Author Topic: Tagbilaran - Rural Bank closed  (Read 9380 times)

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Re: Tagbilaran - Rural Bank closed
« Reply #40 on: December 23, 2008, 12:33:01 AM »
we are trying to put up a trust fund for our kids. that's for their future.
makatabang jud diay ning tigbasa ta ug newspaper kada adlaw. mao ra man na akong bisyo gud. basa newspaper, tan-aw tv nya browse sa internet labi na kung gabii na kay less traffic.

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Macky Ferniz

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Re: Tagbilaran - Rural Bank closed
« Reply #41 on: December 23, 2008, 08:26:28 PM »
Last October nakadungog ko nga naapektohan ang Phil-am Educational Plan sa crisis sa America. Unsa kini ka tinood BNC? Nag hulog raba ko adto nga fund.

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Re: Tagbilaran - Rural Bank closed
« Reply #42 on: December 23, 2008, 08:58:28 PM »
ag ako kahang life insurance sa Pru-Life UK no, wa ba kaha to mahanaw? naa moy balita?

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Re: Tagbilaran - Rural Bank closed
« Reply #43 on: December 24, 2008, 12:48:38 AM »
Last October nakadungog ko nga naapektohan ang Phil-am Educational Plan sa crisis sa America. Unsa kini ka tinood BNC? Nag hulog raba ko adto nga fund.
ambot kaha pero murag stable man ang phil-am life. dili man gud musogot akong mrs kung kuha mi educational plan. mas maayo pa kuno ang savings sa banko nalang. dili man gud siya ganahan anang pre-need plans. suko gani siya kay 2 man ning akong insurance, sun life ug pru-life. usik usik lang kuno kay dugay makuha ang revenue.



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A Layman

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Re: Tagbilaran - Rural Bank closed
« Reply #44 on: December 24, 2008, 09:03:25 PM »
Morag naay ongoing negotiation nga ibaligya ang mga shares ng Philam sa Filinvest Land Inc. Halos nasa finishing touches na kuno.

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hofelina

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Re: Tagbilaran - Rural Bank closed
« Reply #45 on: December 24, 2008, 09:11:19 PM »
bnc, how safe is this college savings insurance?  My friend in Booy lost lots of moneyintended  for her 3 kids in college. There was no money to claim to.

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Re: Tagbilaran - Rural Bank closed
« Reply #46 on: December 30, 2008, 01:52:26 AM »
with the ongoing financial crisis, it's not safe manay. that's why wife doesn't wanted us to get one for our kids. instead she put up an account for our 2 kids as trust fund.

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Macky Ferniz

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Re: Tagbilaran - Rural Bank closed
« Reply #47 on: January 02, 2009, 01:15:48 AM »
bnc, how safe is this college savings insurance?  My friend in Booy lost lots of moneyintended  for her 3 kids in college. There was no money to claim to.

Manay, kaila ka ba ni Angelina Ladaran (Maestra sa Central)  ug Inday Simo (maestra sa kabugan)? Mi tawag sila ug kaila kuno sila nimo.

Mga isgoon ra ni sila.

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Re: Tagbilaran - Rural Bank closed
« Reply #48 on: January 02, 2009, 01:41:11 AM »
Macks, the owner of Legacy Group is Celso delos Angeles.  He is based in Bicol region.  It's more likely than not that he invested in stocks in Wall Street which we know now that most are almost negative of value already.

Gaka panic attack ko ani na news.  My aunt in Davao works at Legacy.  She has big exposure and she also had friends invest their money in Legacy. Not only is she losing money, she will also be jobless. My aunt in CDO invested her husband's retirement unya ang interest monthly maoy gigamit for monthly consumption nila.  And now it's gone.

My cousin is president/manager of one rural bank in Cebu owned  by Legacy.  She called me this afternoon and she asked for prayer kay naa sya'y prospective buyer sa iyang bank.  She is not worried about catering the massive withdrawal these days but ga worry sya come early January kay daghan mag mature na time deposits.  Hay, grabeh kalisud jud.     All these talks about bank holidays reminded me of my own experience back then as a banker of a struggling bank.  Dili lalim gajud!  You have to face the wrath of your clients...

sobra ka taas ang gisaad nilang interest. double your money in 5 yrs. double your money in 3 yrs. ako hinoon, i can safely double your money in 6 yrs. my high risk investments double in just months. pero ahong kwarta maoy isugal. dili ko moduwa ug kwarta sa ubang tawo

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Re: Tagbilaran - Rural Bank closed
« Reply #49 on: January 02, 2009, 01:45:52 AM »
sa tanang mga stateside members, ang akong ika advise ninjo karong panahon sa crisis, invest your money in dividend yielding stocks. there is a window of oppurtunity open now. in 2 years it will be gone. there are still some companies nga maajo kaajo ug lakaw. solid ang performance especially in times of recession

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hofelina

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Re: Tagbilaran - Rural Bank closed
« Reply #50 on: January 02, 2009, 04:29:01 AM »
Sorry Macky nasipyat ko niani nga thread, I think i know them, abi nimo dili naman ko mag pirmi sa Guindulman, please be kind enough and send my warm regards and tell them I wish  them well.

Manay

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Re: Tagbilaran - Rural Bank closed
« Reply #51 on: January 02, 2009, 10:41:57 PM »
Macks, the owner of Legacy Group is Celso delos Angeles.  He is based in Bicol region.  It's more likely than not that he invested in stocks in Wall Street which we know now that most are almost negative of value already.

Gaka panic attack ko ani na news.  My aunt in Davao works at Legacy.  She has big exposure and she also had friends invest their money in Legacy. Not only is she losing money, she will also be jobless. My aunt in CDO invested her husband's retirement unya ang interest monthly maoy gigamit for monthly consumption nila.  And now it's gone.

My cousin is president/manager of one rural bank in Cebu owned  by Legacy.  She called me this afternoon and she asked for prayer kay naa sya'y prospective buyer sa iyang bank.  She is not worried about catering the massive withdrawal these days but ga worry sya come early January kay daghan mag mature na time deposits.  Hay, grabeh kalisud jud.     All these talks about bank holidays reminded me of my own experience back then as a banker of a struggling bank.  Dili lalim gajud!  You have to face the wrath of your clients...
grazie7y, unsa nga bank nag manage imong cousin? basin mao nay manager sa branch nga akong gi depositohan? actually, gisige man namo ug balhin among money from branch to branch sa PCRB ug PRB. kadtong didto pa ko sa liloan, sa liloan sad. then balhin sa consolacion and finally diha na sa maguikay branch sa PCRB ug sa ac cortes branch sa PRB diha tanan sa mandaue among last deposit. before namo gi close.

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Re: Tagbilaran - Rural Bank closed
« Reply #52 on: January 03, 2009, 04:07:03 AM »
Ray, di ko sure which branch my cousin is managing.  Sounds like Liloan but basin kaila ka.  Her name is Karen.

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Re: Tagbilaran - Rural Bank closed
« Reply #53 on: January 03, 2009, 04:59:50 AM »
sobra ka taas ang gisaad nilang interest. double your money in 5 yrs. double your money in 3 yrs. ako hinoon, i can safely double your money in 6 yrs. my high risk investments double in just months. pero ahong kwarta maoy isugal. dili ko moduwa ug kwarta sa ubang tawo

there you go, Bals..   some people  think its not a good idea to invest in the market right now..  well i say it depends on where you invest and how you would invest it.. kun sa stock market, if your a short term investor then its not a good time.. but if your a long term investor, i think its the best time to get in  while the prices are down..

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Re: Tagbilaran - Rural Bank closed
« Reply #54 on: January 03, 2009, 05:01:56 AM »
sa tanang mga stateside members, ang akong ika advise ninjo karong panahon sa crisis, invest your money in dividend yielding stocks. there is a window of oppurtunity open now. in 2 years it will be gone. there are still some companies nga maajo kaajo ug lakaw. solid ang performance especially in times of recession

Bals, still actively trading?

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Re: Tagbilaran - Rural Bank closed
« Reply #55 on: January 06, 2009, 12:41:49 AM »
Ray, di ko sure which branch my cousin is managing.  Sounds like Liloan but basin kaila ka.  Her name is Karen.
karen? unsa nga bank iyang gi manage PCRB or PRB? dili man karen gud ang name sa manager sa liloan sa akong nahibaw-an. ug murag dugay napud to nga manager didto.
by the way, another de los angeles owned bank RURAL BANK OF SUBANGDAKU (RBS) declared bank holiday today, january 5.

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Re: Tagbilaran - Rural Bank closed
« Reply #56 on: January 06, 2009, 04:09:31 AM »
karen? unsa nga bank iyang gi manage PCRB or PRB? dili man karen gud ang name sa manager sa liloan sa akong nahibaw-an. ug murag dugay napud to nga manager didto.
by the way, another de los angeles owned bank RURAL BANK OF SUBANGDAKU (RBS) declared bank holiday today, january 5.

I will solve the little mystery later, Ray, kay mag call ko sa Phils. hehehe

I heard naay gi file na class action against de los Angeles who is now MIA and also to the managers and agents.  Sus pastilan!

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Re: Tagbilaran - Rural Bank closed
« Reply #57 on: January 06, 2009, 12:54:48 PM »
I will solve the little mystery later, Ray, kay mag call ko sa Phils. hehehe

I heard naay gi file na class action against de los Angeles who is now MIA and also to the managers and agents.  Sus pastilan!

class action? murag lahi ra ba ang style sa class suit diri sa pilipinas. aw, ambot!

unsa nga kaso grazie? economic sabotage? estafa?

na, basin madugay ang binayranay ini sa pdic.

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:-)

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Re: Tagbilaran - Rural Bank closed
« Reply #58 on: January 06, 2009, 01:18:36 PM »
calle, di man yata sa rural banks kay anyway covered man sa pdic and deposits up to 250k.  i think ang magkaso kadtong mga investors sa legacy investment kay di man to covered sa pdic.

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Re: Tagbilaran - Rural Bank closed
« Reply #59 on: January 06, 2009, 10:32:18 PM »
nagbinahinay na ron ang mga dagkog ranggo aning mga bangkoha. hehehe
anyway, bayran sa PDIC ang mga deposits.

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Re: Tagbilaran - Rural Bank closed
« Reply #60 on: January 06, 2009, 11:50:40 PM »
Ray, wala man diay daw nagtago si Delos Angeles. He is still the Mayor of Sto. Domingo, near Legaspi.  He is scheduled to face the Senate hearing in the coming weeks.  I just wonder if something good can come out in that hearing.  He still promised to return at least the principal amount.  As to how, who knows?

My cousin was managing the bank owned by Legacy in Carmen diay, Ray.  She was the last woman standing and was confident that she could cater her customers and thought there was no need to close doors but PDIC padlocked her bank.  Karon, she is now helping out her clients claim their money from PDIC.

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Re: Tagbilaran - Rural Bank closed
« Reply #61 on: January 07, 2009, 11:42:21 PM »
grazie, missing in action si de los angeles sa mga meetings with BSP and PDIC and their investors. according to his attorney, he is no longer liable since he already divested his share from the corporation after winning as mayor in sto. domingo, albay. but if he's to appear in the senate hearing, then that's a welcome development. however, it's still good as dismissed since de los angeles is close friend of mike arroyo as a matter of fact, he's the right hand of noli de castro in the housing authority. i dunno if he's still holding that position since he's now a mayor. many people were wondering how he got that position before. in fact, it was also the time that legacy peaked right at the time gloria assumed power. according to a friend of mine who is a businessman and has lots of knowledge in the banking system, it's delos angeles who is handling and managing the assets of the arroyos. in short he's used as a personal banker of the arroyo's. had he not have power, legacy could have died as early as 2005 wherein most of the pyramiding schemes are subjected to investigations. what they did, was they shifted their sights to banking and used the legacy owned banks as their pawns. in fact, de los angeles bought several losing rural banks so that he can have more branches and banks to use to embezzle people's funds. legacy agents and employees are living like millionaires as they owned several properties like cars and house and lots.

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Re: Tagbilaran - Rural Bank closed
« Reply #62 on: January 08, 2009, 12:39:19 PM »
dapat manubag jud ni si delos angeles oi!  ingon, naa pa daw laing tag-iya na taga Cebu.

Ray, I don't think tinuod na agents ang employees are living like millionaires.  My aunt was working with Legacy until its collapse two weeks ago and she isn't living like a millionaire.  She is getting a fixed salary.  She had car loan which was 50% paid for by Legacy but that's what was given to me too when I was still working in a bank in Cagayan de Oro.  Ang kapait lang jud kay she had some close family and friends invest money unya karon nahanaw daw bula.  Delos Angeles promised daw to return even just the principal but I don't know if that's gonna ever happen.   

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Re: Tagbilaran - Rural Bank closed
« Reply #63 on: January 08, 2009, 11:02:47 PM »
basin sa imong auntie lang grazie. kay sa mga tawo nga akong nahibaw-an nga connected sa legacy sa cebu ug bohol, puro na jud well off ang lifestyle. ako lang former officemate sa una, niundang jud ug work kay nag concentrate sa legacy sa dihang nakakuha na siya ug toyota rav 4. kung nakuha pa ug balik ni jack hammer (jacinto jamero) ang PCRB ug balik, hayan wala unta ni mayabo ug padayon pa unta ning nag operate ron kay sure jud na nga dili mohatag ug offer sama sa offer nga gihatag sa legacy sa ilang mga depositors and clients. even if wala sad niya natarong ug dumala ang bank sa una that leads to its sale to the legacy group.
in other developments, i just learned that diocese of tagbilaran and its bishop were one of the thousands of depositors who had multi million deposits at PRB tagbilaran.

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