𝗮𝗹𝗮... Ang iyong personal na kanlungan sa syudad!
Sumubok sa kaginhawahang hatid ng 𝗳𝘂𝗹𝗹𝘆 𝗳𝘂𝗿𝗻𝗶𝘀𝗵𝗲𝗱 𝗻𝗮 𝟭-𝗯𝗲𝗱𝗿𝗼𝗼𝗺 𝗰𝗼𝗻𝗱𝗼, matatagpuan sa Brentwood Condominium - ang puso ng kagilagilalas na LapuLapu.

𝗠𝗴𝗮 𝗕𝗲𝗻𝗲𝗽𝗶𝘀𝘆𝗼:

𝙀𝙠𝙨𝙠𝙡𝙪𝙨𝙞𝙗𝙤𝙣𝙜 𝘽𝙤𝙣𝙪𝙨: 𝘔𝘢𝘺 𝘬𝘢𝘴𝘢𝘮𝘢𝘯𝘨 𝘴𝘢𝘳𝘪𝘭𝘪 𝘮𝘰𝘯𝘨 𝘱𝘢𝘳𝘬𝘪𝘯𝘨 𝘴𝘱𝘢𝘤𝘦! 𝘞𝘢𝘭𝘢 𝘯𝘢𝘯𝘨 𝘱𝘳𝘰𝘣𝘭𝘦𝘮𝘢 𝘴𝘢 𝘱𝘢𝘨𝘱𝘢𝘱𝘢𝘳𝘢𝘥𝘢.
𝙄𝙡𝙖𝙣𝙜 𝙝𝙖𝙠𝙗𝙖𝙣𝙜 𝘭𝘢𝘯𝘨 𝘮𝘶𝘭𝘢 𝘴𝘢 𝘎𝘢𝘪𝘴𝘢𝘯𝘰 𝘎𝘳𝘢𝘯𝘥 𝘔𝘢𝘭𝘭. 𝙈𝙖𝙜-𝙚𝙣𝙟𝙤𝙮 𝘴𝘢 𝘣𝘪𝘨𝘭𝘢𝘢𝘯𝘨 𝘴𝘩𝘰𝘱𝘱𝘪𝘯𝘨!
𝙄𝙞𝙡𝙖𝙣𝙜 𝙢𝙞𝙣𝙪𝙩𝙤 𝙡𝙖𝙣𝙜 𝘮𝘶𝘭𝘢 𝘴𝘢 𝘔𝘢𝘤𝘵𝘢𝘯 𝘋𝘰𝘤𝘵𝘰𝘳 𝘏𝘰𝘴𝘱𝘪𝘵𝘢𝘭 - 𝙆𝙖𝙡𝙪𝙨𝙪𝙜𝙖𝙣 𝙖𝙮 𝙠𝙖𝙮𝙖𝙢𝙖𝙣𝙖𝙣, 𝘴𝘢 𝘸𝘢𝘬𝘢𝘴.
𝘿𝙖𝙢𝙝𝙞𝙣 𝙖𝙣𝙜 𝙞𝙣𝙞𝙩 𝙣𝙜 𝙖𝙧𝙖𝙬, 𝙗𝙪𝙝𝙖𝙣𝙜𝙞𝙣, 𝙖𝙩 𝙙𝙖𝙜𝙖𝙩 - 𝘪𝘭𝘢𝘯𝘨 𝘮𝘪𝘯𝘶𝘵𝘰 𝘭𝘢𝘯𝘨 𝘮𝘶𝘭𝘢 𝘴𝘢 𝘱𝘪𝘯𝘢𝘬𝘢𝘮𝘢𝘨𝘢𝘯𝘥𝘢𝘯𝘨 𝘣𝘦𝘢𝘤𝘩 𝘳𝘦𝘴𝘰𝘳𝘵𝘴 𝘯𝘨 𝘓𝘢𝘱𝘶𝘓𝘢𝘱𝘶.
𝘔𝘢𝘣𝘪𝘭𝘪𝘴𝘢𝘯𝘨 𝘥𝘢𝘢𝘯 𝘱𝘢𝘱𝘶𝘯𝘵𝘢 𝘴𝘢 𝘢𝘪𝘳𝘱𝘰𝘳𝘵. 𝘐𝘸𝘢𝘴𝘢𝘯 𝘢𝘯𝘨 𝘱𝘢𝘨𝘮𝘢𝘮𝘢𝘥𝘢𝘭𝘪, 𝘺𝘢𝘬𝘢𝘱𝘪𝘯 𝘢𝘯𝘨 𝘬𝘢𝘨𝘪𝘯𝘩𝘢𝘸𝘢𝘩𝘢𝘯.
𝘼𝙣𝙜 𝙥𝙖𝙜-𝙚𝙚𝙝𝙚𝙧𝙨𝙞𝙨𝙮𝙤 𝘢𝘺 𝘨𝘪𝘯𝘢𝘸𝘢𝘯𝘨 𝘮𝘢𝘥𝘢𝘭𝘪 𝘴𝘢 𝘨𝘺𝘮 𝘴𝘢 𝘭𝘰𝘰𝘣 𝘯𝘨 𝘬𝘰𝘮𝘱𝘭𝘦𝘬𝘴.
𝙇𝙪𝙢𝙪𝙣𝙙𝙖𝙜 𝙨𝙖 𝙠𝙖𝙜𝙞𝙣𝙝𝙖𝙬𝙖𝙝𝙖𝙣 𝘴𝘢 𝘮𝘢𝘺𝘢𝘣𝘰𝘯𝘨 𝘯𝘢 𝘴𝘸𝘪𝘮𝘮𝘪𝘯𝘨 𝘱𝘰𝘰𝘭.
𝙃𝙪𝙢𝙞𝙣𝙜𝙖 𝙣𝙜 𝙥𝙖𝙣𝙖𝙩𝙖𝙜, 𝘮𝘢𝘺 𝘮𝘢𝘩𝘪𝘨𝘱𝘪𝘵 𝘯𝘢 𝘴𝘦𝘨𝘶𝘳𝘪𝘥𝘢𝘥 𝘢𝘵 𝘵𝘢𝘩𝘪𝘮𝘪𝘬 𝘯𝘢 𝘬𝘢𝘱𝘢𝘭𝘪𝘨𝘪𝘳𝘢𝘯.

𝗔𝗵, 𝗮𝘁 𝗻𝗮𝗯𝗮𝗻𝗴𝗴𝗶𝘁 𝗯𝗮 𝗻𝗮𝗺𝗶𝗻? May mga libreng bagay sa loob na naghihintay para sa'yo, kasama na ang eksklusibong paradahan! Pero tandaan, ang mga hiyas na tulad nito ay bihira at mabilis maubos sa merkado.

𝗛𝗶𝗻𝗱𝗶 𝗠𝗮𝗽𝗮𝗻𝗶𝗻𝗶𝘄𝗮𝗹𝗮𝗮𝗻𝗴 𝗛𝗮𝗹𝗮𝗴𝗮: Kunin ang yaman na ito sa halagang P3,𝟶𝟶𝟶,𝟶𝟶𝟶 (net). Sumubok bago ito mawala!

Iniisip mo pa ba? Huwag! Kumilos na at gawing katotohanan ang iyong pangarap sa syudad!

𝗪𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗹𝗶𝗸𝗲 𝘁𝗼 𝘀𝗰𝗵𝗲𝗱𝘂𝗹𝗲 𝗮 𝘃𝗶𝘀𝗶𝘁 𝘁𝗼 𝘃𝗶𝗲𝘄 𝘁𝗵𝗲 unit 𝗼𝗻-𝘀𝗶𝘁𝗲? Please click the link below to arrange an appointment:
https://api.leadconnectorhq.com/widget/bookings/140brentwood

𝗗𝗼 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘂𝗿𝗴𝗲𝗻𝘁 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀? Call me at : 0917-1146166

𝗧𝗮𝗸𝗲 𝘁𝗵𝗲 𝗡𝗲𝘅𝘁 𝗦𝘁𝗲𝗽 𝘁𝗼 𝗬𝗼𝘂𝗿 𝗗𝗿𝗲𝗮𝗺 𝗛𝗼𝗺𝗲
𝐉𝐮𝐧𝐢𝐞 𝐀𝐥𝐨𝐧, 𝐂𝐏𝐀
𝘚𝘦𝘯𝘪𝘰𝘳 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘚𝘢𝘭𝘦𝘴𝘱𝘦𝘳𝘴𝘰𝘯
𝘊𝘦𝘣𝘶 𝘙𝘦𝘢𝘭𝘵𝘺 𝘢𝘯𝘥 𝘉𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦
𝘗𝘙𝘊 𝘈𝘊𝘙𝘌𝘋 𝘕𝘰. 11310
𝘋𝘏𝘚𝘜𝘋 𝘕𝘰: 𝘊𝘝𝘙𝘍𝘖-𝘈-12/19-3380
𝗖𝗼𝗻𝘁𝗮𝗰𝘁: +𝟲𝟯 𝟵𝟭𝟳-𝟭𝟭𝟰𝟲𝟭𝟲𝟲 (Available on Viber/WhatsApp)

#cebupropertybuzz
#condounitforsale

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HEART OF CEBU CITY CONDOMINIUM FOR SALE AND NO DOWNPAYMENT !!!
WE OFFER STRAIGHT MONTHLY !!

TOWER D is finally Open for ReservationSTARTS AT ₱12,000/Month ONLY!  The long wait is over. The most coveted development in Midtown Cebu is launching a new tower.  City Clou Tower D with elusive and state of the unit features and facility is launching at a very affordable price.   City Clou is situated in the heart of Cebu City Dionesio Jakosalem St. across Sacred Heart Church walking distance from daily essentials like groceries, banks, restaurants and medical care facilities.   Landmarks/Accessibility:  ️Across Sacred Heart Parish    Walking distance going to Mango Avenue   3 minutes drive going to Robinsons Fuente   5 minutes drive going to Chong Hua Hospital   5 minutes drive going to Cebu Doctors Hospital   10 minutes drive going to Cebu Business Park   15 minutes drive going to Cebu IT Park  City Clou Vibrant AMENITIES Lap Pool Fun Pool Kiddie Pool ️Meditation Garden 🪴 Pocket Garden Clubhouse Lounge Gym Library Function Room Kid's Play Room Playground Game Room Karaoke Room  Unit Available:  Studio One Bedroom Two Bedroom Suite Three Bedroom Suite Flexi Unit (Flexible Unit)  Free Upgrades: 1. Cooktop 2. Rangehood 3. Single Point Water Heater 4. Shower Glass Enclosure 5. Air Conditioner at Living Area and Bedroom (For Flexi Unit, 2BR & 3BR) 6. Push to Open Cabinets (Kitchen) 7. Push to Open Cabinets with Lighting (Bedroom) 8. Smart Lock Set  Avail our LOW MONTHLY AMORTIZATION TERM.  Slide us a message to know more about City Clou Tower D
Pls contact...0960-3850278

#investmentgoals2023 #CityclouTowerD #CityCLOUbyGoldenTopperCEBU #realestatelife #younginvestor #realestateinvestment #realestate #homegoals #investment #cebuphilippines #cebucity #Cebu

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"Master Your Time, Master Your Life" by Brian Tracy is a comprehensive guide to time management and productivity. The book emphasizes the importance of effectively managing time to achieve success in all areas of life. Here are ten key lessons from the book:

    1. Strategic Planning and Goal Setting: Dedicate time to strategic planning and goal setting. Clearly define your objectives and create a roadmap to achieve them.

    2. Focus and Concentration: Avoid multitasking and instead focus on one task at a time. Concentrated effort leads to better results and increased productivity.

    3. Clarity of Purpose: Clearly define your purpose and align your activities with your long-term goals. This clarity will help you prioritize tasks and make better decisions.

    4. Effective Meetings: Make meetings purposeful and productive. Set clear agendas, invite only necessary participants, and ensure that meetings have a clear outcome or action plan.

    5. Time Blocking: Allocate specific blocks of time for different activities and tasks. This helps create structure and ensures that important tasks are given dedicated attention.

    6. Eliminate Time Wasters: Identify and eliminate activities that waste your time and distract you from your goals. This includes minimizing time spent on social media, excessive email checking, and other non-essential tasks.

    7. Delegate and Outsource: Learn to delegate tasks that can be handled by others, freeing up your time for more important responsibilities. Outsourcing certain tasks can also be beneficial in maximizing productivity.

    8. Continuous Learning: Invest time in continuous learning and personal development. Acquiring new knowledge and skills enhances your effectiveness and opens up new opportunities.

    9. Effective Decision Making: Develop the ability to make timely and effective decisions. Avoid analysis paralysis and learn to trust your instincts when necessary.

    10. Self-Care and Balance: Take care of your physical and mental well-being. Prioritize self-care activities such as exercise, proper nutrition, and sufficient rest to maintain high levels of energy and focus.

By implementing these lessons, you can gain control over your time, increase productivity, and achieve greater success in all aspects of your life. "Master Your Time, Master Your Life" provides practical strategies and insights to help you make the most of your time and achieve your goals.

BOOK: https://amzn.to/3QyrVrm

You can also get the audio book for free using the same link, as far as you are registered on the Audible Platform.

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𝐒𝐌𝐃𝐂 𝐒𝐇𝐎𝐑𝐄 𝟑 𝐑𝐄𝐒𝐈𝐃𝐄𝐍𝐂𝐄𝐒 I Mall of Asia Complex
𝐄𝐧𝐣𝐨𝐲 𝐮𝐩𝐭𝐨 𝐏𝟕𝟎𝟎𝐊 𝐏𝐫𝐨𝐦𝐨 𝐃𝐢𝐬𝐜𝐨𝐮𝐧𝐭

Give reward to yourself! Invest a condo unit and enjoy the world class amenities. A wise investment for a lifetime.

Accessible to SM malls and Main roads. Tourist destination. Central Business District. Near the airport, hospital, schools... simply perfect.

SMDC Brand (Top 1 Developer in the Philippines)
Capital Appreciation
Great idea for rental investment / AIRBNB
Exclusive great deals
Perpetual Ownership (Lifetime)
Low monthly payments
Offers suitable units designed for all.
Affordable payment and flexible terms that best meets your needs.

𝓞𝓾𝓻 𝓰𝓸𝓪𝓵 𝓲𝓼 𝓽𝓸 𝓱𝓮𝓵𝓹 𝔂𝓸𝓾 𝓽𝓸 𝓯𝓲𝓷𝓭 𝔂𝓸𝓾𝓻 𝓭𝓻𝓮𝓪𝓶 𝓱𝓸𝓶𝓮.

To know more, click the "𝐒𝐄𝐍𝐃 𝐌𝐄𝐒𝐒𝐀𝐆𝐄" button. Our trusted SMDC representative will assist you.

HLURB LS 032418
Seaside Blvd. and Sunrise Drive, Mall of Asia Complex, Pasay City
Completion Date: January 31, 2023
Developer: SM Development Corporation

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Here are 7 powerful lessons from the book The Organized Mind: Thinking Straight in the Age of Information Overload by Daniel J. Levitin:

1. The brain is a pattern-matching machine. It is constantly looking for patterns in the information we encounter. This allows us to make sense of the world around us and to learn new things.

2. Attention is the key to focus and productivity. When we pay attention to something, we are more likely to remember it and to learn from it.

3. Multitasking is a myth. We can't actually focus on two things at the same time. Instead, we are rapidly switching between different tasks. This can lead to errors and decreased productivity.

4. Taking breaks is essential for focus and productivity. When we work for long periods of time without taking breaks, our attention and productivity decline.

5. The environment plays a role in our organization. A cluttered and disorganized environment can make it difficult to focus and to be productive.

6. Organization is a skill that can be learned and improved. There are a number of strategies that we can use to organize our thoughts, our work, and our lives.

7. Organization is important for our mental and emotional health. When we are organized, we are less likely to feel stressed and overwhelmed.

Organization is not about perfection. It is about finding a system that works for you and that helps you to achieve your goals.

By understanding and applying the lessons from The Organized Mind, you can improve your focus, productivity, and organization. This will help you to achieve your goals and to live a more fulfilling life.

BOOK:https://amzn.to/3QzmJ6J

You can get the audiobook for FREE using the same link, as far as you are registered on the audible platform

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Ledesco Village Lot - ₱7,500.00

504 sqm lot near the entrance gate of Ledesco Village, Jaro, Iloilo City
Exact location in Block 3
Surrounded by ISAT-U, WVSU, soon SM City Jaro, Glades Residences, Don Benito Hospital, Mission Hospital, BPI, Mercury, Rose Pharmacy, near plaza Jaro & LaPaz.
Php8,000/sqm

Licensed Real Estate Broker
PRC No. 0029621
Valid until 04-23-2025
Facebook Marketplace

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The SouthPrime Flats!
Now is the time to invest! Price increases soon! 85% Sold

𝗣𝗲𝘁 𝗙𝗿𝗶𝗲𝗻𝗱𝗹𝘆, 𝗙𝘂𝗹𝗹𝘆 𝗳𝗶𝗻𝗶𝘀𝗵𝗲𝗱 𝗦𝗺𝗮𝗿𝘁 𝗛𝗼𝗺𝗲 𝗥𝗲𝗮𝗱𝘆 𝗖𝗼𝗻𝗱𝗼 𝘂𝗻𝗶𝘁 𝘄𝗶𝘁𝗵 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 + 𝗙𝗿𝗲𝗲 ₱𝟭𝟱,𝟬𝟬𝟬 𝘄𝗼𝗿𝘁𝗵 𝗼𝗳 𝗦𝗠 𝗔𝗽𝗽𝗹𝗶𝗮𝗻𝗰𝗲𝘀 + 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁! (𝟯 𝘀𝗹𝗼𝘁𝘀 𝗼𝗻𝗹𝘆)

𝘋𝘰𝘸𝘯𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘴𝘵𝘢𝘳𝘵𝘴 𝘢𝘵;
𝘚𝘵𝘶𝘥𝘪𝘰 𝘶𝘯𝘪𝘵 - 𝘗𝘩𝘱 6,300/month
1 𝘉𝘙 𝘰𝘳 2 𝘉𝘙 - 𝘗𝘩𝘱 12,600/month

Rental Business Prospect
Bank Referral upon reservation
Pagibig Financing Available
Accessible to public transportations.
5 minutes away from Marriott Hotel, Richmonde Hotel, BPO Offices and other big establishments.
3-5 minutes away to Iloilo Business Park, Festive Mall & Festive Walk, and SM City Iloilo!
Industrial Chic-inspired design

*𝗣𝗿𝗶𝗰𝗲𝘀 𝗺𝗶𝗴𝗵𝘁 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝗲𝘃𝗲𝗿𝘆 𝗾𝘂𝗮𝗿𝘁𝗲𝗿
*𝗣𝗲𝘁 𝗙𝗿𝗶𝗲𝗻𝗱𝗹𝘆
*𝗪𝗲 𝗰𝗮𝘁𝗲𝗿 𝗼𝗻𝗹𝗶𝗻𝗲 𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝗢𝗙𝗪𝘀 𝗮𝗻𝗱 𝗙𝗼𝗿𝗲𝗶𝗴𝗻𝗲𝗿𝘀

Reserve now to avail our promo and exclusive discount! (Promo runs until slots last)

For more inquiries and reservation, contact our Sales Team anytime thru page or this number 09563965151

#TheSouthprimeFlats #Investment #SmartCondo #IloiloCondominiums #RentalBusiness #Iloilo

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𝑪𝒓𝒐𝒘𝒏 𝑹𝒆𝒔𝒊𝒅𝒆𝒏𝒄𝒆𝒔
Experience a new level of living at Crown Residences, with its beautiful views of the sea and sprawling amenities.
Located within the same vicinity as Dusit Thani Residence Davao and dusitD2, Crown Residences is the newest addition to Tierra Davao, Torre Lorenzo's integrated-use development in Davao City.

Crown Residence at Tierra Davao is a project of Lanang Realty Development Corporation (A Subsidiary of Torre Lorenzo Development Corporation)/Address: Maryknoll Drive, Bo. Pampanga, Davao City/ Completion Date: October 2027/LS No. RXI-2022-037

AMENITIES
Swimming Pool
Fitness Center
Function Rooms
Yoga and meditation garden

AVAILABLE UNITS
Studio Unit
       25.54 – 28.25 sqm
1 Bedroom
        47.27 – 55.70 sqm
2 Bedroom
        82.16 – 89.33 sqm
Hotel units are also available

Accesible Establishments
SM Lanang Premier – 2.8km
Tebow Cure Hospital – 3km
Francisco Bangoy International Airport – 5.9km
Davao Christian High School – 6.3km
Jollibee Lanang - .5km

#TorreLorenzo #crownresidences
#PremiumResidences #CondoInDavao #investmentproperty #condonearairport #CondoLiving #DusitThaniResidenceDavao #DusitD2 #DusitDavao

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Ajoya CAPAS by Aboitizland is a residential development located at Brgy. TALAGA along McArthur High way CAPAS TARLAC 
Near New Clark City and Clark International airport

Lowest Downpayment Extended Promo valid till October 30, 2023 ONLY

For Only 8,311 monthly
Duplex Back to Back  90 sqm lot area 75 sqm floor area
3BR (open layout) / 2T&B / 2.5 meters carport
TCP: 3.1M

For Only 7,844 monthly
Duplex Side by side 80 sqm lot area 66 floor area
2BR (open layout) / 2T&B / 2.5 meters carport
TCP: 3M

For Only 5,697 monthly
Townhouse 50 sqm lot area 49 floor area
2BR (open layout) / 2T&B / 2.2 meters carport
TCP: 2.2M

For only 35,116 monthly
SHOP house (commercial units)
3 Floors, 2T&B with parking space
TCP: 8.7M

House and lot and lot only for sale  along MacArthur Highway Capas Tarlac near New Clark City. Strategically located along the MacArthur Highway.
If you want to take a look on the prospective view of Ajoya Capas here's the link: bit.ly/AjoyaCapasVirtualTour

Project Name: Ajoya Capas
Developer: Aboitizland
Pre selling and RFO: Available
Ajoya Capas HLURB LTS # 034125
HLURB-INTRFO-AA-2018/03-113

All units Loanable to Pag-IBIG, Union Bank, BPI and BDO
Message me to get the best deals and promo from Ajoya Capas Tarlac by AboitizLand
Name: Melissa M. Dayrit
Designation: Property Specialist
Company: Ajoya Capas / AboitizLand
PRC # 18424781 valid until  Dec 2023
DHSUD #   A-21/02-1355 valid until  Dec 2023

+63 947 065 5110 (WhatsApp/Viber/Mobile #)
For quotation or site viewing, please send a message.

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10 Rules you Need to Follow to Be Self-discipline and Succeed in Life

1. Start doing the things you don't want to but will improve your life of make you successful.

2. Do not wait for the right time to get started. Start where you are now with any little you have. After a while, it will produce something big.

3. Hold yourself accountable and find others to also do so.

4. Visualise the outcome and start with the end in mind.

5. Identify your weaknesses and face them head on.

6. Become time savvy and incredibly organised.

7. Set goals for every step of the way.

8. Incorporate rewards for hitting certain milestones.

9. Remove temptations.

10. Trust in yourself.

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PayMaya is a financial super app in the Philippines that offers various services such as a digital wallet, online remittances, bill payments, and more. PayMaya was formerly owned by Voyager Innovations, Inc., a subsidiary of PLDT, one of the country's largest telecoms.

In April 2022, Voyager Innovations announced that PayMaya would be rebranded as Maya, coinciding with the launch of Maya Bank, a digital bank powered by Maya Philippines, Inc. and Maya Bank, Inc. ³⁵ Voyager Innovations also raised $210 million in new funding from existing shareholders PLDT, KKR and Tencent, and new investors IFC Financial Institutions Growth Fund and others, bringing its valuation to $1.4 billion. ³⁴

So, to answer your question, Maya (formerly PayMaya) is now owned by Maya Group, which is composed of Maya Philippines, Inc., Maya Bank, Inc., and Voyager Innovations, Inc. The major shareholders of Maya Group are PLDT, KKR, Tencent, and IFC.

Source:
(1) Maya (mobile payments) - Wikipedia. https://en.wikipedia.org/wiki/Maya_%28mobile_payments%29.
(2) PayMaya owner Voyager Innovation raises $167M from KKR ... - TechCrunch. https://techcrunch.com/2021/06/27/paymaya-owner-voyager-innovation-raises-167m-from-kkr-tencent-and-ifc-will-launch-digital-bank-in-the-philippines/.
(3) PayMaya owner Voyager Innovations raises $210M at a ... - TechCrunch. https://techcrunch.com/2022/04/11/paymaya-owner-voyager-innovations-raises-210m-at-a-valuation-of-1-4b/.
(4) Maya Bank starts operations, offers products through rebranded app. https://www.bworldonline.com/banking-finance/2022/05/02/445642/maya-bank-starts-operations-offers-products-through-rebranded-app/.
(5) PayMaya, a financial super app in the Philippines, owner sees valuation .... https://www.cbinsights.com/research/paymaya-voyager-innovations-competitors-paymongo-g-xchange/.

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CANCELLED FLIGHTS? DELAYED FLIGHTS?  EARLY/LATE FLIGHTS? with QUICK STAY good for your Lay Over

WORRY NO MORE !!! Call us, because we feel you
Condominium Near Mactan Aiport only 1.8km (5mins) away !!
Offers Daily, Weekly and Monthly Stay

https://www.airbnb.com/h/ac-holistay

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By Ronie Limen Besinga
FOR ALL TO KNOW

This land usually are being sold as YUTA DATA DATA.
So please before investing, check.
Before deciding, refer to a Licensed Real Estate Practitioner for a DUE DILIGENCE of all the papers.

Things to know about CLOA:

Is it safe to buy a property with CLOA Title?
Looking for a property to invest or a land where you can build your future home one can be taxing. There are lot of factors to look into including and importantly the legality of the property that you are eyeing.

Is someone selling you a property or have you gained interest in a property that has CLOA title and you're not sure whether or not it is safe to buy a property with CLOA Title? Here are some of the important information about CLOA land to help you decide whether or not it is worth all the effort to acquire it.

What is CLOA Title?
Certificate of Land Ownership Awards or CLOA is a document that states ownership of the land granted or awarded to the beneficiary by the Department of Agrarian Reform (DAR). This means that the current owner of the CLOA land had acquired the property from DAR.

Can the owner sell the CLOA Land awarded to him?
The CLOA land is legally under the name of the owner or the beneficiary but it has some conditions and restrictions under the Comprehensive Agrarian Reform Law (CARL) and other applicable law. Included in the limitations is the selling or transferring of ownership of the CLOA Land to other people.

Unfortunately, CLOA lands cannot be alienated or sold to any other person. There is an existing 10-year restriction period from the time the land was award to the beneficiary stating that the beneficiary cannot dispose of these lands whether by selling it or transferred.

Selling them to any developer or any private citizen without the permission of DAR considered illegal.

When can I buy a land with CLOA Title?
Since the CLOA land beneficiary is prohibited to sell, transfer or convey the right to use the land, it can only be sold, transferred or conveyed to their children, the government, the Land Bank of the Philippines (LandBank), or other qualified beneficiaries after 10 years.

Only after 10 years that the CLOA land title restrictions has lapsed can you safely and legally purchase the land.

Under the land reform law, farmer-beneficiaries can only sell the land after 10 years and/or only after the original owner has been compensated.

Should you invest in a CLOA titled land?
The straight answer to this is unless the CLOA titled is over 10 years old or the current owner or beneficiary had fully compensated the original owner of the land is when it is safe to buy the property.

Make sure to do your due diligence and look up the legality of the property you are buying – regardless if it is CLOA titled or otherwise.

#FilipinoHomesAtYourService
#YourTrustedRealEstateBroker
#OFWInvestment
#OFW #CLOA

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Own a Condominium Unit with balcony in a Prime location at Plumera Mactan - Equity starts at Php 6,000 per month

PROMO AND FREEBIES
FREE Transfer Charges
FREE Move-In Fees
FREE Bank Charges
FREE All-Out Assistance in Condo Loan Application

Located in Basak-Cagudoy, Lapu-Lapu City, Metro Cebu. Walking distance to Indiana Aerospace University.

AVAILABLE UNITS:
• Studio Unit | Floor Area 24 Sqm
• One-Bedroom Unit | Floor Area 36 Sqm

AMENITIES
• 24 Hour Security with CCTV System
• Clubhouse/ Multi-Purpose Hall
• Swimming Pool
• Commercial Spaces
• 7'11 Convening Store
• Rose Pharmacy
• Water Refilling Station
• Milk Tea & Coffee Shop
• Soon to open Bo's Coffee

Janil Emnace Jaramillo
Top Realtor in Bachelors Realty and Brokerage Inc. since 2016
🪪 PRC #32096
0906-4137-065 (viber and whatsapp also)

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1-BEDROOM Resort Condo in Mactan Ready for Occupancy - ₱2,117,350.00

𝙃𝙖𝙨𝙨𝙡𝙚 𝙁𝙍𝙀𝙀 𝙄𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙩𝙝𝙖𝙩 𝙁𝙤𝙧𝙞𝙚𝙜𝙣𝙚𝙧𝙨 𝘾𝙖𝙣 𝙊𝙬𝙣? 𝘾𝙤𝙣𝙩𝙖𝙘𝙩 𝙢𝙚 𝙖𝙩 +639773971837.

Price starts: 2.1M
Reservation fee: 20,000

Royal Oceancrest Mactan, an affordable resort condominium in Sudtunggan, Lapu-Lapu City, Cebu.

𝗡𝗼 𝗻𝗲𝗲𝗱 𝗕𝗮𝗻𝗸/𝗣𝗮𝗴-𝗜𝗯𝗶𝗴 𝗹𝗼𝗮𝗻
𝗡𝗼 𝗻𝗲𝗲𝗱 𝗣𝗮𝘆𝘀𝗹𝗶𝗽
𝗡𝗼 𝗻𝗲𝗲𝗱 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗣𝗲𝗿𝗺𝗶𝘁/𝗜𝗧𝗥
𝗡𝗼 𝗻𝗲𝗲𝗱 𝗖𝗢𝗘/𝗝𝗢𝗕 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧

Valid IDs only!
Reservation Fee

5 minutes to Mactan Doctors' Hospital
5 minutes to Grand Mall Mactan
10 minutes to the pristine beaches in Lapu-Lapu
15 minutes to the International Airport

𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱? 𝐁𝐨𝐨𝐤 a 𝐅𝐑𝐄𝐄 𝐒𝐢𝐭𝐞 𝐕𝐢𝐞𝐰𝐢𝐧𝐠 now:
Mobile Number: 𝟎𝟗𝟕𝟕𝟑𝟗𝟕𝟏𝟖𝟑𝟕
Whatssap/Line/Viber: 𝟎𝟗𝟑𝟐𝟗𝟑𝟖𝟏𝟔𝟐𝟎

Mar Ocana Gedorio
DHSUD No. CVRFO-A-02/19-1007
UNDER PRC License No. 0018186
Facebook Marketplace

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10 SUPER POWERFUL QUOTES ABOUT MISTAKES IN LIFE

1. "Mistakes are the portals of discovery." - James Joyce

2. "YOU make mistakes. MISTAKES DON'T MAKE YOU." - Maxwell Maltz

3. "Mistakes are the growing pains of WISDOM." - William George Jordan

4. "If you're not making mistakes, then you're not making decisions." - Catherine Cook

5. "Fear of mistakes is the root of lack of confidence." - Dan Rockwell

6. "An error doesn't become a mistake until you refuse to correct it." - Orlando A. Battista

7. "Fear of mistakes is just another way of procrastinating, of never moving forward." - Robin S. Sharma

8. "The greatest mistake you can make in life is to be continually fearing you will make one." - Elbert Hubbard

9. "I can accept failure, everyone fails at something. But I can't accept not trying." - Michael Jordan

10. "The only real mistake is the one from which we learn nothing." - Henry Ford

Bonus 1
"It's not how we make mistakes, but how we correct them that defines us." - Rachel Wolchin

Bonus 2
"Mistakes teach you important lessons. Every time you make one, you're one step closer to your goal." - Unknown

Bonus 3
"Never be afraid to try something new. Remember, amateurs built the ark; professionals built the Titanic." - Unknown )

Affirm: "MISTAKES ARE SIMPLY FEEDBACK FOR IMPROVEMENT, AND I ACCEPT THIS FEEDBACK WITH CONFIDENCE AND DESIRE TO LEARN."

Keep shining and keep smiling!
Have a super powerful day!

EYA Oliver Uchenna

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NO SPOT DOWNPAYMENT, MONTHLY NA DIRITSO - ₱12,999.00

NO SPOT DOWNPAYMENT, STRAIGHT MONTHLY PAYMENT PROMO

𝑷𝒉𝒑 12k/𝒎𝒐𝒏𝒕𝒉
️ 50% Off Reservation Fee
️ No Spot Downpayment Term
Flexible Payment Terms with 𝐙𝐄𝐑𝐎% 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭
️ 10% Disc. for Spot Cash
️ No Hidden Charges
️ Lifetime Ownership
️ Ideal for Airbnb and Daily Rentals
️ Valid ID Only

Prime location in Cebu City walking distance to Mango Avenue, CIM, Velez College, St. Theresa's College, USC, Inmaculada College, Chong hua & Cebu Doctors Hospital, Ayala Malls, IT Park Cebu Business Park.

𝑾𝒉𝒂𝒕 𝒂𝒓𝒆 𝒚𝒐𝒖 𝒘𝒂𝒊𝒕𝒊𝒏𝒈 𝒇𝒐𝒓? 𝐈𝐍𝐕𝐄𝐒𝐓 𝐍𝐎𝐖
.
Inquire Now:
City Clou In-house Seller
+639171309260
Facebook Marketplace

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5 WAYS TO KILL DIFFICULTIES IN YOUR LIFE

1. Accept the situation: Acknowledge the situation you are in and accept it. Denying or ignoring the problem won't make it go away. Acceptance helps you to remain calm and find a solution.

2. Focus on the solution: Instead of focusing on the problem, focus on finding a solution. If one solution doesn't work, try another until you find one that works.

3. Seek help: Don't be afraid to seek help. Talk to someone you trust, such as a friend, family member, or therapist. They can offer you support and advice.

4. Take care of yourself: Deal with stress by doing things you enjoy, such as exercising, meditating, or spending time in nature.

5. Learn from your experience: Every difficulty is an opportunity to learn. Reflect on what happened, what you learned, and how you can use this experience to become stronger and more resilient in the future.

Thanks for reading

Follow UgoWire BillyTv EYA Oliver Uchenna

#ugowire_billytv

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Fight Fraud: Watch out for scam callers pretending to be from Metrobank Card. Remember, we WILL NOT call you to offer rewards or eGifts, activate your credit card, convert rewards points, or enroll you in online banking in exchange for your One-Time PIN (OTP). If you suspect fraud, call (02) 88-700-700.

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From FB Post of Tagbilaran Tatler. PICTURES OF MY TAGBILARAN.  Decades ago when life was simpler, the main street of town used to be called Libertad Street. Both pictures are undated but a closer look at the pictures will you the exact year when they were taken.  Can you guess?  The picture on top shows one building that still stands today, Policarpo's.  The one behind it used to house the other department store in town then- VL Enterprises owned by the Lao's. Further to the back was the old Rainbow Hotel building with Villa Ondolana Light below. Of the picture below one sees the corner building where New Vision Commercial used to hold shop and where later the first Alturas store opened its doors to the public. Behind it is Desoy's and Cia Lim's.  Across the street is the old Farmacia Libertad.  Now you know why the same drugstore today is called by such a name.  Because I went to Bohol High School, I used to walk this street at least four times a day for four years so the buildings, the people, the sound and the charm of a growing city have remained as deep markings on my memory.

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To make an Android app for listing of all local government units of the Philippines, you will need to follow these steps:

   
• Download and install Android Studio, the official integrated development environment (IDE) for Android app development. You can get it from here.
• Start a new project in Android Studio and choose a template for your app. For example, you can use the Basic Activity template to create a simple app with a navigation drawer and a toolbar.
• Familiarize yourself with the files and folders in your project. You will mainly work with the following:
  
        
  • app/src/main/java folder: This is where you write your Java code for the app logic and functionality.
  • app/src/main/res folder: This is where you store your app resources, such as layouts, images, strings, colors, etc.
  • app/src/main/AndroidManifest.xml file: This is where you declare your app's essential information, such as its name, icon, permissions, activities, etc.
• Design your app's user interface (UI) using XML files in the res/layout folder. You can use the Layout Editor tool in Android Studio to drag and drop UI elements, such as text views, buttons, lists, etc., onto the screen. You can also edit the XML code directly to customize the appearance and behavior of the UI elements.
• Write your app's code using Java files in the java folder. You can use the Code Editor tool in Android Studio to write and edit your Java code. You will need to create classes for your app's activities, which are the screens that users see and interact with. You will also need to create adapters for your lists, which are the components that display data from a source (such as an array or a database) in a scrollable view.
• Test your app using an emulator or a real device. You can use the Run tool in Android Studio to launch your app on an emulator, which is a virtual device that simulates an actual Android device on your computer. You can also use the Debug tool to inspect and troubleshoot your app's code and performance. Alternatively, you can connect a real Android device to your computer via USB and run your app on it.
• Publish your app to the Google Play Store or other platforms. You will need to prepare your app for release by generating a signed APK file, which is a compressed file that contains your app's code and resources. You will also need to create a developer account on the Google Play Console or other platforms and upload your APK file along with other information, such as screenshots, descriptions, ratings, etc.

For more details and tutorials on how to make an Android app, you can check out these resources:

   
• Build Your First Android App in Java: A codelab with step-by-step instructions to make a simple Hello World app.
• Android Basics Course: A training course that teaches you the basics of creating apps with Jetpack Compose, Android's modern toolkit for developing user interfaces.
• Developer Guides: A collection of guides that cover various topics on Android app development, such as app architecture, testing, debugging, etc

DILG BIDA Ta Na Short Film Making Tilt Top 3 Winners revealed


          The top three winners of the Short Film Making competition organized by the Department of the Interior and Local Government (DILG) Bohol in line with the Buhay Ingatan, Droga'y Ayawan (BIDA) Follow-through Activity: BIDA Ta Na or the BIDA Tabangan Nato Ang Rehiyon Siete were revealed yesterday, October 6, at the Lourdes National High School Turo-Turismo Area.


          The General Academic Strand (GAS)- B students  topped the said competition with their short film entitled ALPAS "To Become Free".


          Meanwhile, the second prize winners were the Grade 12 Food and Beverage Services (FBS)- B students with their short film "AYOKO" and claiming the third prize were the Front Office Services (FOS)- C students with their short film "HUWAG".


          Moreover, the winners of the Social Media Award were the following: 1st place- GAS B; 2nd place- FOS C; 3rd place- FOS A; and 4th place- FOS B.


          The said competition, with the theme: 𝘐𝘬𝘢𝘸 𝘢𝘺 𝘉𝘐𝘋𝘈, 𝘈𝘬𝘰 𝘢𝘺 𝘉𝘐𝘋𝘈, 𝘛𝘢𝘺𝘰𝘯𝘨 𝘭𝘢𝘩𝘢𝘵 𝘢𝘺 𝘉𝘐𝘋𝘈 𝘭𝘢𝘣𝘢𝘯 𝘴𝘢 𝘪𝘭𝘭𝘦𝘨𝘢𝘭 na 𝘥𝘳𝘰𝘨𝘢," was participated by the LNHS Grade 12  students representing their respective sections.

Diamond Star Ms. Maricel Soriano, Alessandra De Rossi, at Empoy Marquez pumirma ng kontrata para sa mga bagong programa ng NET25.

Makakasama ni Maricel sa "3-IN-1" sina Eric at Epy Quizon. Kaabang-abang rin ang "May 4 Ever" na mapapanood dito sa NET25.

Basahin ang detalye: https://net25.com/news/diamond-star-maricel-soriano-pumirma-ng-kontrata-sa-net-25-reunion-show-sa-mga-anak-ni-pidol-aabangan-ng-mga-fans

#NET25News

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NEWEST AND BARATO na House and Lot project NEAR CEBU CITY for as low as 10K/month sa PAG-ibig.
CEBU GRAND RESIDENCES
Deo Homes - Binaliw, Cebu City
2 STOREYS DUPLEX : 10K/month
3 STOREYS TOWNHOUSE : 14k/month
Reservation : 20k
For more INFO | Site Viewing | Reservation processing
Kindly call or text 09190042939
Under PRC Lic. #27105
DHSUD Acred.# R7-A-12/20-5758

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𝐑𝐔𝐒𝐇 𝐒𝐀𝐋𝐄𝐏𝐑𝐈𝐂𝐄 𝐑𝐄𝐃𝐔𝐂𝐄𝐃
Location: 𝙎𝙖𝙣𝙧𝙚𝙢𝙤 𝙊𝙖𝙨𝙞𝙨 𝘾𝙞𝙩𝙮 𝙙𝙞 𝙈𝙖𝙧𝙚

PROPERTY DETAILS:
𝟐 𝐁𝐞𝐝𝐫𝐨𝐨𝐦 𝐂𝐎𝐍𝐃𝐎 𝐔𝐧𝐢𝐭
𝟐𝟗.𝟖𝟕 𝐬𝐪𝐦
𝗙𝗨𝗟𝗟𝗬 𝗙𝗨𝗥𝗡𝗜𝗦𝗛𝗘𝗗 (𝗘𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴'𝘀 𝗶𝗻𝗰𝗹𝘂𝗱𝗲𝗱)

𝘕𝘢𝘮𝘦𝘥 𝘢𝘧𝘵𝘦𝘳 𝘢 𝘱𝘪𝘤𝘵𝘶𝘳𝘦𝘴𝘲𝘶𝘦 𝘐𝘵𝘢𝘭𝘪𝘢𝘯 𝘳𝘦𝘴𝘰𝘳𝘵-𝘵𝘰𝘸𝘯, 𝘚𝘢𝘯𝘳𝘦𝘮𝘰 𝘖𝘢𝘴𝘪𝘴 𝘪𝘴 𝘢 𝘮𝘪𝘥-𝘳𝘪𝘴𝘦 𝘳𝘦𝘴𝘪𝘥𝘦𝘯𝘵𝘪𝘢𝘭 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘵𝘺 𝘴𝘦𝘵 𝘢𝘮𝘪𝘥 𝘷𝘦𝘳𝘥𝘢𝘯𝘵 𝘨𝘳𝘦𝘦𝘯𝘴 𝘢𝘯𝘥 𝘴𝘱𝘢𝘤𝘪𝘰𝘶𝘴 𝘦𝘯𝘷𝘪𝘳𝘰𝘯𝘴. 𝘓𝘰𝘤𝘢𝘵𝘦𝘥 𝘸𝘪𝘵𝘩𝘪𝘯 𝘵𝘩𝘦 𝘷𝘪𝘣𝘳𝘢𝘯𝘵 𝘊𝘪𝘵𝘺 𝘥𝘪 𝘔𝘢𝘳𝘦 𝘢𝘵 𝘚𝘰𝘶𝘵𝘩 𝘙𝘰𝘢𝘥 𝘗𝘳𝘰𝘱𝘦𝘳𝘵𝘪𝘦𝘴, 𝘊𝘦𝘣𝘶, 𝘪𝘵 𝘰𝘧𝘧𝘦𝘳𝘴 𝘳𝘦𝘴𝘪𝘥𝘦𝘯𝘵𝘴 𝘢 𝘨𝘭𝘪𝘮𝘱𝘴𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘴𝘦𝘢 𝘢𝘯𝘥 𝘴𝘶𝘳𝘳𝘰𝘶𝘯𝘥𝘪𝘯𝘨 𝘮𝘰𝘶𝘯𝘵𝘢𝘪𝘯𝘴 𝘳𝘪𝘨𝘩𝘵 𝘧𝘳𝘰𝘮 𝘵𝘩𝘦𝘪𝘳 𝘣𝘢𝘭𝘤𝘰𝘯𝘺.

𝗙𝗘𝗔𝗧𝗨𝗥𝗘𝗦 & 𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦:
𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗙𝗮𝗰𝗶𝗹𝗶𝘁𝗶𝗲𝘀 𝗔𝗻𝗱 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝘀:
𝗜𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹 𝗠𝗮𝗶𝗹𝗯𝗼𝘅𝗲𝘀
𝗕𝗮𝘀𝗲𝗺𝗲𝗻𝘁 𝗣𝗮𝗿𝗸𝗶𝗻𝗴 (𝗙𝗼𝗿 𝗦𝗮𝗹𝗲)
𝗦𝘂𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝘁 𝗙𝗶𝗿𝗲 𝗘𝘅𝗶𝘁𝘀
𝗖𝗶𝘀𝘁𝗲𝗿𝗻 𝗧𝗮𝗻𝗸
𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗰 𝗙𝗶𝗿𝗲 𝗔𝗹𝗮𝗿𝗺 𝗦𝗽𝗿𝗶𝗻𝗸𝗹𝗲𝗿 𝗦𝘆𝘀𝘁𝗲𝗺
𝗡𝗮𝘁𝘂𝗿𝗮𝗹 𝗩𝗲𝗻𝘁𝗶𝗹𝗮𝘁𝗶𝗼𝗻 𝗙𝗼𝗿 𝗖𝗼𝗺𝗺𝗼𝗻 𝗔𝗿𝗲𝗮𝘀
𝗦𝗽𝗮𝗰𝗶𝗼𝘂𝘀 𝗟𝗼𝗯𝗯𝘆 𝗔𝗻𝗱 𝗖𝗼𝗿𝗿𝗶𝗱𝗼𝗿𝘀
𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗦𝘁𝗮𝗶𝗿𝘀
𝟮𝟰-𝗵𝗼𝘂𝗿 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀
𝗖𝗰𝘁𝘃 𝗖𝗮𝗺𝗲𝗿𝗮𝘀
𝗔𝗺𝗲𝗻𝗶𝘁𝗶𝗲𝘀:
𝗞𝗶𝗱𝗱𝗶𝗲 𝗣𝗼𝗼𝗹
𝗟𝗮𝘄𝗻 / 𝗝𝗼𝗴𝗴𝗶𝗻𝗴 𝗧𝗿𝗮𝗶𝗹
𝗣𝗿𝗲-𝘁𝗲𝗲𝗻𝘀' 𝗣𝗼𝗼𝗹
𝗟𝗮𝗽 𝗣𝗼𝗼𝗹
𝗣𝗹𝗮𝘆 𝗔𝗿𝗲𝗮𝘀
𝗕𝗮𝘀𝗸𝗲𝘁𝗯𝗮𝗹𝗹 𝗖𝗼𝘂𝗿𝘁
𝗖𝗹𝘂𝗯𝗵𝗼𝘂𝘀𝗲

𝕃𝔸ℕ𝔻𝕄𝔸ℝ𝕂𝕊:
𝐔𝐧𝐢𝐯𝐞𝐫𝐬𝐢𝐭𝐲 𝐨𝐟 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬 𝐂𝐞𝐛𝐮 – 𝟐 𝐤𝐦
𝐒𝐚𝐧 𝐏𝐞𝐝𝐫𝐨 𝐂𝐚𝐥𝐮𝐧𝐠𝐬𝐨𝐝 𝐂𝐡𝐚𝐩𝐞𝐥 – 𝟐.𝟏 𝐤𝐦
𝐒𝐌 𝐒𝐞𝐚𝐬𝐢𝐝𝐞 𝐂𝐢𝐭𝐲 – 𝟐.𝟏 𝐤𝐦
𝐂𝐞𝐛𝐮 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐏𝐚𝐫𝐤 – 𝟖.𝟒 𝐤𝐦
𝐌𝐚𝐜𝐭𝐚𝐧 𝐂𝐞𝐛𝐮 𝐈𝐧𝐭𝐥 𝐀𝐢𝐫𝐩𝐨𝐫𝐭 – 𝟏𝟔.𝟑 𝐤𝐦
𝐏𝐫𝐨𝐩𝐨𝐬𝐞𝐝 𝐔𝐏 𝐂𝐚𝐦𝐩𝐮𝐬 – 𝟎.𝟓 𝐤𝐦

𝐅𝐨𝐫 𝐬𝐢𝐭𝐞 𝐯𝐢𝐞𝐰𝐢𝐧𝐠, 𝐟𝐞𝐞𝐥 𝐟𝐫𝐞𝐞 𝐭𝐨 𝐜𝐨𝐧𝐭𝐚𝐜𝐭:
+639175467393 | +639176245191
(032) 238-0729 | (032) 354-9596
cebupremiererealestate@gmail.com
FB: Cebu Premiere Real Estate

𝐘𝐎𝐔 𝐌𝐀𝐘 𝐀𝐋𝐒𝐎 𝐕𝐈𝐒𝐈𝐓 𝐇𝐄𝐑𝐄 𝐈𝐍 𝐎𝐔𝐑 𝐎𝐅𝐅𝐈𝐂𝐄
  Belmont One, Upper Calajo-an, Minglanilla, Cebu
Across Anjo World
Right beside Eyeconic Optical Minglanilla
MONDAY - SATURDAY 9AM to 6PM

Sigmund Estreba's MARKETING STAFF
PRC#0014231 valid until 08/23/24
PTR: 1017439 valid until December 2023

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Gilas Pilipinas 1st game will be against Bahrain on Sept 26 #2023AsianGames

View Schedule here: https://www.smartgilasbasketball.com/game-schedules/gilas-pilipinas-schedule-for-2023-asian-games/

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𝐀 𝐏𝐈𝐄𝐂𝐄 𝐎𝐅 𝐄𝐕𝐄𝐑𝐘𝐓𝐇𝐈𝐍𝐆, 𝐖𝐈𝐓𝐇𝐈𝐍 𝐑𝐄𝐀𝐂𝐇

𝐒𝐎𝐋𝐈𝐍𝐄𝐀 - just across 𝐀𝐲𝐚𝐥𝐚 𝐂𝐞𝐧𝐭𝐞𝐫 𝐂𝐞𝐛𝐮

Discover a city resort lifestyle in Solinea, Cebu
- Ayala Condo Units in Cebu
- 2.6 hectare exclusive community in Cebu
- City Resort-Themed design
- Ultramarine: 1000 sq.m. pool complex

Monthly amortization for studio unit starts at Php 8,200.

𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐦𝐞 𝐧𝐨𝐰 𝐭𝐨 𝐬𝐜𝐡𝐞𝐝𝐮𝐥𝐞 𝐚 𝐧𝐨-𝐜𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭 𝐬𝐢𝐭𝐞 𝐭𝐨𝐮𝐫 𝐚𝐧𝐝 𝐬𝐡𝐨𝐰 𝐫𝐨𝐨𝐦 𝐯𝐢𝐬𝐢𝐭.

𝐑𝐌 𝐒𝐢𝐥𝐯𝐚
Property Specialist of Alveo Land- Ayala Land Inc.
Phone: +63949.165.4960 (whatsapp/viber)
email: silva.rodmarc@gmail.com

*Special term valid until June 25, 2023
*MA computed with payment term:
10% spot DP, 5% over 35 months - 85% balance
-
RM Silva
Real Estate Salesperson, ALVEO - Ayala Land Inc.
PRC Accreditation #: 18986 | Valid until 12/15/2023
DHSUD OR#: 04907174 | | Valid until 12/15/2023
OTR #:. 4991354 | Valid until 12/31/2023

Under the direct supervision of REB:
PRC License #: 0032218 │ 07/02/2024
DSHUD #: 4906972 │ 12/31/2023
REB PTR #: 2361145 │ 12/31/2023

LS. No. T1 26253, T2 26310, T3 29486, T4 033631, T5: LS-R07-22-026, DHSUD Ad Approval No. R7AA-2022-06-066
Project Developer: Solinea Inc.
Project Manager: Alveo Land Corp.
-
#HappyAlveoLife #AlveoLand #CityResort #philippines #Cebu #AyalaLand #cbp #studio #forsale #CondoLiving #CentralBusinessDistrict

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Ready for Occupancy SOON!

Cloverdale Seaview is an exceptional project of Dublinland, designed to offer a unique blend of modern living, durability, and breathtaking views of the sea, mountain and city, this project is a testament to the beauty of nature and the convenience of urban living.

Each house in Cloverdale Seaview is a masterpiece of modern architecture, built with durability and sustainability in mind. The construction uses quality materials and cutting-edge technology to ensure that your home stands the test of time. The design is sleek and contemporary, with clean lines and large windows that let in plenty of natural light.

One of the unique features of Cloverdale Seaview homes is the customizable basement. This space can be tailored to your liking, whether you want to create a home theater, a gym, a playroom for the kids, or a quiet home office. The possibilities are endless, and the choice is yours.

But perhaps the most striking feature of Cloverdale Seaview is the view. Each house offers an amazing view of the sea, the mountains, and the city. Imagine waking up to the sight of the sun rising over the sea, or enjoying a cup of coffee while looking at the city lights in the distance. It's a view that never gets old.

Owning a house in Cloverdale Seaview is not just about owning a piece of property. It's about owning a lifestyle, a dream. It's about waking up every day in a place that inspires you, comforts you, and makes you feel at home. So why wait? Own your own house now, and start living the dream.

Contact our sales team for details:
032-3838722
+63 932 203 5202
+63 927 612 2878
+63 960 429 7349

#cloverdale #BrandNewHouseAndLotForSale #brandnewhouseandlot #CebuBestHomes #cebubesthome #brandnewhouseandlotph #cebucity #beginyourstorywithus #dublinlandph #brandnewhouseandlotforsale

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ULTIMATE SEAT SALE SOUND ON
Yup, you heard that right: Philippine Airlines' Ultimate Seat Sale is ULTIMATELY for all! Enjoy ultimate new discoveries, with ultimately low fares! Book now and discover new at http://flights.philippineairlines.com/en-ph/ultimate-seat-sale

Terms and conditions apply.

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7 Signs of a High Value Person

1. You disagree with people without disrespecting them nor raising your voice.

2. You show up on time and committed to the task at hand. People know you for your punctuality.

3. You stop judging people for their looks. You stop judging people for speaking their minds. And you do not belong to nor entertain conversations that are about people.

4. Encouraging others to do better makes you become or feel better. You appreciate people for their efforts, not only for their results.

5. You stand up for people close to you even when they are not around. You talk well about people behind their backs.

6. Even if you can notice everything, you decide that you can still choose to not react to everything.

7. You stop getting bothered when people tell you that you cannot do something, because you understand that they say it due to their limitations and not yours.

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PNP CAPTURES SIX WANTED SUSPECTS IN MISSING SABUNGERO CASE

In a significant high-profile investigation breakthrough, the Philippine National Police (PNP) through its Criminal Investigation and Detection Group (CIDG), arrested six suspects linked to the kidnapping and serious illegal detention of six cockfighting aficionados on Friday. These victims were reported missing on January 13, 2022, following an incident at the Manila Cockpit Arena.

The suspects, identified as Julie A. PATIDONGAN alias "Dondon", Mark Carlo E. ZABALA," Virgilio P. BAYOG, Roberto G. MATILLANO Jr., Johnry R. CONSOLACION, and Gleer CODILLA, were arrested in Paranaque City on September 15, 2023, around 1:45 PM. They were taken into custody by virtue of a warrant of arrest issued by RTC, Branch 40 Manila, with no bail recommended.

Furthermore, two companions of suspect Patidongan, namely, Melchor NERI y Dagsan and Victorino JOCOSOL y Eneran, were also arrested for obstruction of justice.

This case came to public attention on January 14, 2022, when the families of the victims personally lodged a complaint against the security personnel of Manila Cockpit Arena, alleging their involvement in the kidnapping of James Baccay, Marlon Baccay, Rondel Cristorum, Mark Joseph Velasco, John Claude Venson Inonog, and Rowel Gomez.

Acting on this information, the CIDG created the Special Investigation Task Group (SITG) "Sabungero" on January 24, 2022, to focus on the reported missing sabungeros. Their ongoing investigation has revealed at least thirty-four (34) missing individuals as of the latest update.

According to CIDG Director P/Brig. Gen. Albert Ferro, the suspects are members of a notorious kidnapping syndicate that targets wealthy sabungeros and online sabong agents. He said that the suspects would lure their victims into a trap by offering them lucrative deals or inviting them to exclusive cockfights. Once they have gained their trust, they would abduct them and demand ransom from their families.

Ferro added that the suspects are also involved in other criminal activities such as illegal gambling, robbery-holdup, car theft, and gun-for-hire. He said that they have recovered several firearms, ammunition, vehicles, and cash from the suspects' possession.

On March 18, 2022, six (6) counts of kidnapping and serious illegal detention under Article 267 of the Revised Penal Code were filed against the six suspects before the Department of Justice (DOJ).

In a separate case, the CIDG also filed charges related to the kidnapping and serious illegal detention of the missing master agent of online sabong, Ricardo Lasco, who was reportedly abducted on August 30, 2021, in San Pablo, Laguna.

PNP Chief P/Gen Benjamin Acorda Jr., commended the CIDG for their relentless efforts, stating: "I would like to commend the CIDG for their unrelenting efforts that led to the arrest of the six suspects. We hope that their arrest will give assurance to the families that the PNP has not reneged on their commitment to pursue this case until justice is served."

He also appealed to the public to be vigilant and report any suspicious activities or persons related to this case. He said that anyone who has information can contact the CIDG hotline at [phone number] or visit their website at [website].

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Former President Gloria Macapagal Arroyo speaks at the GOLKAR INSTITUTE LECTURE SERIES.

Resilience in Rice: More than just big harvests

By Gloria Macapagal Arroyo
Deputy Speaker, House of Representatives, Philippines
President of the Philippines, 2001-2010

Thank you, Chairman Airlangga. Minister Probowo,, friends in the Golkar Party, thank you for your overwhelming hospitality. And congratulations to Golkar for establishing the Golkar Institute School. I understand it's the first formal training ground for future leaders of government in Indonesia to be set up by a political party. How admirable. There is no better way to sustain the development of one's country than to train young people with potential in the rudiments of politics, economics and transformative leadership. So, to the younger generation of the Golkar Party who will be the next-generation leaders of Indonesia, I greet you a resounding MABUHAY! as they say in the Philippines. Thank you, Chairman, for inviting me to share my thoughts with the party again. I've spoken at the Golkar Institute twice before, by video, once on resilience in the midst of the pandemic, and another time on resilience in the context of the South China Sea issue. This time we meet in person, at a time when the campaign for the Indonesian presidential elections goes into full swing. It's relevant during this election time to discuss something of great significance to voters all over our region:  resilience on the issue of rice supply and prices. 
The policies and programs to address this issue do not need to be reinvented. The decisive factor will be implementation, meaning, executive management. The current global anxiety over rice prices and supplies reminds me of the situation faced by rice-staple nations like Indonesia and the Philippines a decade and a half ago in 2007 and 2008, when rice prices tripled in a few months. Today I will describe some of the major initiatives the Philippines took at that time.

But first, let me begin by quoting an article on current events by Suparna Sharma in Aljazeera last August 16. The article recalls that on July 20, 2023, after Russia pulled out of the Black Sea initiative which would have allowed grain from Ukraine to reach world markets, India imposed a ban on the export of non-basmati white rice. The move followed a ban on the export of broken rice starting September last year. India's reasons were domestic — rising food prices, high inflation and fear of rice shortage due to El Niño as the country headed into a festive season and elections.  India's demand for food tends to rise as they approach the wedding and festival season, which starts from September. And in November, Madhya Pradesh and Chhattisgarh legislative assembly elections are expected to take place and in December, elections for the Rajasthan and Telangana legislative assemblies.

But although India's reasons for the bans were domestic, their impact has been global. India is the world's largest exporter of rice and accounted for nearly 40% of global rice trade in 2022. The global concern over India's ban was reflected in the International Monetary Fund's warning of rice inflation.
Similarly, one of India's biggest rice exporters was quoted as saying, "Earlier rice was trading for $550 per metric tonne, now prices are hovering around $650. India continues to export parboiled and basmati rice, but global rice prices have increased by 15-25% since the ban."  Worst hit are poor countries in Asia like Bangladesh and Nepal and those in African countries like Benin, Senegal, Togo and Mali. Agriculture in the Philippines and, I understand Indonesia, — but you would know better than me — is being hit by climate changed conditions.

Rice from Asia accounts for 90% of the global production. 
Thailand, the world's second largest exporter after India, has rushed to shore up supplies. Rice prices in Vietnam, the third largest exporter, are reportedly the highest they have been in 15 years. Exports from Vietnam are skyrocketing to meet demand across the region. Some 90% of the Philippines' rice imports in 2022 came from Vietnam. Naturally, prices in Philippine public marketplaces have been going up. Last August 31st, the Philippines imposed caps on rice prices.

The price ceiling mandated a maximum of 72 cents per kilo for regular milled rice and 79 cents for well-milled rice. Now, back to 2007 and 2008:
It seems that in July 2007 Vietnam restricted rice exports due to data that the volume of rice it contracted to export had equaled the total export plan of the whole year. India joined the ban in October 2007, and Vietnam banned exports in February 2008, leading to a global rice crisis. Fuel and grain prices skyrocketed then, with energy costs fueling edibles. Rice exported at over $1,000 a tonne in April 2008. Market frenzy over corn being used for ethanol escalated rice, wheat and corn rates. US corn reached $720 a bushel in June 2008, tracking wheat at $1,000+ in February that year. West Texas crude peaked at $140 a barrel in July 2008. With the global grain price surge, Philippine prices also rose, even though our rice harvest was the highest in the decade. Our rice harvest had been boosted by hybrid varieties developed with my government's funding. But as usual, the global price surge led to speculative hoarding.

To bring down prices and stabilize supplies, Agriculture Secretary Arthur Yap, a former Economics student of mine, imported rice, partly through government-to-government contracts by the National Food Authority or NFA. The Philippines bought close to 65% of its rice needs early, at a low early price.  Later in the buying season, the only countries capable of supplying reasonable quantities of rice were Thailand and Vietnam. The Philippines had a good relationship with both countries. Invoking old trading ties and the promise of future business, we secured the balance of our needs from Vietnam still at a good price. The Philippines eventually procured a record 2.3 million tons, and the NFA released affordable rice to the market. We kept the price of rice stable at 49 cents a kilo and non-NFA rice not much higher. Secretary Yap recounted that several traders asked him to delay releasing NFA rice until they could dispose of their stocks. He refused. Yap flooded stores, leaving hoarders with big losses. So, what experience can we share from 2008 and other rice crises? One obvious resilience experience is that the government in 2008 had ample market clout to defeat and deter speculators. Speculators will always seek to treble profits by holding on to stocks, which escalates prices and future gains. But we maintained market clout, especially in areas likely to suffer shortages, like typhoon-prone regions and urban areas far from farms. The government kept ample stocks all the time, rather than rushing to import when prices shot up. There will also be both recurring as well as unexpected developments driving up prices, like weather patterns and market swings. Weather patterns affect harvests; they can change, and extreme events cause temporary shortages. And expect occasional global and local market swings like the rise in world corn prices due to ethanol production.

Challenges in market power lead to speculative trading, especially in basic commodities which consumers have to buy, whatever the price.  For example, back in 2017 the NFA used almost $40 million to pay down its debt rather than procuring rice. That and the limited harvests in the first half of the year led to speculative hoarding and profiteering. Some observers even wondered if traders had colluded with NFA insiders to deplete the agency's stocks. More recently, last April, an Agriculture official reported that the NFA inventory was down to two days of national consumption, although nationwide stocks, including those in households, traders, and warehouses, were still enough for 39 days. And domestic harvests in the first quarter were up 6 percent over a year ago. But local rice prices have already surged, and the Department of Agriculture said it was investigating hoarding and price manipulation after rice hit 99 cents a kilo in the mountain city of Baguio, up from the usual 71 cents. The agriculture official said, "If rice prices right now are 56 pesos a kilo (parenthetically, that's 99 cents), that's not right. We will import if needed." Now, the Philippines is lining up imports from Vietnam and India through government-to-government contracts, which India allows. To have sufficient rice reserves in the event of supply and market disruptions, it is important to boost domestic production. Depending too much on imports exposes countries and consumers to the vagaries of the highly volatile global rice trade.

To quote a 2014 article by the New York Academy of Sciences: "The international rice market is regarded as 'thin' and 'volatile,' and some of the reasons for this are": (1) global rice trade accounts for only 7% of total production; (2) rice is mostly eaten in the same country where it is produced;  (3) many Asian countries have strict policies and restrictions on rice imports and exports;  and (4) the rice trade is highly segmented by rice variety, degree of processing  and the degree of milling.
With just 7 percent of global production, rice exports are prey to all manner of disruption in a host of nations. So, we must have our own production and agricultural modernization.

Early in my administration, I met several times with agriculture agencies,
including the Land Bank of the Philippines, to implement the Agriculture and Fisheries Modernization Act of 1997, which allocated some $450 million a year to modernize the farming and fishing sectors.
The biggest component of agricultural modernization of a country like the Philippines which has no great river system is irrigation.
I realigned budget outlays and also mobilized Land Bank credit to channel more than the $450 million stipulated for irrigation and other components of agricultural modernization. This not only boosted food production, but also helped reduce poverty by two percentage points or an estimated 2 million Filipinos between years 2000 and 2003. It also helped that I released the local governments' share in national taxes, which had been held up in previous years. Farmers in the rice supply chain pictured on the screen from the article of the New York Academy, can boost or hamper output. Hence, our second resilience strategy in 2008 was enhancing the supply chain and addressing its limitations and failings,  especially those that caused major market distortions.  Among the many ways to do so, let me cite two that we undertook in my administration. One way to enhance the supply chain was to facilitate needed farming inputs like seedlings and fertilizer, grain dryers, Farm-to-market roads, and other post-harvest facilities. These inputs and facilities cut costs and spurred production, especially among farmers who had not bothered producing rice because there was no road to bring it to market.

Speaking of transport,   
A second key supply chain enhancement was what I called the Strong Republic Nautical Highway; an inter-island network of roll-on-roll-off ports connected by quality roads connecting major islands in our archipelago. This not only lowered the cost of passenger and cargo transport by 30 to 40 percent, but also made possible much new inter-island trade.One rice producer and trader on Mindoro Island, south of our Calabarzon industrial region, had previously shipped her grain through Manila for clients in its neighboring island of Panay. But with the Nautical Highway, she trucked the rice directly to Panay. That enabled her not only to earn more, but also to reduce what she charged her buyers. And this win-win result was replicated all over the country.

In the current administration of President Ferdinand Marcos Jr.,
his recent policy, which we in Congress empowered by law, of writing off unpaid agrarian reform loans and giving land titles to land reform beneficiaries is envisioned to further boost funding and output for many thousands of ricelands. Now, farmers can use their land to get farming credit, greatly enhancing their productivity.
A third and widely acknowledged instrument for rice resiliency
is science and technology, especially for two key strategic thrusts: the just-mentioned supply chain enhancement, including the production of the rice itself, and risk management.

An oft-quoted fact is that while world population grew 90 percent between 1966, when the first Green Revolution began, and 2000, paddy rice output surged 130 percent. I have also mentioned our 2008 harvest increase helped by hybrid rice cultivation. Its proponent SL Agritech worked with

Yuan Longping, China's Father of Hybrid Rice. And SL Agritech has also brought its seedlings to Indonesia.
The Philippines has of course been at the forefront of farming technology with the International Rice Research Institute or IRRI south of Manila.
IRRI opened in 1962 when my father, the late Diosdado Macapagal, was president of the Philippines.

As we seek out rice-related technologies, one area not to miss is sustainability. Water usage is especially crucial. We may be needing rice varieties that thrive in coastal and flood-prone areas. This is especially crucial to archipelagic nations like yours and mine, with many thousands of islands facing farmland loss due to rising oceans.
On risk reduction, existing and upcoming risk monitoring, assessment and management systems are good to explore and implement, including those utilizing artificial intelligence to better analyze and act on increasing mountains of data.

A 2012 Asian Development Bank paper also suggests: "ASEAN can play a major catalytic role in developing the commodities exchange as a viable option for addressing price risk and price volatility in rice. It could work toward removing the uncertainties and adverse impact of unilateral trade policy restrictions. Furthermore, it can initiate steps toward rice standardization and the development of a regional rice index."
It is auspicious that the 2023 ASEAN summit has just taken place in Jakarta. There President Marcos called for ASEAN and its partners in East Asia to strengthen regional food security mechanisms.

Whether an ASEAN commodity system is set up, the ASEAN Integrated Food Security Framework and Strategic Plan of Action on Food Security in the ASEAN Region, established after the 2007-2008 global grains crisis,
provided a mechanism for working together in enhancing rice resiliency in the region.Which brings us to a further resilience strategy:
International cooperation and risk management can help mitigate rice problems.   

As the ASEAN logo shows,ten rice stalks bound together are far stronger and unbreakable than separate nations. Our ten nations in ASEAN should certainly maximize our collective mechanisms for food security and resilience.

I will end now with one overarching experience.  This applies whatever the crisis, be it a pandemic, a food crisis, or even a potentially military one. For any government to be able to respond, it has to have the fiscal means to do so. Indispensable in responding to the vagaries of volatile food supplies and prices, the government must have ample fiscal space and resources to quickly mobilize supplies and address scarcity and surges. In my time as president and an economist, that is what I enabled the Philippines to do – to restore our fiscal stability, even at the political sacrifice of increasing taxes.  That gave us the underpinning for resilience during our 2008 rice crisis and during the 2008 global recession. Earlier I mentioned my father, the late President Macapagal. He was the first Filipino leader who dared be close friends with Indonesia during the Cold War when Indonesia was ostracized by the west for choosing to be non-aligned. I end my talk today with something my father often said, "Logic can mislead us, but experience, never." Today I have spoken to you not so much from logic nor wisdom, but from experience. I hope my story helps you, the future of Indonesia.

Mabuhay!

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Climate change is not only an environmental problem, but also a human rights crisis. It affects the fundamental rights of millions of people around the world, especially those who are already vulnerable and marginalized. In this essay, I will discuss how climate change violates human rights, why human rights law is relevant for addressing climate change, and what actions are needed to protect human rights in the face of climate change.

First, climate change violates human rights by causing or exacerbating various harms, such as extreme weather events, sea level rise, droughts, floods, heat waves, food insecurity, water scarcity, displacement, conflict, and disease. These harms threaten the rights to life, health, food, water, housing, self-determination, culture, and development of individuals and communities. For example, climate change has been linked to the loss of lives and livelihoods of farmers in Africa¹, the displacement of islanders in the Pacific², the destruction of homes and infrastructure in the Caribbean³, and the erosion of cultural identity and practices of indigenous peoples in the Arctic. Moreover, climate change disproportionately affects those who are already disadvantaged by poverty, discrimination, gender inequality, and other forms of injustice. These groups often have less access to resources, information, participation, and justice to cope with and adapt to climate change. Therefore, climate change exacerbates existing inequalities and undermines human dignity.

Second, human rights law is relevant for addressing climate change because it provides a normative framework and a legal obligation for States and other actors to respect, protect, and fulfill human rights for all people. According to the UN Human Rights Office, human rights law requires States to take immediate and effective action to mitigate greenhouse gas emissions and to ensure that all people have the necessary means to adapt to climate change. Furthermore, human rights law requires States to ensure that their climate actions are consistent with their human rights obligations and that they do not cause or contribute to human rights violations. This means that States must adopt a human rights-based approach to climate change that ensures meaningful participation, transparency, accountability, non-discrimination, empowerment, and international cooperation.

Third, protecting human rights in the face of climate change requires urgent and ambitious actions from all stakeholders at all levels. Some of the actions that are needed include:

- Implementing the Paris Agreement on climate change in a way that respects and promotes human rights.
- Increasing the ambition and effectiveness of national and international commitments on emission reduction and adaptation.
- Providing adequate financial and technical support to developing countries and vulnerable communities to address climate change.
- Enhancing the resilience and adaptive capacity of people and ecosystems to cope with climate impacts.
- Promoting low-carbon and sustainable development that benefits people and the planet.
- Strengthening the accountability and remedy mechanisms for victims of climate-related human rights violations.
- Raising awareness and education on the links between human rights and climate change.
- Fostering solidarity and cooperation among States and other actors to address the common challenges posed by climate change.

In conclusion, climate change is a human rights issue that demands immediate and effective action from all actors. By applying a human rights lens to climate change, we can better understand the causes and consequences of this global problem, as well as the solutions and responsibilities that we have to address it. By protecting human rights in the face of climate change, we can also advance our common goals of justice, peace, and sustainable development.

Source:
(1) Climate Change and Human Rights | UNEP - UN Environment Programme. https://www.unep.org/resources/report/climate-change-and-human-rights.
(2) Fact sheet unpacks and links human rights and climate change. https://www.ohchr.org/en/stories/2021/04/fact-sheet-unpacks-and-links-human-rights-and-climate-change.
(3) Understanding Human Rights and Climate Change1. https://www.ohchr.org/sites/default/files/Documents/Issues/ClimateChange/COP21.pdf.

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15K - Reservation Fee 12K monthly amortization NO SPOT DOWNPAYMENT HASSLE-FREE RESERVATION PROCESS!

City Clou is located at 0549 Dionisio Jakosalem St, Cebu City, 6000 Cebu, just steps away from Mango Avenue, one of Cebu City's major thoroughfares.

Furthermore, Mango is also home to the Sinulog Festival, the country's largest religious celebration.
Located in a strategic location, accessible to major commercial outlets, and near government offices, the area offers plenty of business opportunities.
Amenities:
Lap Pool
Fun Pool
Kiddie Pool
Clubhouse
Lounge
Game Room
Karaoke Room
Library
Function Room
Kid's Play Room
Playground
Meditation Garden
Pocket Garden
Plaza
Gym
Accessibility:
Malls and Shopping Areas
Robinsons Fuente – 900m
Robinsons Cybergate – 1km
Ayala Mall – 4km
Robinsons Galleria Cebu – 1km
SM City Cebu – 8km
SM Seaside Cebu – 5km
Cebu IT Park – 8km
Schools
Cebu Institute of Medicine –400m
Velez College – 650m
University of San Carlos – 700m
Cambridge Preschool – 850m
Colegio de la Inmaculada – 900m
Maria Montessori Int'l School – 2km
Cebu Normal University – 2km
University of Cebu – 5km
UP Cebu – 7km
Hotels and Entertainment
Sky Experience Adventure – 850m
Casa Gorordo Museum – 4km
Museo Sugbo – 5km
City Sports Club Cebu – 5km
Waterfront Hotel and Casino – 4km
Radisson Blu Hotel – 3km
Cebu Country Club – 6km
Ice Skating Rink at SM Seaside – 5km
Cebu Ocean Park – 3km
Hospitals
Cebu Velez General Hospital – 450m
Perpetual Succour – 800m
Chong Hua Hospital – 3km
Vincent General Hospital – 1.2km
Vicente Sotto Memorial Hospital – 3km
Cebu Doctor's University Hospital – 5km

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ADVICE TO ALL EMPLOYEES 
By Lombe mpabalwani

1. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Let all your family have good time in your house, build more memories in your home.

2. Go home. Don't stick at work all the year.  You are not the pillar of your department.  If you drop dead today, you will be replaced immediately and operations will continue.  Make your family a priority.

3. Don't chase promotions.  Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't,  stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites  your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses.  You will burn your fingers.  Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business.  Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life,marriage and family private. Let them stay away from your work. This is very important. 

10. Be loyal to yourself  and believe in your work. Hanging around your boss will alienate you from your colleagues and  your boss may finally dump you when he leaves.

11. Retire early.  The best way to plan for your exit was when you received the employment letter. The other best time is today.  By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when  any eventuality occurs.

13.Take leave days utilize them by developing your future home or projects..usually what you do during your leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively.

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The latest award received by Royal Oceancrest Panglao Bohol is the **Best Condominium Development in Bohol** from the **Philippine Property Awards 2023**¹. This award recognizes the excellence and innovation of the developer, Primary Homes Inc., in creating a resort-style condominium that offers wellness, leisure, and spectacular views for its investors². Royal Oceancrest Panglao Bohol is a five-tower development that features smartly-designed studio and one-bedroom units, as well as amenities such as infinity pool, tennis court, fitness gym, meditation garden, and sky deck². It is located in Panglao Island, one of the most visited tourist destinations in the Philippines, known for its white sand beaches and world-class dive sites². Royal Oceancrest Panglao Bohol is a premium investment that promises high appraisal values and timely deliveries².

Source:
(1) Royal Oceancrest Panglao Breaks Ground Final Tower. https://cebudailynews.inquirer.net/480308/royal-oceancrest-panglao-breaks-ground-final-tower.
(2) Royal Oceancrest Panglao 2 - Primary Homes Inc.. https://primaryhomes.com/projects/royal-oceancrest-panglao-2.
(3) Royal Oceancrest Panglao opens showroom—another promising development .... https://cebudailynews.inquirer.net/487226/royal-oceancrest-panglao-opens-showroom-another-promising-development-for-bohol.

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ARTICLE 10. Conditions of Ownership. — No title to the land acquired by the tenant-farmer under Presidential Decree No. 27 shall be actually issued to him unless and until he has become a full-fledged member of a duly recognized farmers' cooperative.

Title to the land acquired pursuant to Presidential Decree No. 27 or the Land Reform Program of the Government shall not be transferable except by hereditary succession or to the Government in accordance with the provisions of Presidential Decree No. 27, the Code of Agrarian Reforms and other existing laws and regulations.

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ARTICLE 9. Determination of Land Value. — For the purpose of determining the cost of the land to be transferred to the tenant-farmer, the value of the land shall be equivalent to two and one-half (2-1/2) times the average harvest of three (3) normal crop years immediately preceding the promulgation of Presidential Decree No. 27 on October 21, 1972.

The total cost of the land, including interest at the rate of six percent (6%) per annum, shall be paid by the tenant in fifteen (15) years of fifteen (15) equal annual amortizations.

In case of default, the amortization due shall be paid by the farmers' cooperative in which the defaulting tenant-farmer is a member, with the cooperative having a right of recourse against him.

The government shall guarantee such amortizations with shares of stock in government-owned and government-controlled corporations.

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ARTICLE 8. Transfer of Lands to Tenant-Workers. — Being a vital part of the labor force, tenant-farmers on private agricultural lands primarily devoted to rice and corn under a system of share crop or lease tenancy whether classified as landed estate or not shall be deemed owner of a portion constituting a family-size farm of five (5) hectares if not irrigated and three (3) hectares if irrigated.

In all cases, the landowner may retain an area of not more than seven (7) hectares if such landowner is cultivating such area or will now cultivate it.

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CHAPTER II Emancipation of Tenants
ARTICLE 7. Statement of Objectives. — Inasmuch as the old concept of land ownership by a few has spawned valid and legitimate grievances that gave rise to violent conflict and social tension and the redress of such legitimate grievances being one of the fundamental objectives of the New Society, it has become imperative to start reformation with the emancipation of the tiller of the soil from his bondage.

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ARTICLE 6. Applicability. — All rights and benefits granted to workers under this Code shall, except as may otherwise be provided herein, apply alike to all workers, whether agricultural or non-agricultural.

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ARTICLE 5. Rules and Regulations. — The Department of Labor and other government agencies charged with the administration and enforcement of this Code or any of its parts shall promulgate the necessary implementing rules and regulations. Such rules and regulations shall become effective fifteen (15) days after announcement of their adoption in newspapers of general circulation.

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ARTICLE 4. Construction in Favor of Labor. — All doubts in the implementation and interpretation of the provisions of this Code, including its implementing rules and regulations, shall be resolved in favor of labor.

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ARTICLE 3. Declaration of Basic Policy. [4]— The State shall afford protection to labor, promote full employment, ensure equal work opportunities regardless of sex, race or creed, and regulate the relations between workers and employers. The State shall assure the rights of workers to self-organization, collective bargaining, security of tenure, and just and humane conditions of work.

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ARTICLE 2. Date of Effectivity. — This Code shall take effect six (6) months after its promulgation.

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ARTICLE 1. Name of Decree. — This decree shall be known as the "Labor Code of the Philippines."

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𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐭𝐡𝐞 𝐜𝐨𝐮𝐧𝐭𝐫𝐲𝐬𝐢𝐝𝐞 𝐥𝐢𝐯𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐜𝐨𝐧𝐯𝐞𝐧𝐢𝐞𝐧𝐭 𝐜𝐢𝐭𝐲 𝐚𝐜𝐜𝐞𝐬𝐬!

Situated in the prime location of GMA access road, Apas, Lahug, Cebu City, 𝗟𝗲 𝗠𝗲𝗻𝗱𝗮 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝗰𝗲𝘀 𝗡𝗶𝘃𝗲𝗹 offers a captivating blend of tranquility and accessibility. Marvel at the breathtaking city and mountain skyline from the comfort of your home. It's the perfect distance to relish in peace while being close enough to enjoy the convenience of nearby commercial establishments.

What sets Le Menda Residences Nivel apart is its unique offering – it's 𝘁𝗵𝗲 𝗼𝗻𝗹𝘆 𝗰𝗼𝗻𝗱𝗼𝗺𝗶𝗻𝗶𝘂𝗺 𝗽𝗿𝗼𝗷𝗲𝗰𝘁 𝗶𝗻 𝗖𝗲𝗯𝘂 𝗖𝗶𝘁𝘆 𝘁𝗵𝗮𝘁 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝗳𝘂𝗿𝗻𝗶𝘀𝗵𝗲𝗱 𝗮𝗻𝗱 𝗳𝘂𝗹𝗹𝘆 𝗳𝗶𝗻𝗶𝘀𝗵𝗲𝗱 𝘂𝗻𝗶𝘁𝘀 𝘄𝗶𝘁𝗵 𝗯𝗮𝗹𝗰𝗼𝗻𝗶𝗲𝘀. Each unit boasts stunning views of the mountains, city, and sea, ensuring you wake up to a picturesque scene every day.

Don't miss the chance to experience the best of countryside living with Le Menda Residences Nivel!

Monthly equity for a Studio Unit starts at P14,117.
One Bedroom and Two Bedroom Units are also available.

Send us a message NOW

Mines M. Dorado
Mines Miranda-Dorado, REB REA
MINERVA MIRANDA DORADO, REB REA
Licensed Real Estate Broker / Realtor
PRC PRBRES REB Lic.No.0029991
Licensed Real Estate Appraiser
PRC PRBRES REA Lic.No.0009719
DHSUD-002567
QuikMov Realty and Brokerage

Reynolds Ting Dorado
Reynolds Dorado, REB Realtor Licensed Broker
REYNOLDS TING DORADO, REB
Licensed Real Estate Broker / Realtor
PRC PRBRES REB Lic.No.0021367
DHSUD-001641
QuikMov Realty and Brokerage

️Secure your Investments by dealing Only with Licensed Real Estate Professionals ️

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For long term rent: 25K (excluding PUB)

Location: North Tower A, Grand Residences Cebu, Pres. Roxas St, Cebu City, 6000 Cebu.

Map: https://goo.gl/maps/iSqYgKC1a1UbD6Qp8

The place is close distance to Cebu IT Park and Ayala Center Cebu
Lots of options to eat around the area
Fully furnished unit with balcony
37th floor unblocked city view
Queen size bed
Internet connection
42inch smart tv
Kitchen appliances
Gym
Laundromat
Swimming Pool
24hrs security and secured elevator access

Restrictions:
- No pets
- Non smoking room
- No loud noises after midnight
- No kids (room is not kid proof)

Requirements:
2 valid IDs
Signing of yearly contract (notarized)
Minimum 12months
1 month advance 2 months deposit

Please observe rental etiquette, we expect wear and tear but please, take care of the place as you would take care of your own.

Please message Zsolique Residence Cebu for inquiries and viewing

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(1) List of Prohibited Acts During the Election Period COMELEC, Philippines.. https://aceproject.org/main/samples/ei/eix_c055.pdf.

(2) COMELEC - LOOK: Calendar of Activities and Prohibited Acts... - Facebook. https://www.facebook.com/comelec.ph/posts/look-calendar-of-activities-and-prohibited-acts-in-relation-to-the-2023-barangay/583556490476854/.

(3) Comelec: Election period for 2023 Barangay, SK polls to start July 3. https://newsinfo.inquirer.net/1736737/comelec-releases-calendar-of-activities-for-2023-bske-election-period-to-start-july-3.

(4) RESOLUTION NO. 20-2021 GUIDELINES ON THE CONDUCT OF PROCUREMENT .... https://www.gppb.gov.ph/wp-content/uploads/2023/05/GPPB-Resolution-No.-20-2021.pdf.

(5) Philippines enters election period for 2023 barangay, SK polls - RAPPLER. https://www.rappler.com/nation/philippines-election-period-2023-barangay-sangguniang-kabataan-polls/.

(6) Comelec issues rules on prohibition of appointment, hiring of new employees. https://mb.com.ph/2021/12/23/comelec-issues-rules-on-appointment-hiring-of-new-employees/.

(7) Premature campaigning prohibited in 2023 BSKE - Comelec. https://www.pna.gov.ph/articles/1196583.

( undefined. https://www.gppb.gov.ph/issuances/Resolutions/12-2009.pdf.

(9) undefined. http://www.comelec.gov.ph/faqs/faq_elec.htm.

(10) undefined. http://www.comelec.gov.ph/faqs/faq_2oec_art22s261.html.



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MGA HIGALA KO NA SUGBUANON! Consultants, Virtual Assistants, Agency Owner, Digital Marketer, and Investors this property investment is for YOU!

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News information on Apple iPhone 15
Source: 9/11/2023
(1) iPhone in 2023 — iPhone 15, iPhone 15 Ultra, iPhone SE 4 and more. https://www.tomsguide.com/news/iphone-in-2023-iphone-15-iphone-15-ultra-iphone-se-4-and-more.
(2) Apple iPhone revenue by quarter 2023 | Statista. https://www.statista.com/statistics/263402/apples-iphone-revenue-since-3rd-quarter-2007/.
(3) Soft iPhone sales will hit Apple's Q1 2023 finances ... - AppleInsider. https://appleinsider.com/articles/23/01/23/soft-iphone-sales-will-hit-apples-q1-2023-finances-weak-dollar-will-help.
(4) Asia: Huawei smartphone market share 2023 | Statista. https://www.statista.com/statistics/981351/asia-huawei-smartphone-market-share/.
(5) Smartphone market shares by vendor 2009-2023 | Statista. https://www.statista.com/statistics/271496/global-market-share-held-by-smartphone-vendors-since-4th-quarter-2009/.
(6) Smartphone Market Share in China (Sep 2023) - BankMyCell. https://bing.com/search?q=Huawei+smartphone+market+share+2023.
(7) Smartphone Market Share in China (Sep 2023) - BankMyCell. https://www.bankmycell.com/blog/smartphone-market-share-in-china.
( Switch from Android to iPhone - Apple. https://www.apple.com/iphone/switch/.
(9) Android switching to iPhone highest level since 2018 - 9to5Mac. https://9to5mac.com/2023/05/17/android-switching-to-iphone-highest-level/.
(10) Android fans are switching to iPhones in record numbers - TechRadar. https://www.techradar.com/news/android-fans-are-switching-to-iphones-in-record-numbers-heres-why.

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IPI Center by Rockwell - Rockwell's First Mixed-use Development in Cebu!   Its Residential tower, Lincoln, will be complemented with a Mixed-use lifestyle that provides a fresh Retail concept with prominent Food & Beverage brands just for you.  Located along Pope John Paul II Avenue, IPI Center is nestled between business districts and places of leisure making it an ideal urban address.  Take advantage of Pre-launch prices and Introductory discounts while available! Send me a message now +639-175814431

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Film's Past and Future, a conversation between filmmakers in the Philippines and Korea. This even ly will happen this Monday at 2pm in Bohol Island State University.


We are opening 10 slots non student outside BISU. Register here: https://forms.gle/p2VGquLRcBcSbxTc6

According to the Republic Act No. 6713, also known as the Code of Conduct and Ethical Standards for Public Officials and Employees, a Philippine government employee has the right to freedom of expression, which includes the use of social media. However, this right is not absolute and is subject to certain limitations.

Some of the limitations are:

- The employee must uphold public interest over personal interest and avoid any conflict of interest or appearance of impropriety in the performance of their duties.

- The employee must respect the rights and reputation of others and refrain from making false or malicious statements that may harm or discredit them.

- The employee must observe proper decorum and courtesy in their communication and avoid using vulgar, obscene, abusive, or disrespectful language.

- The employee must not disclose or misuse any confidential or classified information obtained by reason of their office or position.

- The employee must not engage in any partisan political activity or propaganda, except during the authorized campaign period.

- The employee must comply with the rules and regulations governing the use of government property, resources, and facilities, including social media platforms.

These limitations are intended to promote a high standard of ethics in public service and to protect the integrity, dignity, and reputation of the government and its officials and employees. Any violation of these limitations may subject the employee to administrative, civil, or criminal sanctions, depending on the gravity of the offense.

Sources:
(1) R.A. 6713 - The Lawphil Project. https://lawphil.net/statutes/repacts/ra1989/ra_6713_1989.html.
(2) RULES IMPLEMENTING THE CODE OF CONDUCT AND ETHICAL STANDARDS FOR PUBLIC .... https://www.ombudsman.gov.ph/docs/republicacts/Implementing_Rules_of_RA_6713.pdf.
(3) Media freedom is the lifeblood of Philippine democracy - East Asia Forum. https://www.eastasiaforum.org/2021/11/08/media-freedom-is-the-lifeblood-of-philippine-democracy-and-its-under-threat/.
(4) State of Media Freedom in PH | CMFR. https://cmfr-phil.org/press-freedom-protection/state-of-media-freedom-in-ph/.
(5) Philippines: Freedom on the Net 2021 Country Report | Freedom House. https://freedomhouse.org/country/philippines/freedom-net/2021.
(6) Downloads - Civil Service Commission (CSC). https://www.csc.gov.ph/downloads/category/104-ra-6713-code-of-conduct-and-ethical-standards.

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About the visit of Australian Prime Minister to the Philippines
(1) Prime Minister Anthony Albanese's official visit to Philippines. https://www.abc.net.au/listen/programs/worldtoday/prime-minister-anthony-albanese-s-official-visit-to-philippines/102832040.
(2) Australian PM to visit PH on Sept. 8 - CNN Philippines. https://www.cnnphilippines.com/news/2023/9/7/anthony-albanese-ph-visit.html.
(3) . https://bing.com/search?q=Malaca%c3%b1an+Palace%2c+Manila.
(4) Malacanang Palace. https://virtualglobetrotting.com/map/quinta-market/view/google.
(5) Malacañang Palace - Wikipedia. https://en.wikipedia.org/wiki/Malaca%C3%B1ang_Palace.
(6) Malacañang Palace | Description, History, & Facts | Britannica. https://www.britannica.com/topic/Malacanang-Palace.

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Sources of info about new species of fish discovered in Bohol
Source: Conversation with Bing, 9/9/2023
(1) LOOK: Newly discovered fish species was first spotted in a Bohol public market. https://www.msn.com/en-us/news/world/look-newly-discovered-fish-species-was-first-spotted-in-a-bohol-public-market/ar-AA1gqeJO.
(2) One fish, two fish: New goby species described from the Philippines. https://news.mongabay.com/2022/02/one-fish-two-fish-new-goby-species-from-the-philippines-just-dropped/.
(3) Number, Area and Description of Markets by Municipality - Bohol. https://ppdo.bohol.gov.ph/profile/socio-economic-profile/economic-development/economic-development-subsectors/number-area-and-description-of-markets-by-municipality/.
(4) Tagbilaran City Central Public Market Map - Marketplace - Bohol .... https://mapcarta.com/W57884150.
(5) Cogon Public Market Map - Marketplace - Bohol, Philippines - Mapcarta. https://mapcarta.com/N678534482.
(6) In the ocean's twilight zone, this diver is discovering vibrant new species. https://www.cnn.com/2022/08/23/world/twilight-zone-luiz-rocha-c2e-scn-spc-intl/index.html.
(7) New fish species discovered after years of scientific studies - Phys.org. https://phys.org/news/2021-09-fish-species-years-scientific.html.

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The ending of Atlantic City movie is a bittersweet one, as the main characters have to face the consequences of their actions and choices. Here is a brief summary of what happens in the final scenes:

- Lou and Sally escape from the hitmen who are after them for the cocaine that Dave stole from them. They drive to the airport, where Sally plans to take a flight to Paris and fulfill her dream of becoming a croupier in Monte Carlo. Lou gives her some money and a gun for protection, and tells her he loves her. Sally kisses him goodbye and boards the plane.
- Lou returns to his apartment, where he finds Grace dead on the floor. He calls the police and tells them what happened, but he also lies that he killed Dave and the hitmen in self-defense, taking credit for their deaths. He hopes to gain some respect and recognition as a former mobster, even though he knows he will be arrested for his involvement in the drug deal.
- The movie ends with a shot of Lou being taken away by the police, while he looks at the new casinos being built on the Boardwalk. He smiles, as if he is satisfied with his life and his legacy.

The ending of Atlantic City movie is open to interpretation, but it seems to suggest that Lou and Sally have both achieved their dreams in some way, even though they have also lost something in the process. Lou has finally become a hero in his own eyes, while Sally has escaped from her past and started a new adventure. However, they have also sacrificed their relationship and their innocence, and they may never see each other again. The movie also shows the contrast between the old and the new Atlantic City, as the old buildings are demolished and replaced by modern ones. The movie implies that this change is inevitable, but also nostalgic for the past¹².

(1) Atlantic City (1980) - Plot - IMDb. https://www.imdb.com/title/tt0080388/plotsummary/.
(2) Atlantic City movie review & film summary (1980) | Roger Ebert. https://www.rogerebert.com/reviews/great-movie-atlantic-city-1980.
(3) Atlantic City (1980 film) - Wikipedia. https://en.wikipedia.org/wiki/Atlantic_City_%281980_film%29.

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[NOTICE TO THE PUBLIC]

Notice is hereby served that the Municipal Local Government of Bontoc, Mountain Province, representing the Barangay Local Government of Maligcong and its residents, has filed a Petition to Declare the Maligcong Rice Terraces located in Bontoc, Mountain Province as a National Cultural Treasure. Annexed herewith are the documents pertinent to the said petition for the perusal of the public.

Those who support or oppose the filed petition may send their position/s to the Declaration and Public Heritage Section of the Cultural Properties Protection and Regulation Division through email at dphs@ncca.gov.ph.

Receiving of public positions is until 11:59 PM of 30 September 2023, only.

For the complete annexures, visit: https://ncca.gov.ph/wp-content/uploads/2023/09/Merged-Public-Notice-on-the-Petition-to-Declare-Maligcong-Rice-Terrace-as-National-Cultural-Treasure.pdf

For more information on heritage related issues and announcements, visit https://ncca.gov.ph/heritage-bulletin/

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The pyramids of Egypt are among the most amazing structures ever built by humans. They have fascinated people for thousands of years, and many mysteries remain about how they were constructed. There are different theories and evidence that suggest various methods and techniques that the ancient Egyptians used to build these monumental tombs.

One of the most common questions is how the huge stone blocks were transported and lifted into place. Some researchers believe that the blocks were moved on wooden sledges across the desert sand, which was wetted to reduce friction and make it easier to slide¹. Others suggest that the blocks were floated on boats along the Nile river and canals, and then dragged up ramps to the pyramid site³.

Another question is how the Egyptians were able to design and align the pyramids with such precision and accuracy. Some scholars propose that they used simple tools such as ropes, plumb bobs, and sighting instruments to measure angles and distances³. Others argue that they had more advanced knowledge of mathematics, astronomy, and geometry, and that they used complex calculations and star observations to plan and orient the pyramids².

A recent discovery at a quarry in Egypt's eastern desert may shed some light on how the Egyptians were able to lift the blocks to such great heights. Archaeologists found a steep ramp with staircases on both sides, and holes that could have held wooden posts for a rope-and-pulley system². This system could have been used to haul the blocks up the ramp with less effort and manpower than previously thought. The ramp dates back to about 4,500 years ago, which is before the construction of the Great Pyramid of Giza².

These are some of the possible answers to how the pyramids were built, but there may be more secrets and surprises waiting to be uncovered by future research. The pyramids are a testament to the ingenuity and skill of the ancient Egyptians, who created some of the most impressive and enduring monuments in human history.

(1) How were the Egyptian pyramids built? | Live Science. https://www.livescience.com/32616-how-were-the-egyptian-pyramids-built-.html.
(2) Pyramids of Giza | National Geographic. https://www.nationalgeographic.com/history/article/giza-pyramids.
(3) We May Finally Know How the Pyramids Were Built - Discovery. https://www.discovery.com/exploration/how-the-pyramids-were-built.

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The salary at the Asian Development Bank (ADB) in Manila depends on several factors, such as the level of experience, the grade of the position, and the performance appraisal. The ADB has a compensation policy that aims to provide competitive market-based salaries and reward individual performance¹. The ADB also reviews and adjusts the salary structure annually based on local market movement².

The ADB has different salary scales for different regions and offices. For the headquarters in Manila, the salary scales are available on their website³. However, these scales are only indicative and do not reflect the actual salary of a specific position. The actual salary of a staff member at the ADB in Manila may vary depending on the individual circumstances and qualifications of the staff member.

The ADB headquarters salary structure has two categories: national staff (NS) and administrative staff (AS). The NS category includes professional and technical staff who are recruited locally and have Philippine nationality. The AS category includes general services and support staff who are recruited locally and may have any nationality. Each category has different levels and generic titles, ranging from AS1 to AS9 for administrative staff and NS1 to NS9 for national staff. Each level has a minimum, midpoint, and maximum annual base salary in Philippine pesos (PHP).

For example, an associate analyst, associate coordinator, associate administrator, or executive assistant at level AS7 would have a minimum annual base salary of PHP 1,014,000 and a maximum annual base salary of PHP 2,028,000 as of January 1, 2023³. A senior economist, senior financial analyst, senior social development officer, or senior counsel at level NS7 would have a minimum annual base salary of PHP 2,520,000 and a maximum annual base salary of PHP 5,040,000 as of January 1, 2023³.

However, this is only an approximation and does not account for other factors that may affect the salary of a staff member at the ADB in Manila, such as taxes, benefits, allowances, exchange rates, and market conditions. Therefore, it is advisable to consult with the ADB directly or with other staff members who work there to get a more accurate and updated information on their salary structure and compensation package.

Source:
(1) Asian Development Bank Salaries in Manila | Glassdoor. https://www.glassdoor.com/Salary/Asian-Development-Bank-Manila-Salaries-EI_IE247724.0,22_IL.23,29_IM995.htm.
(2) Asian Development Bank Salaries in Manila, Philippines. https://www.glassdoor.com/Salary/Asian-Development-Bank-Manila-Salaries-EI_IE247724.0,22_IL.23,29_IM995_IP3.htm.
(3) ADB Headquarters National Staff and Administrative Staff Salary Structure. https://www.adb.org/sites/default/files/page/568836/adb-hq-nsas-salary-structure-2023.pdf.

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According to the web search results, the salary of a specialist at the World Bank Group in Manila depends on several factors, such as the level of experience, the grade of the position, and the performance appraisal. The World Bank Group has a compensation policy that aims to provide competitive market-based salaries and reward individual performance¹. The World Bank Group also reviews and adjusts the salary structure annually based on local market movement².

The World Bank Group has different salary scales for different regions and offices. For the East Asia and Pacific region, which includes Manila, the salary scales are available on their website². However, these scales are only indicative and do not reflect the actual salary of a specific position. The actual salary of a specialist at the World Bank Group in Manila may vary depending on the individual circumstances and qualifications of the staff member.

One possible way to estimate the salary of a specialist at the World Bank Group in Manila is to use the HQ salary scales as a reference point³. The HQ salary scales are based on Washington D.C., where the World Bank Group headquarters are located. The HQ salary scales show the minimum and maximum annual base salary for each grade level, from GA to GK. The specialist positions at the World Bank Group typically fall under grades GF to GH, depending on the seniority and complexity of the role¹.

For example, a specialist at grade GF in Washington D.C. would have a minimum annual base salary of $87,200 and a maximum annual base salary of $174,400 as of July 1, 2023³. To adjust this range for Manila, one could use a cost of living index or a purchasing power parity index to compare the relative prices and incomes between the two cities. According to one source⁴, the cost of living index for Manila is 38.77, while the cost of living index for Washington D.C. is 100. This means that Manila is about 61.23% cheaper than Washington D.C. on average. Therefore, a possible range for the annual base salary of a specialist at grade GF in Manila could be $33,800 to $67,600 (87,200 x 0.3877 to 174,400 x 0.3877).

However, this is only an approximation and does not account for other factors that may affect the salary of a specialist at the World Bank Group in Manila, such as taxes, benefits, allowances, exchange rates, and market conditions. Therefore, it is advisable to consult with the World Bank Group directly or with other specialists who work there to get a more accurate and updated information on their salary structure and compensation package.

Source:
(1) Average Salary for The World Bank Group Employees in Philippines - Payscale. https://www.payscale.com/research/PH/Employer=The_World_Bank_Group/Salary.
(2) HQ and CO Compensation Scales - World Bank Group. https://www.worldbank.org/en/about/unit/human-resources/HQ-AND-CO-COMPENSATION-SCALES.
(3) HQ SALARY SCALES - World Bank. https://thedocs.worldbank.org/en/doc/643781616107534010-0220012021/HQ-SALARY-SCALES.
(4) undefined. https://www.worldbank.org/.

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ATANGI: Kapehan sa Dabaw | SM City Davao
ugmang adlawa September 4, 2023 alas 10:30 sa buntag

Topics:
1. Childhood Cancer Awareness
2. World Leukemia Awareness
3. Blood Disease Awareness
4. Updates on Pertussis Cases in Davao Region
5. Fish Conservation Week
6. BFAR programs and announcements
7. Peace Month

Guests:

Atty. Elisa Evangelista-Lapina
Eastern Mindanao Director
Office of the Presidential Adviser on Peace, Reconciliation and Unity

Raul C. Millana, MFT
Regional Director
Bureau of Fisheries and Aquatic Resources XI

Dr. Gerna M. Manatad
Assistant Regional Director
Department of Health XI

Atty. Jonah Presto
Focal
Peace 911

Dr. Mae Concepcion Dolendo
Head, Cancer Institute
Founding President, House of Hope Foundation

Dr. Cheryl Lyn Diez
Training Officer
Pediatric Oncology Fellowship Training Program

Dr. Rachelle Monteclaro
Senior Resident
Department of Internal Medicine
Southern Philippines Medical Center

#KapehanSaDabaw | #PIADavaoRegion | #PhilippineInformationAgency

https://www.facebook.com/100069164291325/posts/pfbid0Vx6pxiFBpMd8juYuFvYG9v1mecPqQ7HmvdRXD6Qn3LzKa2MbnCSoRp3kxsL7EFBvl/?mibextid=cr9u03

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As many local government units in the Philippines lead the implementation of such pro-women legislation, the national government must also pass a law to institutionalize menstrual leave with one hundred percent (100%) daily renumeration to all female employees in the private and public sectors.


Read: https://hrep-website.s3.ap-southeast-1.amazonaws.com/legisdocs/basic_19/HB07758.pdf

Waterproof Shoe Covers These super-elastic shoe covers protect your beloved shoes from rain, slush, snow and more! Waterproof and non-slip ,Durable and reusable ,Portable and foldable. Get it https://lexizy.co/waterproof-shoe-covers

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The PREMIÈRE ÉDITION ORIGINALE, a reissue of the first CHANEL watch, is worn like a piece of jewelry. Inspired by the codes of the House, this creation with distinctive lines evokes the stopper of the N°5 fragrance bottle. The supple chain bracelet interlaced with leather echoes the chain of classic CHANEL handbags. The black-lacquer dial with golden hands and no numerals underlines the essential: a spirit of freedom and audacity unique to CHANEL.

Directed by Inez and Vinoodh, the film features Lily-Rose Depp in Gabrielle Chanel's apartment at 31 rue Cambon in Paris.

Discover on chanel.com/-PREMIERE_2023_FB1

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10 key lessons from the book "𝐓𝐡𝐞 𝐏𝐨𝐰𝐞𝐫 𝐨𝐟 𝐏𝐚𝐬𝐬𝐢𝐯𝐞 𝐈𝐧𝐜𝐨𝐦𝐞" by Nightingale-Conant


1. Mindset Shift
The book emphasizes changing your mindset from trading time for money to creating income streams that work for you.


2. Types of Passive Income
It explores various passive income sources, including real estate investments, dividend stocks, royalties, and online businesses.


3. Diversification
The importance of diversifying your passive income streams to minimize risks and ensure a stable financial future.


4. Initial Effort
Building passive income requires significant effort upfront, whether it's researching investments or setting up an online business.


5. Leverage
Utilizing other people's time, money, and resources can accelerate the growth of your passive income streams.


6. Continuous Learning
Staying informed about market trends and investment strategies is crucial for adapting and optimizing your passive income over time.


7. Real Estate
The book likely discusses how real estate can be a powerful vehicle for passive income, generating rental cash flow and potential appreciation.


8. Dividend Investing
Exploring the benefits of investing in dividend-paying stocks and the potential for compounding returns.


9. Creating Systems
Designing automated systems for your online businesses or investments is key to reducing your active involvement while maintaining income flow.


10. Long-Term Vision
Building passive income is a long-term endeavor. Patience and discipline are necessary as results may take time to materialize.

LIFE LESSON


1. Don't lend money to your family. Give it.


2. Never shake a hand while sitting down.


3. Stop telling people more than they need to know.


4. Never eat the last piece of something you didn't buy.


5. Don't throw your friend under the bus to impress someone.


6. Never insult the cooking when you are the guest.


7. Don't use the urinal next to an occupied one.


8. Don't take out your phone during a conversation.


9. Never take credit for work you didn't do.


10. Listen, nod, and most of all make eye contact.


11. Don't make fun of your friend in front of his kids.


12. Never let emotions overpower you.


13. Never beg for a relationship.


14. Dress well no matter what the occasion.


15. Never kick a man when he is already down.


Thank you for reading

ATTENTION JETTERS!
For your reference, this is our daily schedule:


Cebu to Getafe, Bohol:
6:30AM | 10:00AM | 1:30PM
Getafe, Bohol to Cebu:
8:15AM | 11:45AM | 3:15PM


Connecting Trip
Cebu-Tagbilaran: 8:20 AM
Tagbilaran-Dumaguete 10:40 AM
Dumaguete -Tagbilaran 1:00 PM
Tagbilaran-Cebu 3:20 PM


Connecting Trip
Siquijor to Dumaguete: 6:00AM
Dumaguete to Siquijor: 7:20AM
Siquijor to Tagbilaran: 8:20AM
Tagbilaran to Cebu: 10:40AM
Cebu to Tagbilaran: 1:00PM
Tagbilaran to Siquijor: 3:20PM
Siquijor to Dumaguete: 6:00PM
Dumaguete to Siquijor: 7:10PM


Cebu to Tagbilaran: 6:00AM | 7:00AM | 8:20AM | 9:20AM | 10:40 AM | 11:40AM | 1:00PM | 2:00PM | 3:20PM | 4:20 | 5:40PM
Tagbilaran to Cebu: 6:00AM | 7:05AM | 8:20AM | 9:20AM | 10:40 AM | 11:40AM | 1:00PM | 2:00PM | 3:20PM | 4:20PM | 5:40PM


MONDAY TO SATURDAY
Bacolod to Iloilo: 5:45AM | 8:50AM | 1:00PM | 4:00PM
Iloilo to Bacolod: 7:20AM | 11:00 AM | 2:30 PM | 5:30PM
SUNDAY
Bacolod to Iloilo: 7:20AM | 11:00AM | 4:00PM
Iloilo to Bacolod : 8:50AM | 1:00PM | 5:30 PM


Calapan to Batangas: 5:50AM | 9:20AM | 12:40PM | 4:00PM
Batangas to Calapan: 7:40AM | 11:00AM | 2:20PM | 5:40PM


Cebu to Ormoc: 6:00AM | 9:30AM | 1:00PM | 4:30PM
Ormoc to Cebu: 6:00AM | 9:30AM | 1:00PM | 4:30PM


Cebu to Palompon, Leyte: 10:00AM
Palompon, Leyte to Cebu: 1:30PM
********************
𝐔𝐏𝐃𝐀𝐓𝐄𝐃 𝐑𝐀𝐓𝐄𝐒:
*********************
**𝐎𝐏𝐄𝐍 𝐀𝐈𝐑 𝐎𝐑 𝐓𝐎𝐔𝐑𝐈𝐒𝐓 𝐂𝐋𝐀𝐒𝐒**
𝐂𝐞𝐛𝐮 -𝐎𝐫𝐦𝐨𝐜 𝐯.𝐯 𝐏𝟏𝟏𝟎𝟎.𝟎𝟎
𝐂𝐞𝐛𝐮 -𝐓𝐚𝐠𝐛𝐢𝐥𝐚𝐫𝐚𝐧 𝐯.𝐯 𝐏𝟖𝟎𝟎.𝟎𝟎
𝐁𝐚𝐜𝐨𝐥𝐨𝐝-𝐈𝐥𝐨𝐢𝐥𝐨 𝐯.𝐯 𝐏 𝟓𝟓𝟎.𝟎𝟎
𝐂𝐚𝐥𝐚𝐩𝐚𝐧/𝐁𝐚𝐭𝐚𝐧𝐠𝐚𝐬 𝐯.𝐯 𝐏 𝟔𝟎𝟎.𝟎𝟎
𝐂𝐞𝐛𝐮- 𝐆𝐞𝐭𝐚𝐟𝐞 𝐯.𝐯 𝐏 𝟒𝟓𝟎.𝟎𝟎
𝐓𝐚𝐠𝐛𝐢𝐥𝐚𝐫𝐚𝐧- 𝐒𝐢𝐪𝐮𝐢𝐣𝐨𝐫 𝐯.𝐯 𝐏 𝟖𝟎𝟎.𝟎𝟎
𝐒𝐢𝐪𝐮𝐢𝐣𝐨𝐫-𝐃𝐮𝐦𝐚𝐠𝐮𝐞𝐭𝐞 𝐯.𝐯 𝐏 𝟑𝟓𝟎.𝟎𝟎
𝐓𝐀𝐆𝐁𝐈𝐋𝐀𝐑𝐀𝐍 𝐭𝐨 𝐃𝐔𝐌𝐀𝐆𝐔𝐄𝐓𝐄 𝐯.𝐯 𝐏 𝟗𝟎𝟎.𝟎𝟎
𝐂𝐞𝐛𝐮 - 𝐏𝐚𝐥𝐨𝐦𝐩𝐨𝐧 𝐯.𝐯 𝐏𝟏𝟏𝟎𝟎
______________________________________________
**𝐁𝐔𝐒𝐈𝐍𝐄𝐒𝐒 𝐂𝐋𝐀𝐒𝐒**
𝐂𝐞𝐛𝐮-𝐎𝐫𝐦𝐨𝐜 𝐯.𝐯 𝐏 𝟏𝟔𝟎𝟎.𝟎𝟎
𝐂𝐞𝐛𝐮- 𝐓𝐚𝐠𝐛𝐢𝐥𝐚𝐫𝐚𝐧 𝐯.𝐯 𝐏 𝟏𝟐𝟎𝟎.𝟎𝟎
𝐁𝐚𝐭𝐚𝐧𝐠𝐚𝐬/𝐂𝐚𝐥𝐚𝐩𝐚𝐧 𝐯.𝐯 𝐏 𝟖𝟓𝟎.𝟎𝟎
𝐂𝐞𝐛𝐮- 𝐆𝐞𝐭𝐚𝐟𝐞 𝐯.𝐯 𝐏 𝟖𝟎𝟎.𝟎𝟎
𝐁𝐚𝐜𝐨𝐥𝐨𝐝- 𝐈𝐥𝐨𝐈𝐥𝐨 𝐯.𝐯 𝐏 𝟖𝟎𝟎.𝟎𝟎
𝐒𝐢𝐪𝐮𝐢𝐣𝐨𝐫-𝐃𝐮𝐦𝐚𝐠𝐮𝐞𝐭𝐞 𝐯.𝐯 𝐏 𝟓𝟖𝟎.𝟎𝟎
𝐓𝐀𝐆𝐁𝐈𝐋𝐀𝐑𝐀𝐍 𝐭𝐨 𝐃𝐔𝐌𝐀𝐆𝐔𝐄𝐓𝐄 𝐯.𝐯 𝐏 𝟏𝟒𝟎𝟎.𝟎𝟎
𝐓𝐀𝐆𝐁𝐈𝐋𝐀𝐑𝐀𝐍 𝐭𝐨 𝐒𝐈𝐐𝐔𝐈𝐉𝐎𝐑 𝐏 𝟏𝟐𝟎𝟎.𝟎𝟎
𝐂𝐞𝐛𝐮 - 𝐏𝐚𝐥𝐨𝐦𝐩𝐨𝐧 𝐯.𝐯 𝐏 𝟏𝟔𝟎𝟎.𝟎𝟎


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Always plan your trips, and for any clarification, kindly contact us thru our Facebook page or visit our website www.oceanjet.net


Keep safe, Jetters!

This is a public service advisory from the National Telecommunications Commission, Securities and Exchange Commission, and Globe. Noncompliant, suspended o revoked ba ang kompanya mo? Mag-avail ng amnesty sa SEC para makaiwas sa malaking multa. Pumunta sa www.sec.gov.ph para sa detalye.

This is a public service advisory from the National Telecommunications Commission, Securities and Exchange Commission, and Globe. Avoid hefty fines and revive your corporation through the SEC amnesty program for late and non-filing of AFS, GIS, or MC28 reports. Visit www.sec.gov.ph now.

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OTZI THE ICEMAN - SOME FACTS YOU MAY NOT KNOW:
1)  It took ten years to figure out how he died. The 5300-year-old remains of Otzi were discovered by two hikers in northernmost Italy in 1991, as he melted out of a glacier. First thought to have died from exposure, Otzi was found in 2001 to have an arrowhead in his shoulder that had cut a key artery.
2)  He was a wreck - he had severe arthritis, ulcers, whipworms, gallstones, blackened lungs, atherosclerosis and rotten teeth. He had a frost-bitten toe, broken ribs, and genetic markers indicating the world's earliest known case of Lyme disease.
3)  He was in shape - pollen studies indicate that, even though in his mid-40's and suffering from multiple ailments, he'd climbed from high elevation to low, then back again, perhaps as much as 8500' each way, all within 33 hours (Dickson et al. 2019).
4)  Recent genetic work by Wang et al. (2023) indicates more than 90% of Otzi's ancestry came from Anatolian farmers, and he had dark eyes and skin. Rather than a forehead, Otzi had a five head (i.e., genes for male pattern baldness). These genetic indicators match up with what's seen from the mummified body.
5)  Otzi had a relatively high level of Neanderthal genes - some reports saying more than 5% compared to a ~2% average for Europeans today.
6)  Otzi may have been a part-time coppersmith. His possessions included one of the oldest-known copper axes, and analyses of his hair indicate that it was heavily contaminated with copper and arsenic, a pollutant associated with copper smelting (Brothwell, 1995).
7)  Lead isotope and trace element studies indicate the copper in Otzi's ax came from ores in central Italy's Southern Tuscany region more than 300 miles away. The flint used for his arrowheads came from about 100 miles to the south. This suggests an extensive trade network.
7)  Otzi had traces of cannabis on his tools, clothing and in his digestive system. The traces probably stem from its use for pain relief and/or from working with hemp fibers for rope or clothing (Wacker et al. 2019).
It's amazing what all we've learned from the wonderful discovery of Otzi!

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𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐂𝐨𝐧𝐝𝐨 𝐚𝐥𝐨𝐧𝐠 𝐭𝐡𝐞 𝐫𝐨𝐚𝐝 𝐢𝐧 𝐆𝐮𝐢𝐧𝐬𝐚𝐲, 𝐃𝐚𝐧𝐚o
️ 𝗙𝗼𝗿 𝗮𝘀 𝗹𝗼𝘄 𝗮𝘀 𝗣𝗵𝗽 𝟰,𝟭𝟬𝟬/𝗺𝗼𝗻𝘁𝗵️

𝗦𝘁𝘂𝗱𝗶𝗼 𝗨𝗻𝗶𝘁
𝗦𝘁𝘂𝗱𝗶𝗼 𝗨𝗻𝗶𝘁 𝘄𝗶𝘁𝗵 𝗕𝗮𝗹𝗰𝗼𝗻𝘆
𝟭 𝗕𝗲𝗱𝗿𝗼𝗼𝗺 𝘄𝗶𝘁𝗵 𝗕𝗮𝗹𝗰𝗼𝗻𝘆

UNIT FEATURES:
Bathroom fixtures
Kitchen base cabinet with counter-top
Kitchen sink and faucet
Smoke Detection & Sprinkler system
Aircon provision (split type)

AMENITIES:
Jogging Path
Walking Path
Pocket Parks
Main Entrance with Guardhouse
Perimeter Fence
Landscaping

𝗝𝗔𝗡𝗜𝗟 𝗘𝗠𝗡𝗔𝗖𝗘 𝗝𝗔𝗥𝗔𝗠𝗜𝗟𝗟𝗢
Division Manager at BRB since 2016 DHSUD Registration No. R7-A-12/20-5774
PRC Accreditation No. 0023674

For inquiries, viewings and reservations, contact me at
𝟬𝟵𝟬𝟲-𝟰𝟭𝟯𝟳-𝟬𝟲𝟱 (𝘃𝗶𝗯𝗲𝗿 𝗮𝗻𝗱 𝘄𝗵𝗮𝘁𝘀𝗮𝗽𝗽 𝗻𝘂𝗺𝗯𝗲𝗿 𝗮𝗹𝘀𝗼)

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Retire in Singapore
(1) FAQs on Majulah Package A1: Who will be eligible for the Majulah Package?. https://www.cpf.gov.sg/content/dam/web/member/infohub/documents/FAQs%20on%20Majulah%20Package.pdf.
(2) National Day Rally 2023: S$7 billion Majulah Package to give CPF top .... https://www.channelnewsasia.com/singapore/cpf-topups-majulah-package-older-singaporeans-national-day-rally-2023-pm-lee-3711481.
(3) 7 things to know about the Majulah Package, Latest Singapore News - The .... https://tnp.straitstimes.com/news/singapore/7-things-know-about-majulah-package.
(4) Commentary: What's a Majulah Package with no Majulah Generation?. https://www.channelnewsasia.com/commentary/singapore-majulah-package-pioneer-merdeka-generation-support-shift-ndr-2023-3715821.
(5) Guide To The Majulah Package: Earn & Save, Retirement Savings Bonus, And Medisave Bonus. https://dollarsandsense.sg/complete-guide-majulah-package-earn-save-retirement-savings-bonus-medisave-bonus/.
(6) Commentary: More support may be needed for Singapore seniors who can no longer work. https://www.channelnewsasia.com/commentary/national-day-rally-2023-majulah-package-senior-cpf-work-retire-health-caregiving-3724081.

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Feat. Strawberry Guyabano Farm  ( SG Farm)

Nestled within the Mount Matutum Protected Landscape in Tupi, South Cotabato, the Strawberry Guyabano Farm or famously known as SG Farm resort🛖

Glandang Rd, Tupi, South Cotabato

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BESTSELLING EUROPE TOUR

EUROPE GETAWAY OUT CEBU via Emirates
₱128,800 only!!!
Nov 20 - 28, 2023

Italy Switzerland Germany France

Book your slots for only ₱30,000 per person

  Flight Details:
EK338 20NOV CEBDXB 1705 0110
EK205 21NOV DXBMXP 0905 1310
EK074 27NOV CDGDXB 1425 0015
EK338 28NOV DXBCEB 0245 1535


Stop Planning. Start Booking. Contact us.

𝗘𝗢𝗡 𝗧𝗿𝗮𝘃𝗲𝗹 𝗮𝗻𝗱 𝗧𝗼𝘂𝗿𝘀 - 𝗜𝗟𝗢𝗜𝗟𝗢  𝗢𝗙𝗙𝗜𝗖𝗘
Rm 204, 2/F Adelina Building, Corner  Gen. Luna -
      Jalandoni Sts. Iloilo City
+639853462472
ph.travel@eongroup.com.ph
Opens Mon - Sat  | 9AM to 6PM

𝗘𝗢𝗡 𝗧𝗿𝗮𝘃𝗲𝗹 𝗮𝗻𝗱 𝗧𝗼𝘂𝗿𝘀 -  𝗠𝗔𝗡𝗜𝗟𝗔 𝗢𝗙𝗙𝗜𝗖𝗘
Unit 517, Vinia Building, Philam, Quezon City,
       Metro Manila ( In front of Trinoma)
+639605991406
ph.travel@eongroup.com.ph
Opens Mon - Sat  | 9AM to 6PM

𝗘𝗢𝗡 𝗧𝗿𝗮𝘃𝗲𝗹 𝗮𝗻𝗱 𝗧𝗼𝘂𝗿𝘀 - 𝗖𝗘𝗕𝗨 𝗢𝗙𝗙𝗜𝗖𝗘
Eon Office, Waterworld Complex,
      Umapad Mandaue City Cebu
+6391796023838
ph.travel@eongroup.com.ph
Opens Mon - Sat  | 9AM to 6PM

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𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝟑𝟔𝟎-𝐝𝐚𝐲𝐬 𝐨𝐟 𝐬𝐭𝐚𝐲𝐜𝐚𝐭𝐢𝐨𝐧 𝐥𝐢𝐟𝐞𝐬𝐭𝐲𝐥𝐞 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐩𝐫𝐢𝐜𝐞

Introducing Casa Mira Towers Mandaue, a master planned development by Cebulandmasters built in 1.14 ha land perfectly designed to give residents an active and relaxing lifestyle

𝐏𝐫𝐢𝐦𝐞 𝐋𝐨𝐜𝐚𝐭𝐢𝐨𝐧:
Situated in Marciano Quizon, St, Mandaue City, Cebu. Giving you quick access to other major cities around Cebu. with 15 mins travel to Airport and within 8 mins travel to all your needs.

𝐃𝐞𝐬𝐢𝐠𝐧𝐞𝐝 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮 𝐢𝐧 𝐦𝐢𝐧𝐝:
There's no other condo that offers 75% open space to give a resort like experience and amenities

𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞 𝐀𝐦𝐞𝐧𝐢𝐭𝐢𝐞𝐬:
Built with its own retail strip to give you convenience to everything you need with complete amenities for you and your family. Amenities includes the following
Adult & Kiddie pool
Fitness Gym
Clubhouse
Play area
Multi function halls

We've covered everything for you!
100% back up power generator
24/7 security
property management services
Finished units

Units available
Studio Units
Studio w/ Balcony
1 BR w/ Balcony
Combine unit are also available
optional 2 BR Unit (Combined 3 studio units)

Exclusive discounts/promo awaits you

So what are you waiting for SEND A MESSAGE now

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𝐕𝐈𝐄𝐓𝐍𝐀𝐌 𝐎𝐍𝐄 𝐃𝐀𝐘 𝐓𝐎𝐔𝐑
>>> Free Visa Letter <<<
Ha Noi City Tour One Day: 36$/pax
Ha Long One Day Tour: 48$/pax
Ninh Binh One Day Tour 42$/pax

𝑻𝒐𝒖𝒓 𝑰𝒏𝒄𝒍𝒖𝒔𝒊𝒐𝒏
Accommodation hotel with daily breakfast as program
Transportation with A/C as stated in program
Local English speaking guide
Meals as stated in the itinerary (B: Breakfast, L: Lunch, D: Dinner)
All sightseeing tickets as program
Water on coach
Boat trip as per tour (if any)
Vietnam Visa On Arrival pre-approved letter

>>> Message us or contact our hotline for more supports
-------------------------------------------
INBOUND VIETNAM INTERNATIONAL TRAVEL CO., LTD
Address: 16 Nguyen Van Ngoc Str., Cong Vi Ward, Ba Dinh District, Hanoi
Visa Hotline: 𝟎𝟐𝟒𝟑.𝟓𝟓𝟑𝟑.𝟗𝟗𝟗 - 𝟎𝟕𝟖𝟕.𝟑𝟐𝟎.𝟑𝟐𝟎
24/7 Tour Advice Hotline: 𝟎𝟗𝟔𝟓.𝟖𝟕.𝟖𝟖.𝟕𝟕
Email: tours@inboundvietnam.com
Website: https://inboundvietnam.com/

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Amoa opens the doors to a good life. It's a highly amenitized community in the north of Cebu, and this is the modern lifestyle you're meant to be experience. Live and grow where the possibilities of independent living are endless. Life is what you make, and life means more at Amoa.

Go for a virtual tour of the property http://bit.ly/AmoaVirtualTour2 to start your home ownership journey in this award-winning residential development.

*Terms and conditions apply

Amoa is located in Barangay Tamiao & Cabadiangan, Compostela, Cebu, Philippines. Owned and developed by Aboitiz Land, Inc. with  LTS nos. 030324 (Enclave 1) and 030151 (Enclaves 2-6). Enclave 1 COC no. R7-022-0011 | 4-19-2022; July 2026 (Hor. Dev't.); and Dec. 2029 (Vert. Dev't).

#AboitizLand #LandYourFuture #Amoa #Cebu #Compostela #GatedCommunity #HouseandLot

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Maldives feels in Tabuelan, Cebu 🛖

Kaway Resort and Spa
Exact Location: Sitio Magsaysay, Brgy. Tabunok, Tabuelan Cebu beside Basketball Court

ROOM RATES:

•Oceanview Overwater Villa 🛖

P8,000 per night
Good for 4 guests
2 queen beds
With own toilet and outdoor shower
Private Terrace
Non-smoking
Free plated breakfast for 4
Free drinking water

Extra person charge: P1,000 per head per night
(up to 2 extra persons per room)
-mattress on the floor
-free plated breakfast

•Shoreview Overwater Villa 🛖

P8,000 per night
Good for 4 guests
2 queen beds
With own toilet and indoor shower with heater
Private Terrace
Non-smoking
Free plated breakfast for 4
Free drinking water

Extra person charge: P1,000 per head per night
(up to 2 extra persons per room)
-mattress on the floor
-free plated breakfast

Inclusions:

Access to the Beach, Main Pool and Kiddie Pool
Free use of Crystal Kayak, Billiards and Board Games
Karaoke (in common dining area)
Free Wi-Fi
Dining available at Putahe by the Sea Restaurant

#maldivesfeels #kawayresortandspa #beachresort #tabuelancebu

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