Author Topic: Credit Card (Read 1029 times)

Barbaro · « **on:** December 05, 2007, 07:00:57 AM »

A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank.

Here is the exchange:

Family Member: 'I am calling to tell you she died back in January.'

Citibank : 'The account was never closed and the late fees and charges still apply.'

Family Member : 'Maybe, you should turn it over to collections. '

Citibank : 'Since it is two months past due, it already has been.'

Family Member : So, what will they do when they find out she is dead?'

Citibank : 'Either report her account to frauds division or report her to the credit bureau, maybe both!'

Family Member : 'Do you think God will be mad at her?'

Citibank: 'Excuse me?'

Family Member : 'Did you just get what I was telling you - the part about her being dead?'

Citibank : 'Sir, you'll have to speak to my supervisor.'

Supervisor gets on the phone:

Family Member : 'I'm calling to tell you, she died back in January with a $0 balance.'

Citibank : 'The account was never closed and late fees and charges still apply.'

Family Member : 'You mean you want to collect from her estate?'

Citibank : (Stammer) 'Are you her lawyer?'

Family Member: 'No, I'm her great nephew.' (Lawyer info was given)

Citibank: 'Could you fax us a certificate of death?'

Family Member : 'Sure.' (Fax number was given )

After they get the fax:

Citibank : 'Our system just isn't setup for death. I don't know what more I can do to help.'

Family Member : 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care.'

Citibank: 'Well, the late fees and charges do still apply.' (What is wrong with these people?!?)

Family Member : 'Would you like her new billing address?'

Citibank : 'That might help.'

Family Member : ' Odessa Memorial Cemetery , Highway 129, Plot Number 69.'

Citibank : 'Sir, that's a cemetery!'

Family Member : 'What do you do with dead people on your planet???

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Bambi · « **Reply #1 on:** December 05, 2007, 07:17:16 AM »

Business must go on.......

It is an opposite case as what mostly happened here......if there is no relatives existing and the person died alone in his/her apartment and nobody noticed it. The dead one is still receiving his/her pension automatically transferred to his/her bank account.
We had one case, it was almost seven years that the neighbors did not discover the skelett remains unless until they are wondering why the little Christmas tress was still on and off in his window.

Linkback: https://tubagbohol.mikeligalig.com/index.php?topic=7069.0

MikeLigalig.com

Author Topic: Credit Card (Read 1029 times)

Barbaro

Credit Card

Bambi

Re: Credit Card