Bai Bugsay, pasensya na lang ha sige mo binisaya na lang ko (sorry lang if maka mistake ko sa binisaya kai weak jamo ko sa binisaya)
Mao lagi tinuud bitaw imung gi sinultihan nga dagko ipa gastos sa pamilya kai mao man jud na ang buhay.
Filled with so many surprises and unexpected circumstances.
Mo gastos ta sa eskwela sa mga bata, sa colehiyo, ug ang plete ug mo abroad pood sila, mao lagi. Gastos pood ta sa medical expenses sa pamilya ug ma sakit sila lagi.
Mao lagi importante mo save ang tawo sa ijang sweldo kai naa man jud good and bad times para nato ug sa atong pamilya, mao na ma ready man jud ta, financially, to lend a helping hand.
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Para nako, i subscribe to the notion of : living within one's means.
Spending more than what one can afford is, in my opinion, very careless, and dangerous.
Ug naay kwarta ang tawo, okay man mo gastos ug extra-extra, new car, new dress etc, so long as naa na sa financial means.
Ug tawo naay sweldo ug $6,000 a month, i save pood ang $3,000. And the other half ready to be spent appropriately. By 1 year time, maka save na ang tawo ug $36,000. In three years time, over $100,000 saved in the bank. Capital na. Then can be used for investment.
This is what was told to me by my Lola Nating.
Mao lagi daghan to sija'g kwarta sa una kai insik man gud.
Pero tinuud man ang ilang pilosopiyo: Save your money, better to save than to spend. When you save, you have. When you spend, you have not.
he he he
Sige, regards!
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