MikeLigalig.com

ayaw tawon kay mingawon ko sa akong best friend...ehehehe !

dli tika itapad ni Jesus oi, matakdan palang... ( Lord pasayloa tawn) hehehe ! :-P

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 Hala dili baya si Lord ako gi mean ha? Kadtong akong classmate sa high school nga si Jesus, manghud ni Harry 

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 Dili gyud naa sekreto kay pareha man mi mga buutan...Wa tawon koy gibulgar diri no...ASA man beh

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yes i agree! 

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Right now, my husband and I might lose OUR health care benefits because of the passing of this bill. Instead of the money that I could be sending to help my diabetic dad and my Mama who's got HB (like most bol-anons), it would be diverted to higher taxes to pay for who ? the dregs and lazies and criminals of society that have nothing but ill will against me.

Mao lang jud ni akong feelings ani. magsuffer ang kadaghanan nga nagkayud para lang jud ma-libre ang mga tapuwan....sa dihang kamong mga ungoyya mo ga drugs2 ug ga hubog2 mo diha sa daplin, nangawat sa mga 7-11, nanulis ug uban pa, kami intawon ga trabaho, dili lang para amo, naa sad mi pamilya among gustong tabangan. Nganong magbuot man si Obama sa healthcare nga wala ganahi sa kadaghanan left or right. Pero saun taman, napasa naman sa amaw. hahay buhay, hopefully ma repeal before pa mosaka nasad ang taxes.

one last thing...iyahay ta ug problema...ang mga pakno nga wala naningkamot dili angay librehon sa mga taw nga nagka igit2 intawn ug panrabaho. Dli uroy sila maulaw nga ang mga immigrante  gikan sa kalain laing suok sa kalibutan nilambo pero silang mga "beneficiaries" sa Obamacare diri man unta gipakataw, wala lang gihapoy nahimo.

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Yup very gyud....  sa bag-o pako ani, blind ko kaau. After nako puyo diri ug dugay2, maka observe bya sad ka. Labi na tungod sa akong work nga sige ra ko adto sa mga slums kay kadaghanan sa akong mga clients, investors mopalit ug balay parentahan. Hilasan jud ka, hugawan pa sa hugawan ang mga uyamot diri. Mas maayo pa gud na sa ato, bisan uyamot, naningkamot man sad, limpyo man pamujo. Wala man mga ginamit nga toilet paper gisulod ug silupin, walay may tae gipang pahid2 sa bungbung kay na foreclosan.

Personal story ni. Naa mi balay sa akong bana nga among napalit as a foreclosure. Akong gi remodel ug among gipa rentahan. Sige ka late among tenant until one time 2 weeks jud so ni attraka dayun ko dala ug eviction letter.

Susmaryosep, mao diay dli kabayad sa renta kay bisan ug gasalig sila sa ilang social security check, asa ka, 3 flat screen tv, ang mga furniture high end kaau, ilang ref kanang tag $2,000+++ stainless mura kug naulaw nga nasapot. Sige hangyo2 pasayloon kuno ang late fees...jawa ra ! wala man gani mi flatscreen akong bana nga left and right mi trabaho. ang among tv, kadtong 10 yo niya nga tv pa...sus, among Christmas tree gani, salvage pa, 15 yrs old na. Nasuya jud ko pag-ayO !!!

Mao ni ang mga kaledad sa taw nga gusto nilang librehon sa tanan himatud pa sa obama care. mag-angay tang tanan, pareho ra ang madawat sa mga tapulan ug sa mga kugihan, sa mga practikal ug sa mga gastador !

Diri gud, makasuya kung aware ka sa mga government programs. Samot ka ma high blood kung maka adto jud ka sa mga slums.  Ang mga taw nga gasige ug ngawngaw about healthcare, about anything libre nga gikan sa government, kasagaran mao ang mga walay pangita. Syempre, alangan man, wala may mawala nila, gadawat naman sila ug cheke kada bulan sa gobyerno gikan sa buwis nga gibayad sa kadaghanan.

Dili bya ko dalo, pero dli lang sad ko pabor anang patas-patas tanan. unsa may pulos diay nga mag save ka, mag budget ka, maningkamot ka para modaghan imong kita para makaginhawa sad ka tanan kung kuhaon man lang sa gobyerno pinaagi sa buwis para ipang hatag sa mga taw nga ga tambay ra sa kilid2.

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I respectfully disagree.

It may seem that way but the domino effect would make the country worse off. and now where would the masa go ?  My husband and I have a trucking business. Nothing big, just a small operation. With this bill, Obama might as well have killed all middle scale truckers. The big operations will pick up the slack that the middle ones can't keep up and we that are starting out can never grow bigger. Why ?  With everything regulated by the FEDS and the government wanting their pound of flesh at every turn, most businesses could no longer keep up with the expenses and in turn, would shut their doors leaving lots of employees unemployed. so now, you have a rise of unemployment.

This country is ran by a lot of small to middle business. Those that employ anywhere between 2-15 employees. The owners are comfortable, making anywhere from $100k-$200k a year. This is the segment of the population that runs the economy and employs more people as a whole than the large corporations because they are present everywhere.  With higher taxes, it would not be conducive for business and of course, the small scale operations will never grow and the ones that can't keep up will again, as stated above, will shut their doors and more people will be unemployed. We both know what that means. The rise of people hitting the poverty line, the rise of crime and less people donating to charity that otherwise take care of these people.

Contrary to popular belief, the American populace as a whole is a very generous society. Think of all the donations this country has given to  the poor around the world. Even our beloved Philippines, who do you think are the biggest donors and motivators behind Feed the children and Habitat ? But I don't think most people will donate if they themselves do not have enough money. Even if we think of the bible and of the story of the woman who gave everything she had to the church, In reality, how many of us would donate money and material things when your family needs it ? Would you give your last P1,000 to the church if your family does not have anything left to buy rice and supper the next day ?  Would you give your last P20 to help some stranger when your own son is dying and that P20 can buy his medicine ?

Please do not forget too that there is a good number of people out there that opt NOT to get insurance. A good friend of mine who owns an internet business makes roughly around $300,000/yr. They opt not to get insured because it will cost them less. When politicians are screaming that there are 46 million uninsured americans, they do not tell you that about 10 million of these are illegal aliens or non-citizens who will not qualify for universal healthcare.

That will leave us with about 36 million, a large group, but of these, about 18 million have income over $50,000/yr. More than half of them $75,000/yr. They surely can afford insurance...that's more than your average new filipina nurse here makes. ( And she will be expected to spend for those people through her taxes.) Those people chose not to have it but they surely can afford it if they want to. Did you know that your rate is different if you are uninsured ? My first hand experience : I do not have dental insurance but I needed  a tooth pulled as it was giving me misery. Had I had insurance, they would've charged me $300 with a $20 co-pay, but since I didn't they charged me $150. I used to pay $35/mo for years that I never had any dental problems, that would make it $420 gone to waste or $1260 for 3 years which I could've sent to my Papa in Bohol to buy glucerna , blood testing lancelets and other diabetic supplies.

In America, 83 million people already benefit from some sort of government healthcare (My Ate in Chicago does and her husband and her makes more than $100k combined). Close to 30% of the country is already living under government health care and there are 14 million more (uninsured) who already qualify for government insurance.

We do not need anymore taxes.  Specially for something that has no clear benefits and really would not benefit the Masa most people are talking about with the context they have in mind. What we need right now is the right kind of stimulus.

Here's a hypothetical : I am good friends with the owners of a good, long standing Filipino Restaurant here in Houston. From time to time, they take in TNTs, giving them jobs EVEN if they really do not need any more employees. Most of us would understand, we all probably know a few ourselves who are good people and just want to work for a better life.  With a hostile environment and higher taxes, do you think these restaurateurs can afford to take in theses TNTs out of charity ? of course not, they will not have a big profit margin enough to share. Sure, it is the christian way to share and be your brother's keeper, but in reality, that doesnt happen. Most people take care of their own first. ( and I bet you, they would rather spend some money helping fellow filipinos than to give it to the dregs in society through their taxes that will come rob them in the night...or in their parking lot)


To close this mini-novela (   ) Your health is an issue of personal responsibility. If you chose to buy a flat screen tv instead of saving up for a rainy day, that is your problem. The really poor over here are already taken cared of by the government. The other "uninsured" can afford their health care even without insurance.  We really really really do not need anymore taxes. It will bring the economy down even further and even if we don't like to think about it, it will profoundly affect us Filipinos too. With a down economy, Ate, Kuya, Auntie, Uncle, Mommy and Daddy in the US can't send too much money back to Bohol because its tied up in taxes. What could've been a new sari-sari store or jeepney is now given to Uncle Sam as taxes to fund Obamacare.

And as the US continue to decline, there will be less and less nurses that they will be willing to import. Think of the millions of qualified, talented young filipino nurses who can't immigrate here because nobody will be willing to sponsor them anymore because the businesses that provide this service can't afford to. This means less $$$ coming in the good old Philippines ! as much as we don't want to admit it, OFWs and other workers bringing in $$$ helps our economy in Pinas a lot.

Our tourism back home would suffer. Its not those foreigners who are the bulk guests of our resorts, you know, but mostly balikbayans willing to drop hundreds of $$$ to bring 10-15 members of the family there for a good time. Seriously, Euros have themselves and wifey, but how many times have you seen them bring the entire clan ?? US based nurses do it all the time. Heck, most of my friends spend money in Bohol like its going out of style yet save and scrimp when they are here. Those taxes won't help them....oh yeah...if its in the bank, it gets taxed too...there is no escape !


 

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 Not jus't the majority, but the illegal aliens as well.....

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 Indeed!

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Mrs. D, I don't think HCR will change how illegals benefit or not from healthcare since kung dili emergency, dili man sad sila maka take advantage even if mapasa. Maka affect rani sa mga illegals indirectly, sama sa akong gi-ingon, ang ubang mga businesses nga willing unta motabang like the Filipino Restaurant akong gi example above, dli na nuon ka afford mo tabang kay ma apiki naman nuon tungod sa higher taxes.

Tinuod, mas daghan mga uninsured citizens kaysa number of illegals...and I bet mas daghan sad ang numero sa mga jobless citizens nga gasalig ra ug government checks. Pag apply gani nako ug SSN sauna, diha babaye nga nagyawyaw kay nadugay kuno iyang social security check, magutman kuno iyang 7 children...paluma ug panganak, gasalig ra man diay sa uban. Mao ni ang akong nakit-an nga kinadak-an jud nga disadvantage.

Daghang illegal diri nga grabe motrabaho, mas pulido pa ug mas kasaligan. Kung magkasakitay na, naa silay napundo ika-gasto sa ilang pagkasakit. You're right, kasagarang nag migrate, ma mexican man or filipino, ni anhi para maningkamot ug wala magpalibre.  Ang mga homegrown tapulan ra ang magpalami ani nga bill.

To think about it, bisan ang mga illegal motabang ug gasto  in a way..alangan man diay ug dili mosaka ang sales tax..so everytime sila mopalit ug toothpaste, sabon, shampoo at an inflated tax rate, nitabang sila ug gasto sa mga tapulan ug walay pangutok.

Bipartisan kaayo ang US, Repubs vs Demis kaayo, pero naa man sad daghan demis ni oppose aning HCR. Na skandalo pa gani tong mga 2 weeks ago man siguro nga naa underground nga pugos sa mga Dems.

Ang kindak-ang issue ani, I think is ang mahitungod sa higher taxes, ug syempre, ang discontento sa mga taw nganong gi dali2 ug pasa nga wala man gani basaha ang 900 page nga bill sa ubang congressman and senators. Bisan atong dear president wala kabasa ani tanan. Ni  admit sha as much, ni ingon pa gani sha ma covered kuno ang mga bata pero dihay gi cite adtong article akong nabasa nga dli automatically ma covered ang mga bata.

To be fair bya pud, wala nalang sila ni menor despite sa kadaghang protest. Democracy bya ni and ug na pilipinas pani, nag EDSA IV na. At least sa ato, ang atong presidente mo patuo sa mga protest. Nahitabo gud ron kay sobra ka majority and mga Dem so bisan ug unsaon ug protesta for various reasons, Pasagad sila ug pasa kay kaya man nila. Dili balance kundi party agenda.

For me, dili jud ko ganahan and my main reason is taxes. higher taxes effective immediately and 3 years pa ang benefits nga dili sad mi maka benefit.  Kaming mga gasalig sa kompanya ug insurance benefits, kuhaan mi nila ug insurance kay naa may government kuno mosagot. Pareha ra bya sad sa pilipinas, kung gobyerno na gani mokupot, maglukot2 na sa kagubot. Think USPS, sa  gi takeover na sa government, ka-bankrupton na hinuon. aguroy !

Gusto nila pareha ta ug Canada, ang mga Canadians man gani, manabok diri sa US para magpatambal para madali, nganong gusto man ta mopariha ug Canada.  Naa koy ig-agaw didto, manabok diri para mamalit ug sanina, school supplies ug uban pa kay grabe jud kuno tax...unya , kung mangasakit, motabok japon diri kay magpatambal kay dugay kuno ta jamo ma entertain, maayo pay motabok ug mobayad nalang. Nagdoble na nuon ilang gasto.

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the world of medicine  is supposed to be a VOCATION and not an INDUSTRY.

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What you share here comes from your heart. Maybe Americans are still skeptic but in the long run, this bill will serve everyone.

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You do have a point.

It still doesn't change the fact that most (except ra sa mga pinoy) Canadians that my husband and I know come to the US for their medical needs mao na maka-ingon ko doble ug gasto.

My husband's family is Canadian, they moved here when he was less than a year old pero syempre, daghan pa kaayo nabilin didto sa Canada.

One of the reasons nga naghinay-hinay ug apas diri ang mga ig-agaw, lolo, auntie ug uban pa kay tungod anang heathcare. Naa gyud Uncle akong bana nga namatay nalang intawn kay wala naatiman sa HC.

Kadto imong example nga dili ka maghunahuna kung wala kay kwarta, mao to nahitabo sa Uncle sa akong bana. Kulang tawn ug kwarta para motabok diri sa US, dugay pa kaayo ang waiting period mao to namatay nalang intawn.

Kung mo ingon gud ta ug HC, maayo man gyud na siya nga concept in a utopian society.

Mo Work jud ni sha pag-maayo KUNG naa enough doctors and nurses and medical staff to take care of you....in reality, dli bya mobakasyon ang sakit, they will never be enough. Dli jud kalikayan nga naa pila. Kung huna-hunaon, talagsaon ra bya sad nang utoka nga makakaya anang trabaho-a, dli sad madalidali ug train, mao bitaw nga nang import sila sa atong mga nurse sa pilipinas. :-)

Isa pa, maayo gyud ning paagiha kung tanan jud pud motrabaho UG mohatag ug insakto. Pero ang nahitabo man gud diri sa US,ang mga ordinaryong buotan nga nagtrabaho, mao gyud apektado. Ang ,mga dato, maka afford man ug accounting team nga lusot  gyud sila sa taxes. Dugang pa, ang kusog raba kaayo mosuyop aning mga benefits kadtong walay gikatampo ug walay planong motampo.

Lagi its better to give than to receive. Very Christian. Maayo lang na kung ang imong hatagan naningkamot jud unya gikan sa imong dughan imong gihatag. Naa kay choice ba. Pero ang reality gud, wala man kay choice. Mohatag ka bisan ug nagkalisod ka, as long as makit-an nila nga gakayud ka, suyopan gihapon ka.

Dli mani sa unsa ning ako kay ako nakakit man jud ko ug unsa ka unfair ang mga grupo diri sa US. Kung ikaw manamastamas ka sa ubang race or nationality, walay paki-alam, pero suwayi kuno ug sulti ug maot mahitungod sa mga itom diba miserable imong kinabuhi. Sila ang kinadaghanan ug benepisyo diri sa US pero sila sad ang naa sa kina-usban sa mga pobre. Lupigon pa ang mga migrante.

Mas bilib pa gani ko sa mga tnt ug mga mexicano nga motabok diri kay mangingkamot ug trabaho. Kasagaran ani nilang grupoha, wala...inum, gang, krimen. Kung numerohay lang, hapit-hapit na baya ta mo-apas nila sa population. Pero according to CNN, 50% of all homicides and murders, sila naga buhat.

Sa ako sad nga trabaho, kung makakita gani ka ug neighborhood nga daghan na sila namuyo, high crime area sad.

Naay daghan sad nila nga maayo, pero ang mga maayo ug gawi, ang mga naay trabaho ug naningkamot, wala gapalibre.


Buot jud nakong ipahinumdum nga ang mga taw nga naningkamot, mawad-an ba ug trabaho o naa ba, dili man gyud mapasagdan. Kung masakit ka ug wala kay trabaho, naa may bridge insurance. Kun tarong ka nga taw, pwede man ka mangutang para ibayad nimo ug naa say daghang mopautang ug mo finance nimo. Dili ka kinahanglan ug HC.

Ang HC, arang alkanseha sa mga nagkayod. mao lagi, naa gihapon ta ug grasyang nadawat, pero kung kwentahon nimo ang nawala nimo nga kwarta, igo na biya sad na ipamiliti nimo pauli ug tanda sa ato.

Kung ako lang, mas gaan pa akong buot nga kanang ilang kuhaon sa akong sweldo para sa HC, ako nalang na igasto sa akong mga i-agaw sa ato nga naningkamot intawn para maka skwela ug mabuhi. Naa pay pulos, wala pa nasayang. Makibaw pa ka nga gigasto ug tarong ug naay maayo nga produkto.

sa HC/Obamacare, tabla ra ka galabay sa imong kwarta. Dli na na nimo makit-an. Kung ikaw sad masakit, hilabi na ug dili ka uyamot, dugay sad nimong hinulat. Dili man ka maka complain ug racist kung unya-unyaon ka, pero huna-hunaa bya ang uban nga dili gani mahatagan sa ilang gusto, racist dayun. Bisan unsay lihok, racist diri, racist didto makabwisit. Bisan nangawat sa negosyo, nasakpan ug gipahawa, ang tag-iya pay gikasuhan kay racist kuno bisan nangawat ang amaw.


hahay, mini novela napud... :-)

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Ma'am Hof, I think it works in other countries better than others. If I'm not mistaken, I remember you're in Germany. One of my Aunts is in Switzerland and I think they also have HC. I think we also have to consider the attitude of the people. You don't hear a lot of stories of people taking advantage of the system over there. Tanan nakong nakaila who have lived there are hard workers.


Maybe biased lang ko because I've never been to either Germany or Switzerland but from what I can see, it can work there because there is not too much entitlement and there is not a hue population of people who expect others to take care of them. They have a healthy sense of self worth and self respect.

Not so much in the US. Nonsense lawsuits, entitlement attitude, something for nothing..all of those late night infomercials reflect a lot of the attitudes, bottomline getting something for nothing and expect other people to work for you while you do nothing. (Russ Dalby Cashflow business, Russ Whitney, etc )

Maybe the concept of Obamacare might have a chance if they deliberated on it some more. Changed what really needed to be changed (tort reform) and not messed with the ones that doesn't need messing with.

Sometimes, I think that if its too logical or if it is common sense, chances are politicians will come and muddle it all up. I think at the end of the day, our president just wanted to push his agenda, mistake and all, regardless if its the right thing to do just so he can appease whatever special interest group that put him in power.

I agree that our healthcare here need reform too, but for right now, its unarguably one of the best in the world. Politicians should be extremely careful in changing it.

I think the President truly believes and is passionate about his little project. But based on other things, I don't think he truly thought this one out specially the part about ramming it down everyone's throat regardless if they want it or not. It is still a democracy and there are a lot of protests against it here for a reason. He should have listened to his people. After all, he is there to serve the people... (and ideally not the  ones who gave money to his campaign)  :-)


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Manay,

I apologize if I am not gifted enough to be concise for you. I do try to explain my point as best as I can, even citing examples of why I have reached this conclusions. If you want, i can break it down numerically.

1.) Canadians may have HC and have already paid for it, but they are still crossing the border to the US so they can be treated without waiting periods.

2.) Higher taxes = higher expenses = lower profits for businesses = higher barrier to expansion and growth = lay-offs = unemployment = BAD BAD BAD BAD (rise in crime, depression, less people that can be taxed, less money in the government pocket, bigger deficit, cutting budget of government programs like NASA, so on and so forth )

3.) Higher taxes = higher expenses = lower spendable income for most families = recreational and leisure industries will suffer = bad business = lay offs = unemployment (see above)

4.) Higher taxes = higher expenses = lower net income for the average filipino family = less $$$ coming into the Philippines = less cousins going to school = less $$ for the sick tatay and nanay


OR

5.) Higher taxes = higher expenses = lower net income for the average filipino breadwinner = filipino breadwinner will have to work double and triple shifts  = filipino breadwinner drops dead of exhaustion and fatigue  = everyone he/she is supporting in the Philippines will suffer.

6.) Obamacare will take care of those who don't have insurance...penalize those who can afford to but chose not to. Will provide insurance for those who can't afford to. Where's the personal choice and responsibility in this equation ?

7.) Main beneficiaries of Obamacare = dregs of society. Why punish the hardworking and upright population to reward the lazy, the indifferent, the irresponsible and the criminals ?

8.) Obamacare will give the government power over who will live or die. To evaluate whether you are worth saving or not. Heaven forbid I should be 80 and still want to live because my life is worth less than if I was 40 and wanted to die.

9.) Personal Choice. Personal Choice. Personal Choice. Personal Responsibility. Democracy. Right to chose. Right to privacy. Any of this ring a bell ?

10.) Obama, Pulosi and their little gang rammed this down everyone's throat without due diligence. They did not listen to protests, their town hall meetings reflected how most of them didn't even read the 900 page bill. They had made claims about what it could and couldn't do and then got disproved. Makes you think, if they tell us false information about little things, what are the big things they are hiding ?



I hope this is concise enough for you and hopefully the substance is there.


Here's to getting an A+
~Ging

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shalan ba diay,ako uncle lagi tua man pod Canada,nya retire naman sila mao uli² na lang sila atoa,
 dli jud daw sila pwede sa atoa pondo tungod sa HC nila sa Canada , so 6mos.Pinas nya 6mos.Canada.

sa nag work pa sila chigi bayad ana HC bizan ala sila mahospital gawas sa cough and colds
unja sa na wanggitz na nanggawas mga agoroi doctor here and there , Heart OP and Uro. etc.
biZan pa daw nag save pa sila @ dat time nga bata-on pa sila ky naa man sad laing gastohon
 para sa mga anak,dli jud cguro maka akopar ila saving.
 
What i wanna cite here is that, sa panahon nga sila nag work morag sila nagbayad
adtong mga olds or kadtong dli ka afford, so karon ky sila na usab ang wla nay kaya mag work
ang mga batan-on na usab nagtubos nila thru paying their HC or taxes.

kana sha lang ako ikatampo, ako lang anam-anamon tubag ang nagka lain laing views nmo.

 ^â—‹^

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Anindot unta kung ingana ang mahitabo diri sa US kung dili nila ma repeal ang law unya magpadayun. :-)

pero sa karon, dako na kaayo ang deficit, naabot na gud kuno sa Trillions...(kapunay mahisgutan sa news magabii)

meaning, inig abot namo sa pagka gurang, kung  grasyahan man nga paabton, wala nay nabilin wawarts para igasto nila namo bisan ug nagabayad pami.

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Deficit upon deficit. We will be spending what this nation does not have; loaning and loaning.

Do not spend what you do not have.






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Ging, you are very well-informed. The Bill was actually more than 900 pages after it was distributed. It ended up more than 2000 pages. I doubt those who passed this bill read it.

Easy for th epoliticians to do to pass laws, but now it is the job of us, the medical profesisonals to uphold and honor this law. And we are lacking in numbers. As we speak we are in need over 200,000 nurses, and are in need of over 20,000+ physicians.

It takes 12+ years to produce a doctor. (4 years college + 4 years medical school + 4-5 years of residency training)

Obama will be out of office by 2 years and if reelected will be in office for another 4 years. Even after this, the problem will still stand considering how it takes 12+ years to train a physician. He should start by building more medical schools, increase residency capacities and allow importation of foreign medical graduates into the United States, thereby solving the medical situation.

Again, transparency, transparency. Let us see how things play.



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