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MikeLigalig.com

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Top Lessons on Finances
« on: June 25, 2024, 06:45:44 PM »

SOME LESSONS ON FINANCES: 🚢 ⚓️


1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.


2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.


3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.


4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!


5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!


6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.


7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.


8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.


9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT.


10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.


-Ctto

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For God so loved the world, that he gave his only Son (Jesus Christ), that whoever believes in him should not perish but have eternal life. For God did not send his Son into the world to condemn the world, but in order that the world might be saved through him. Whoever believes in him is not condemned, but whoever does not believe is condemned already, because he has not believed in the name of the only Son of God. - John 3:16-18
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