MikeLigalig.com

this is usually a common scenarios of people who don't know where they will put their instant millions..
often times, those who aren't prepared enough for those big things becomes shattered along the way.

how sad.. =(

Quote from: taga tigbao on May 09, 2012, 02:18:02 PM
Hahahaha. Tag-ana lagi naho, gibali ra nimo ni. I invite you to attend sa weekly Feast sa Cebu Joyax. Sauna nga didto ko sa Cebu didto to sa CAP Building. Karon murag gibalhin na sa USC nga campus, pero dili didto sa main.

Bitaw, nindot kaajo na si Bo. Inspiring ug makahilakay. Good luck sa imong endeavor!

thanks sa invite..

naa na sad ko didto every monday..
ang bag.ong venue is in SM Cebu.. hehehe..

i.prefer god's blessings than luck tigbao.. hehehe..
there's no such thing as luck.. =)

Quote from: islander on May 09, 2012, 01:34:25 PM
you don't have to be rich to create all this, honest.  one can start by having one's heart in its proper place, getting the proper energy, organizational skill, and knowledge of what and who to tap for resources.

no foundation in the world is funded from one's own pocket.  if you tell me otherwise, then you don't know foundations.  some foundations are even organized as tax shelters by corporations.  that's a fact.

yup.. daghan kog nahibaw.an nga foundation.. and didto sad ko tig help nila.. hehehe..
bisan gamay ra akong resources daghan man ghpon mohelp out even how small it is..
sa ginagmay pa man sad ko ron mgstart.. but in the long run.. hopefully modako na ni siya.. =)

Quote from: taga tigbao on May 09, 2012, 01:33:08 PM
Wow! Unta makasunod na ko ani. I know someone here in TB who is into investing in the stock market and is an avid fan of Bo Sanchez. I first learned the formula above from Bo. Thanks for sharing xayoj14 (kalisod ispelingon, puwede ba nga JOYAX na lang? )

pwd ra sad joyax.. hahaha. ako ra jud na gibali.. hahaha..

its good nga tig basa sad ka sa iyang mga blogs.. musubscribe man sad ko ana niya.. whenever naa siya dnhi sa cebu kay mutan.aw jud ko sa iyang mga talks.. hahaha..

Quote from: Lorenzo on May 09, 2012, 01:18:01 PM
You are very admirable, Xayoj14, your answer is honest and direct. I will include you in my prayers and for the feeding program you will have for children. God Bless and More Power...

thank you..
may God bless you more..
Hope you also bless other people.. =)

Quote from: Lorenzo on May 09, 2012, 09:58:53 AM
I like that quote, Isles. Fore me, I don't aspire to be 'rich', I just want to live comfortably and to be able to provide for the needs of my family and to be able to help whenever I can. There is no need to aspire to become wealthy or super rich because, in the end of the day, we cannot bring that with us to the grave. God will judge one through one's actions and through living faith; not based on one's wealth.

This reminds me of the Parable of Lazarus and the Rich Merchant, which can be read in Luke Chapter 16 of Scripture.

true..
however, it is still your choice if you want to be rich because of of the answers to my BIG WHY..
Why do i Need to be rich..
Simple.. i want to help more people.. i want to build schools and create a foundation for kids and elder people..

yes, we cant bring our richness to heaven.. but we can touch everyone's lives through our help from our richness..

Quote from: Lorenzo on May 09, 2012, 08:41:04 AM
And do you abide in tithing 10% (first fruits) to the LORD GOD?

i do.. tithing doesnt necessarily mean you will give it to the church all of it.. but it also tells us to give it to those people who are in need.. that's why i have a feeding program for kids this may 12.. Please pray for the success of our program..

thanks..

oo.. pareho anang maganswer kag mga survey gud..

let me ask you, if you dont mind..

is your formula for saving this one:

Salary - Expenses = Savings?

if that's the case you should try this one

Income - Tithes - savings = expenses

Daghan solution para madato..
and number one jud is discipline and save jud..

The Guyabano tree, its fruit, leaves, bark is a natural cancer cell killer.

A scientific research in 1976 shows that one chemical is 10,000 times more potent then the chemotherapeutic drug Adriamycin.

Protect your immune system and avoid deadly infections. Feel stronger and healthier throughout the course of the treatment. Boost your energy and improve your outlook on life

The source of this information is just as stunning. With many laboratory tests conducted since the 1970’s, those tests revealed was nothing short of mind numbing.

Extracts from the tree were shown to: Effectively target and kill malignant cells in 12 types of cancer, including colon, breast, prostate, lung and pancreatic cancer.

The tree compounds proved to be up to stronger in slowing the growth of cancer cells than Adriamycin, a commonly used chemotherapeutic drug!

What’s more, unlike chemotherapy, laboratory tests shows that the compound extracted from the Guyabano tree selectively hunts down and kills only cancer cells. It does not harm healthy cells! Various parts of the treeâ€"including the bark, leaves, roots, fruit and fruit-seedsâ€"have been used for centuries by medicine men and native Indians in South America to treat heart disease, asthma, liver problems and arthritis.

The National Cancer Institute performed the first scientific research in 1976. The results showed that Guyabano’s “leaves and stems were found effective in attacking and destroying malignant cells.

Since 1976, laboratory tests has proven that Guyabano to be an immensely potent cancer killer in 20 independent laboratory tests.

A study published in the Journal of Natural Products, stated that one chemical in Guyabano (Annona Muricata) was found to selectively kill colon cancer cells at “10,000 times the potency of (the commonly used chemotherapy drug) Adriamycin.

The most significant part of the report is that Guyabano (Annona Muricata) was shown to selectively target the cancer cells, leaving healthy cells untouched. Unlike chemotherapy, which indiscriminately targets all actively reproducing cells (such as stomach and hair cells), causing the often devastating side effects of nausea and hair loss in cancer patients.

A study at Purdue University recently found that leaves from the Guyabano tree killed cancer cells among six human cell lines and were especially effective against prostate, pancreatic and lung cancers.

Just want to share article for us to formulate our reasons on why we should be rich written by my friend. Hope this would enlighten you. =)

7 Reasons Why You Should Be Rich â€" Millionaire Mind
by Hanz

1. Money Brings Peace of Mind

Some call it financial freedom â€" but for me, I call it peace of mind. That’s basically what financial freedom can do. Imagine this:
You are somewhere in the Caribbean with your family on a vacation sitting gladly in a hammock. Worry free about all the expenses â€" especially the para-glide your sons wants and the spa massage you wife asks â€" because you have more than enough. You open your laptop to update and see how smooth the business is running because you have a fully trusted team working for you. Then you sell your stocks and shares here and there. Then check on the FB pictures your father uploaded while on their Pilgrimage to Holy Land. Your then wired Php 150,000  â€" 100k to your best friend who asked you as his investor in his newly opened business and 50k to your cousin who got in an accident. And then you close your laptop, sip the coconut juice, and gladly read the Gratitude Card of the 4 students who just graduated college being your scholars.

Well, I guess this is enough reason why you should be rich!



2. Money can Help You Reach Your Dreams

All of us have dreams.

Young or old, we all have one!

The personal dreams, the mansion, the car, the business, the big investments, the renovated chapel, the eye surgery for your mother, the best university for your kids, the trip around the world, or even just a simple TV.

This reminds me of the husband of my manager before. He has this huge home theater at their house, it he has this enormous collections of DVD’s. When I was there, I was kidding around, “Can I borrow a DVD? I brought my library card!”

Then we learned that when his husband was still a kid, he used to climb on top of their roof at night just to watch TV through their neighbor’s window.



3. Money Can Help Build Great Relationships

How can you have a good relationship when you quarrel every night with your spouse about the debts and the bills?

Your daughter is upset because you can’t buy her that silly white dress for her graduation.

Your eldest must stop studying for a year.

You can’t go back to your home town because you owe money to 98% of the population there.

You don’t want your ageing parents to stay with you because you do not have enough to support them aside from your family.

Then comes the voice that haunts you, “If only… I have money.”



4. Money Can Make You Live Life in World Class

Okay, this is too cliché but this cuts right through the point.

    We only have one shot at life â€" only one life to live â€" and there’s no reason to live it “ordinarily”! If you can live it world class -and there’s just tons of opportunity to live like one â€" why not live one?

World class experience.

World class food.

World class travel.

World class businesses.

World class life.



5. Money Can Help People

How many times have you said “not now” from one relative of yours asking for support, “Our youngest is in the hospital right now. Even a 500 would do.”?

How many times have you said “Oh, don’t worry, I’ll just contact you” to a friend who’s willing to borrow money at 15% interest for the tuition fee and you won’t really bother to call back?

How many times have you said “Next year, I will support you” to representatives of the local charities?

How many times have you shooed away kids who are caroling during Christmas?

Well, I did, countless times.

And it hurt.

But I promise myself, I will never do that again.



6. Money Can Bless the World

Why just help only one when you can help 2 or 3 or  4 or 5?

Why just help students finish schooling when you can let them borrow investments for their businesses?

Your personal success story will surely bless people, but why just share it to one or to a group when you can write a book about it and deliver your message to more people?

Why just help one community with your medical mission when you can help more and even those farther and needs more medical attention?

You know you are a great cook, and you are very much willing to share your talent, but why just pass on the skill to one apprentice when you can build a school?

Money enlarges your territory, and when you enlarge yours you will have a bigger scope and bigger opportunity to bless more people.



7.Because God Wants You to be Rich

Let me end with this simple yet powerful idea through these verses:

This is God’s plan for you…

For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.  - Jeremiah 29:11

And yes, God wants you to enjoy your wealth too…

If God gives a man wealth and property and lets him enjoy them, he should be grateful and enjoy what he has worked for. It is a gift from God. â€" Ecclesiastes 5:19

And in my own words,

“If You believe that  Your Father in heaven is rich beyond imagination, remember that you are His child, and if your Father is rich. So are you.”

Quote from: John on May 07, 2012, 10:04:55 AM
absolutely right buying of stocks is one of my formula.  The other one is uh no maybe from here.

ok.. but still.. in my formula, investing is still part of it.. =)
its on the 20% savings/investment..

Quote from: insurectus on May 04, 2012, 03:29:58 AM
Dili man pod nuon exactly same sa MLM nga if naay pair naa pod kay madawat kunohay, wala kay makwarta sa pairing sa PTC (Paid To Click) maka kwarta lang ka if active og click2 sa ads ang imo na recruit and ikaw pod magclick2 pod ka sa mga ads nga imo madawat and sa last nako nahibal-an naa pod ni premium membership ang clixsense tag $10 pa man to ambot lang if mao pa ba gihapon karon and good for one year nga membership. So far sa tanan PTC sites ako na apilan, ang clixsense and kadto naa bux something sa site name limot nako ato. Majority man gud sa mga PTC sites nindot ra sa una then kadugayan dili na mamayad

maoba.. first time pa man sad gud ni nako.. kay naa man sad toy usa ka MLM nga ing.ani sad ang pamaagi but dili lang sad kay ko ganahan kay entail jud ug big amount.. mas nindot pa ni kay libre ra..

nkasuway na sad ka ug survey? unsa man imong ika sulti ana?

Quote from: islander on May 07, 2012, 09:52:17 AM
that's it.  why mind those who don't agree with you or who are not in the business of massaging egos?  interestingly, we couldn't really know much of each other only through this our cyberlife in cyberspace.  for all we know, lord hubag may have the biggest portfolio of us all.  then we'd all be laughing over that.

by 'big person', do you mean to say that a person becomes big when he has big money?  if so, i'm disappointed.  there must be nobler values than money.  please enlighten me.  otherwise, i may just be wasting my time on this thread. 

what admirable energy.  one thing made me curious, though.  who will give the seminar, you or some other boholanos who you want to learn from?  the word 'their' brings confusion, if i may say.

Big person means those who have positive aura who is willing to change not only himself but also make a change to someone else. Its not all about money but its all about the attitude in approaching things and people.

Me and my mentor will decide who will give a seminar for free to all of you their specifically in financial literacy.

Quote from: John on May 07, 2012, 09:42:53 AM
xayoj14 - uhm  I'm not agree on your formula, that's an old style.  You could try the formula that I had used and drastically you would be rich.

yup.. even if its old style but it is still effective for me..
i've saved a lot because of that. and every month i can invest it in my mutual funds and for stocks..

but hey, maybe you could share to us your formula then.

Quote from: balong on May 05, 2012, 05:36:40 PM
xayoj14,

let us leave LORD HUBAG to his misery. it is much better to be rich than to be poor. i have been poor. believe me, mi agi ko ug kaon ug mga salin sa nag date sa sine. janitor ko sa CAPRI theater sa manila sauna. sa nangaplay pa ko ug seaman. now i can eat whatever i want. i can eat at the most expensive restaurants. so continue your very interesting topic. keep on posting.

sincerely,
bals

yup.. hahaha.. i dont mind him at all.. those negativity wont make him a big person..

anyways, its good that now you are interested and saving some for your self. I believe you are also in to stocks market.
That's a good thing. and you are also saving that for your future.

Maybe I can have a seminar their in Bohol for everyone to learn something on the reality which we are facing now specifically on how we do our finances.

Quote from: John on May 07, 2012, 06:38:11 AM
How you could save if it's nothing to save.

now.. maybe there is a problem on your formula for saving.

Do you do this kind of formula: Income - Expenses = Savings?
If that's the case then you can't save.

If you do this: Income-Tithes-Savings = Expenses
then, you can totally save.. =)

balong.. when do you usually hold on to your stocks?
do you go for trading like 1-5 days?

ako kay sa IMG ko.. but i also attend some other seminars like sa PSE seminars.. daghan man sad libre if you are resourceful enough..

aaah.. ok2x.. maybe by two years ill invest on other countries stocks.. but as of now im concentrating on investing in the stock market and more on mutual funds kay usahay ra jud ko kamanage sa akong funds sa stocks..

are their other requirements needed to invest outside the countries stock market?

oh really? hahahaha..
how come you say it is miserable? hmmmm..
i dont think you dont want to get rich in your life hubag bohol.. coz im sure you want also to be financially successful..

unsay mga tournament or duwa2x dinha ron sa bohol?

There are 2 ways on how to be rich:
1. Be disciplined and save 20% of your money
2. Be financially educated.. =)

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Easy noh? =)

how do we do this?
is this through stock trading?

i cant blame others if people are scared now because of the downfall of some insurance companies but bare in mind their are different groups of insurance companies. Most companies who got bankrupt are PRE NEED COMPANIES. So before you buy insurance you must identify first who are pre-need or life insurance companies. These two may look the same but its not. It is just like apples and orange. They may be fruits but not of the same kinds. Likewise with the pre-need industry and insurance industry.



Mind you,
FINANCIAL EDUCATION is the best thing you need to know.. =)

Royal Palms Panglao is a 2.5 hectare property featuring five single detached, Mediterranean inspired House and Lots.

Royal Palms is specifically located in Dao,Barangay Dauis,Panglao Island,Bohol.

It is right along the Panglao Island main high-way and only 5 mins away from the pristine beaches and renowned resorts of Panglao.

It is also just a few minutes from Tagbilaran Malls,Schools,General Hospital,Police and Fire Stations,Airport and Seaport.

Royal Palms is the biggest gated and exclusive subdivision in Panglao,with a contemporary and tranquil resort ambience.

Amenities
• Grand entrance with guard house • Swimming Pool • Club House • Parking area
• Multi-purpose Hall • Fitness Gym • Mini Playgrounds • Manicured Gardens
• Concrete roads with street signage • Cemented sidewalks with street lights
• Cemented curbs & gutters • Perimeter fence • Cistern and overhead water tank • Water distribution system • Electrical power supply • Telephone lines • Cable TV


House Features
• Mediterranean-inspired houses • Spanish-tiled canopy • Landscaped front garden • Modular bedroom closets • Kitchen sink with elegant counters and built-in cabinets • Stylish bathroom fixtures • Painted ceiling and room partitions
• Concrete 2nd level floor with resilient flooring for Palacios Grande and Hermoso Grande units • Carport/Garage • Long-span pre-painted roof • Steel reinforced solid concrete exterior walls • Landscaped front garden • Superior residential plumbing and electrical system

HOUSE MODEL
1. Hidalgo Royale (2 BR,1 CR)
Hidalgo Royale,Single Detached,floor area of 45 sq.m.,sitting on a 120 sq.m.Lot
Comprises Two bedrooms with bedroom closets,One toilet and bath with stylish bathroom fixtures,Ceramic tiled flooring for toilet and baths,Kitchen sink with elegant counters and built-in cabinets,Deluxe ceramic floor tiles for kitchen,living and dining rooms,Carport and Landscaped front garden.
Priced at Ph 2,418,000


2. Turriano (3 BR,1 CR)
Turriano,Single Attached,floor area of 56 sq.m.,sitting on a 120 sq.m.Lot
Comprises Three bedrooms with bedroom closets,One toilet and bath with stylish bathroom fixtures,Ceramic tiled flooring for toilet and baths,Kitchen sink with elegant counters and built-in cabinets,Deluxe ceramic floor tiles for kitchen,living and dining rooms,Carport and Landscaped front garden.
Priced at Ph 2,598,000

3. Palacios Grande (4 BR,2 CR)
Palacios Grand,floor area of 87 sq.m.,sitting on a 120 sq.m.Lot
Comprises Master’s bedroom with closet and exclusive balcony,Two bedrooms with bedroom closets,Two toilet and baths with stylish bathroom fixtures,Ceramic tiled flooring for toilet and baths,Kitchen sink with elegant counters and built-in cabinets,Ground floor guest room with bedroom closets,Deluxe ceramic floor tiles for kitchen,living and dining rooms,Polished wooden railing and stairs,Concreted 2nd level floor with resilient flooring,Carport and Landscaped front garden.
Priced at Ph 3,686,000

4. Hermosa (3 BR,2 CR)
Hermosa,single detached house,floor area of 81 sq.m.,sitting on a 180 sq.m.Lot
Comprises Master’s bedroom with its own toilet and bath,Two bedrooms with bedroom closets,Two toilet and baths with stylish bathroom fixtures,Ceramic tiled flooring for toilet and baths,Kitchen sink with elegant counters and built-in cabinets.Deluxe ceramic floor tiles for kitchen,living and dining rooms,Carport and Landscaped front garden.
Priced at Ph 3,867,000

5. Hermosa Grande (6 BR,3 CR)
Hermosa,Grande house,floor area of 194 sq.m.,sitting on a 180 sq.m.Lot
Comprises Master’s Bedroom with exclusive toilet and bath and balcony,Three bedrooms with bedroom closets,Three toilet and baths with stylish bathroom fixtures,Ceramic tiled flooring for toilet and baths,Family/Entertainment area, Servant’s quarters with bedroom closet,Ground floor guest room with bedroom closet,Deluxe ceramic floor tiles for kitchen,living and dining rooms,Kitchen sink with elegant counters and built-in cabinets,Dining room with breakfast nook, Polished wooden railing and stairs,Concreted 2nd level floor with resilient flooring, 2-car garage and Landscaped front garden.
Priced at Ph 6,275,000

Reservation Fee

Ph 30,000,non-refundable and non-transferable,but forms part of the Total Contract Price.
Payment Terms

• Full payment of Total Contract Price within 30 days merits a 5% discount
• A 2.5% discount on 30% Downpayment,if paid within thirty (30) days.
• The 30% downpayment can be paid through Easy Equity Payment Plan
   (For Pag-Ibig & Bank Financing)
• The 70% balance can be paid through bank,HDMF/Pag-ibig,provident
   and in-house financing
• All checks should be made payable to Primary Homes Inc.
• The above prices are inclusive of taxes and miscellaneous fees.
• Prices are subject to change without prior notice.

For inquiries, you may call/text with the trusted broker:
JOY
Real Estate Broker
09336403707

Discover a home that lets you experience true sea view. A fusion of modern structure and fresh vibrant color. 60 meters white sand beach front,Infinity swimming pool, club house, open, airy and overlooking City of Tagbilaran port,10 minutes away from BQ Mall, Saint Joseph Cathedral, Major Banks and Universities.

Name of Subdivision: PANGLAO OCEAN VIEW RESIDENCES
Location : DAUIS, BOHOL
Model Name : UNIT TH
Lot Area : 75 Sqm.
Floor Area : 82 Sqm.
Bedrooms : 4
Toilet and Bath : 2
Dwelling Type : 2 Storey Townhouse
Total Package Price : Php. 3,400,000.00
Reservation Fee : Php. 20,000.00

For inquirries, you may call/text:
Joy
09336403707

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not yet a premium member but im earning na din.. kelan ka ba ngstart ng clixsense?

hi guys.. if you want to earn just by clicking, click here http://www.clixsense.com/?4183417

After you register, Ill teach you how to earn money.. =)