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Author Topic: How to Handle Stress Caused by Debt  (Read 1674 times)

MikeLigalig.com

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How to Handle Stress Caused by Debt
« on: June 20, 2010, 04:16:42 PM »
In all the technical discussion you hear about credit card debt, the best ways to manage it and pay it off and all the rest, one thing goes largely ignored.>more at http://www.writeups.pictyors.com/Article/How-To-Deal-With-The-Stress-Of-Debt/18107

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John 3:16-18 ESV
For God so loved the world, that he gave his only Son (Jesus Christ), that whoever believes in him should not perish but have eternal life. For God did not send his Son into the world to condemn the world, but in order that the world might be saved through him. Whoever believes in him is not condemned, but whoever does not believe is condemned already, because he has not believed in the name of the only Son of God.

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ms da binsi

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Re: How to Handle Stress Caused by Debt
« Reply #1 on: June 21, 2010, 03:20:22 AM »
ang tubag ana, simple ra jud kaajo, AJAW PANGUTANG UG DI MAN GANI KAYA.

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wolfpack823

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Re: How to Handle Stress Caused by Debt
« Reply #2 on: June 21, 2010, 03:31:18 AM »
ang tubag ana, simple ra jud kaajo, AJAW PANGUTANG UG DI MAN GANI KAYA.
TUMPAK...dili magpa-pretend.

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"Men acquire a particular quality by constantly acting a particular way... you become just by performing just actions, temperate by performing temperate actions, brave by performing brave actions" (Aristotle)

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Lorenzo

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Re: How to Handle Stress Caused by Debt
« Reply #3 on: June 21, 2010, 04:11:21 AM »
ang tubag ana, simple ra jud kaajo, AJAW PANGUTANG UG DI MAN GANI KAYA.

Correct kaayo ka, Ate Belle.

This is exactly the same thing my mother tells me and my sister. "Ayaw pang utang ug wala jamo kwarta!"

One time I had $150 charged to my credit card for book supplies, my mother was at me for doing this. She made sure I paid it off that month because of the ridiculous surcharges the credit card companies charge us.

Very strong yet truthful message. Thanks Ate Belle.

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ms da binsi

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Re: How to Handle Stress Caused by Debt
« Reply #4 on: June 21, 2010, 05:13:25 AM »
ma stress jud ko ug makakita ko ug nindot nga di nako mapalit kay di kaya sa akong bulsa, at least usa ra ka gabii nga ALINDASAY,  pero mas stressful jud ug nakapalit ko sa akong gusto dayun mag bayad pa diay ko kada buwan, kada gabii jud ka mag ALINDASAY hangtud mahuman ug bajad. hahahahha!

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Lorenzo

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Re: How to Handle Stress Caused by Debt
« Reply #5 on: June 21, 2010, 05:22:34 AM »
ma stress jud ko ug makakita ko ug nindot nga di nako mapalit kay di kaya sa akong bulsa, at least usa ra ka gabii nga ALINDASAY,  pero mas stressful jud ug nakapalit ko sa akong gusto dayun mag bayad pa diay ko kada buwan, kada gabii jud ka mag ALINDASAY hangtud mahuman ug bajad. hahahahha!

So very true, Ate Belle. So very true, i agree with you 110%.

It was hard for me recently because I had to pay off a bill that I had since college. It took almost 2 years but I paid off my credit card bills. One thing I learned the hard way is that..it really is best to buy with cash. One is tempted to buy via credit, but in the end, what we bought for $200 via credit becomes $300 because of surcharges and extra fees. I am now very wary in purchasing things through credit.

If I don't have the capital in my debit card or in cash, then i won't buy it jud. I learned this the hard way. And sometimes, its via the hard way that one learns best!

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wolfpack823

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Re: How to Handle Stress Caused by Debt
« Reply #6 on: June 21, 2010, 05:29:42 AM »
So very true, Ate Belle. So very true, i agree with you 110%.

It was hard for me recently because I had to pay off a bill that I had since college. It took almost 2 years but I paid off my credit card bills. One thing I learned the hard way is that..it really is best to buy with cash. One is tempted to buy via credit, but in the end, what we bought for $200 via credit becomes $300 because of surcharges and extra fees. I am now very wary in purchasing things through credit.

If I don't have the capital in my debit card or in cash, then i won't buy it jud. I learned this the lard way. And sometimes, its via the hard way that one learns best!

I only use credit card  when I go home, mas convenient man god siya dalhon kay isuk-sok lang nako sa akong bra pag naa ko sa Manila, magdala lang ko og gamay nga cash.

But when I come back sa US bayaran gyud dayon nako kay sayang ang interest, bugas na kana sa mga alipores nako didto.



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"Men acquire a particular quality by constantly acting a particular way... you become just by performing just actions, temperate by performing temperate actions, brave by performing brave actions" (Aristotle)

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Raquelproud boholana

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Re: How to Handle Stress Caused by Debt
« Reply #7 on: June 23, 2010, 02:54:23 AM »
Ug magamit man gani ug credit card dapat bayran gyud dayon kanang hutdon ug bayad dili tong anam anam kay ug imong anam anamon ikaw ray gatonto sa imong kaugalingon. Nganong mobayad man jud ug interest nga dako ug pwede bayran dayon. Mas nindot jud ug cash permi ibayad kay mas naa kay control.

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Re: How to Handle Stress Caused by Debt
« Reply #8 on: June 23, 2010, 03:12:03 AM »
 Simple! :D AYAW ABTA ang DILI MAKAYA... :)

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