BOWACCC Chair Thanked PGMA

[hofelina]

Mr Dioscoro Ayag Junior, a prominent son of Bohol, met our popular Lady President Gloria Macapagal Arroyo at the Philippine Embassy in Riyadh, Kingdom of Saudi Arabia.
Ha thanked her excellency for all her all out support to develop our province Bohol.




Thanks to Jun for providing  us this photos and the positive developments of working with fellow kababayans in the Middle East, here quoting his email sent to me;

Just recently, I was elected and newly installed Chairman  (BOD) of BOWACCC ( Boholano Overseas Workers And Community Credit Cooperative ) for the term 2009 - 2011.  May I invite/enjoin  everyone ( all Boholanos and/or with affiliations to a Bol-anon  around the world â€" including locals ) to move forward for Bohol’s progress through “cooperative’ism”.

ps
Salamat jamo Jun Ayag for your laudable work.
Manay Tess

[TOPAC]

Ngiga!

[hofelina]

You mean the beauty of your Big Boss?

[bol-anon nga cebuano]

mayta ma member akong mga bayaw ug bilas ani nga naa sa qatar, saudi ug dubai.

[TOPAC]

You mean the beauty of your Big Boss?

wa ko kasabot!

[gelyan]

I'll update the photos later.

[grazie7y]

Jun, you made us proud!

Gel, maghulat mi sa pictures!

[grazie7y]

mayta ma member akong mga bayaw ug bilas ani nga naa sa qatar, saudi ug dubai.

Ray, pwede man pod ta magpa member bisan asa ta.  I am considering but ipit pa man money oi. 

[TOPAC]

pilay minimum investment? pakipost na lang sa articles of cooperation and by-laws para maka balo sa modus operandi sa Association so we can assess its viability.

thanks.

[swakee]

Congrats Sir Ayag! we're so proud of you

[gelyan]

[TOPAC]

asa man si sir jun ayag ini?

[grazie7y]

asa man si sir jun ayag ini?

calle, jun ayag is the only one wearing glasses in the pictures. 

[junayag]

Hello All,

Thanks for the warm compliments.

(Luck speaks when a chat with the President was captured.)  It was on this photo that I thanked PGMA of all what she has been giving to Bohol which attributed to what Bohol it is today.  As you can see, the President was enthusiastically attentive listening the great things happening to Bohol that she even responded " Di ba kilala na ang Bohol ngayon?".

We were among the few who were given photo opportunities during the President's official visit in Saudi ( the travel - 8 hours (to and from) for the invitation by our very active Labor Attache David Des Dicang was worth it ).

On the membership of the cooperative, everybody is most welcome.  The financial implications for membership is very affordable which is equivalent only to almost a dollar ($3 ).  One may subscribe for the coop authorized shares up to 20-25% and a monthly obligatory savings of a thousand pesos (Php 1K ) or equivalent to just ($26 ).

We are envisioning to put up a microfinance bank where small entrepreneurs could be assisted like what the Bangladeshi Nobel awardee has advocated.

For those interested parties, please indicate your interest by sending emails to my yahoo addy (junayag@yahoo.com) and will provide you on the formalities.

Looking forward to be with you on this endeavor.

Best regards.
Jun Ayag

[TOPAC]

the Grameen Model?

[grazie7y]

Mura'g pupareho jud sa Grameen Banking system, calle, pero naa lang mga improvements.  We did a quasi-banking system in South Cebu with the Germans and kinda patterned with Grameen Banking system.  Kaluoy sa Ginoo buhi pa bya intawon hangtud karon. 

[TOPAC]

mao ba. sounds interesting.

cooperative ba ni? so under ta ini sa CDA?

[grazie7y]

My understanding is for now under ni sa CDA but eventually ila ning gabuhaton ug bank so more complex na lugar ang pamaagi. 

[TOPAC]

apil ko. hehehe

[grazie7y]

lagi ganahan bitaw ko mo apil oi pero wa pa jud ko ka ambak.   kon makuha na nako tong refund sa Corella TB Village mao to akong pag sugod.

[TOPAC]

barato ra man di ba?

[grazie7y]

barato ra, kaya nimo na!  apil ta calle ha?  email na lang si jun of your intention. 

[glacier_71]

daghan na nagpa-membro ani?

[junayag]

calle and graziey,

Thank you for your intentions.  You are welcome anytime. It's really affordable.  You have both subscribed amount and savings.  We have mutual aid program for members in event of death of direct family members and for hospitalization.

Kung maghulog kag ginagmay dili lang gyod mahibal-an nga modako.  Mas expensive pa gud kon sige kag palit og pre-paid load? hehehe.

Inig uli na pohon (very soon) Grazie, atong ayoson tong refund from the initial payment we gave for the Corella lot aron maformalize na imong membership with BOWACCC.

Just let me know kun kanus-a magpadala ang membership form aron ma-accomplish.

Regards.
Jun

[junayag]

Glacier,

On membership, medyo ubay-ubay na sad but our preference would be on the quality of the members thru their commitment and not on the quantity.  Unsaon man ning daghan unya sa una ra og katapusan ra motongha, magpakita o maghulog?

So quantifying the membership is not the major benchmark for inducing a decision to join.  It is about the vision.

So far, we are more than halfway for the requirements of opening a micro finance bank; and we are working now to venture into revenue generating projects ( business/entrepreneurial activity ) in the name of the cooperative.

You're welcome anytime.

Regards.
Jun Ayag

Note:  Should anybody need a presentation about cooperative, please PM me so I could forward this material.

[ms da binsi]

unsa man ni injung gi Jana2x? paapila ko ha?

hahahha moapil pero wa kabalo unsa!

anyhow apil ko whatever it is!

[junayag]

Hi Belle,  It is about membership with a cooperative where I am also a member.  It is BOWACCC (Boholano Overseas And Community Credit Cooperative).

[ayessa]

http://www.pinoychannel.tv/watch/v-119459?title=JESSICA:%20SAUDI%20SLAVE%201


have you seen this? please check it out sa pinoychannel.

[grazie7y]

calle and graziey,

Thank you for your intentions.  You are welcome anytime. It's really affordable.  You have both subscribed amount and savings.  We have mutual aid program for members in event of death of direct family members and for hospitalization.

Kung maghulog kag ginagmay dili lang gyod mahibal-an nga modako.  Mas expensive pa gud kon sige kag palit og pre-paid load? hehehe.

Inig uli na pohon (very soon) Grazie, atong ayoson tong refund from the initial payment we gave for the Corella lot aron maformalize na imong membership with BOWACCC.

Just let me know kun kanus-a magpadala ang membership form aron ma-accomplish.

Regards.
Jun

Hello Jun!  Sure, I'd like to be a part of your noble undertaking. I envision with you the realization of a Micro Finance Bank in Bohol.   

Thanks a lot, Jun, for this opportunity to be part of something that will become big and will make a difference to our lives and to the lives of our people back home!

May God guide you always!

Grace 

[grazie7y]

unsa man ni injung gi Jana2x? paapila ko ha?

hahahha moapil pero wa kabalo unsa!

anyhow apil ko whatever it is!

Basta apil na ka'g lista as one of the cooperators.  

[gelyan]

apil pud ko!

[glacier_71]

Glacier,

On membership, medyo ubay-ubay na sad but our preference would be on the quality of the members thru their commitment and not on the quantity.  Unsaon man ning daghan unya sa una ra og katapusan ra motongha, magpakita o maghulog?

So quantifying the membership is not the major benchmark for inducing a decision to join.  It is about the vision.

So far, we are more than halfway for the requirements of opening a micro finance bank; and we are working now to venture into revenue generating projects ( business/entrepreneurial activity ) in the name of the cooperative.

You're welcome anytime.

Regards.
Jun Ayag

Note:  Should anybody need a presentation about cooperative, please PM me so I could forward this material.

thanks for the attention, sir jun.

[TOPAC]

sige apil na ko. if this is a bank, under ta sa bsp di ba? have we secured the necessary approval. just let me i know if i can be of help i hope.

si mdb paapilon na nato kay daghan man nag kwarta.

[TOPAC]

sir jun, please email me at elloac@ eudoramail.com.

thanks

[Manong JOSE]

I am very happy that someone like Mr. Jun Ayag is very willing to support Boholanos working abroad. Congratulations and contibue to move forward for you are making a difference in each move you do. Thank you and mabuhay!

P.S.
I will e-mail you soon about the details of BOWWAC. I am interested to join.

[junayag]

Thanks for your compliments, Manong Jose.

You are most welcome to be a part of BOWACCC and support what we had envisioned.

God bless us all.

Regards.

[junayag]

Paging Manay Tess (Hofelina) and Ginger (Hazel),

Pwede bang ma-edit ang title niining thread to BOWACCC Chair Thanked PGMA? ( maulaw man sad ta aning Prominent Son kay pobreng uyamot ra baya ta ). hehehe

[aduy]

Jun, naa ba sad BOWACC diri sa Eastern Province.

[junayag]

Hello Aduy,

BOWACCC was born in the Eastern Province of Saudi Arabia and registered in the Cooperatives Development Authority (CDA) in the Philippines. We're the first Cooperative based in ME registered with CDA though there were informal finance groups sprouted in the past elsewhere.

Should you need to know more, you may contact me at CP# 502869910.  The next monthly meeting for the Saudi groups (EP) will be March 12, 2009 evening (dinner time).

Looking forward to hear from you.

Rgds.
Jun Ayag

[aduy]

Hello Aduy,

BOWACCC was born in the Eastern Province of Saudi Arabia and registered in the Cooperatives Development Authority (CDA) in the Philippines. We're the first Cooperative based in ME registered with CDA though there were informal finance groups sprouted in the past elsewhere.

Should you need to know more, you may contact me at CP# 502869910.  The next monthly meeting for the Saudi groups (EP) will be March 12, 2009 evening (dinner time).

Looking forward to hear from you.

Rgds.
Jun Ayag

Thank you very much for the info.  What are the requirements for the membership?

[junayag]

Aduy,
You may reach me for more info about the coop.  Looking forward to hear from you.

[Lorenzo]

Mr. Dioscoro Ayag Jr.,

Again, Sir, my congratulations!!
How was Madam President Macapagal-Arroyo?

How is everything going, Sir?

Best,
Bran Lorenzo

[junayag]

Hi Bran,

Am just fine, occupied with my preparations for reintegration in not too distant future.

Though maybe Madame President is not popular but undeniably what she had done to Bohol is unequalled; and such Boholanos owe a lot of gratitude to PGMA. (as you can see from the picture, she was enthusiastic whenever Bohol's success is talked about).

Hope all is well with you.

Rgds.
Jun

[Lorenzo]

Mr. Ayag, sir,

Thank you so much for doing so much for the benefit of the Boholanos and bringing so much pride to Bohol. I cannot help but smile when I see the face of  Madame President with yourself and respected colleagues.

I have a lot of respect for Madame President Macapagal Arroyo; and seeing this picture is like almost meeting her. lol.

Perhaps Madame President even visits this site?

With that said, Mr. Ayag, Sir, again, congratulations!

Best of luck and warm regards,
Bran



PS. Mabuhay ang Bol-anon!

[junayag]

Hello Bran,
Helping is caring.  It is one way of giving back to the community in my little ways.  Hope this would be infectious to the rest; an inspiration for others that poverty is not  a hindrance to success.

[grazie7y]

Hello Bran,
Helping is caring.  It is one way of giving back to the community in my little ways.  Hope this would be infectious to the rest; an inspiration for others that poverty is not  a hindrance to success.

You are a good person, Jun!  May God bless you more so others may be blessed too.

[junayag]

Thanks Grazie,  we only come to life once and this is the only opportunity to manifest the blessings as we journeyed our individual mission.

[grazie7y]

Amen to that, Jun.

When you truly touch and change the lives of people for the good, most of the time they will not have a chance to thank you personally but for certain, they will be thanking the Lord for sending them an angel in you.  I always believe that good deeds begets good deeds.  Those people you helped will most likely help other people in need too in the future.   

[junayag]

Nice to interact with you here Grazie.

Despite the hardships our family gone through, I am not bitter with life. I've encountered people who were sincere in helping unconditionally.  That is why I have to give back to whoever in memory of some kindhearted men who've already left.  There is no amount of gratefulness I have for those people who have helped me at the time when I was less privileged; and in the process I've learned to grow, learned to forgive and learned to give and share bisan dili dato.

[grazie7y]

Jun, I also experienced hardships when we were growing up, but just like you, I was never bitter about it.  I felt privileged of having to go through the hardships when I was growing up because it allowed my faith to encourage me to persevere.  I didn't allow poverty to be a hindrance to get proper education, to dream big.  Nobody should.   

[junayag]

Am always wishing that the lives who brought successes despite tribulations would be an inspiration for others.

[glacier_71]

Nice to interact with you here Grazie.

Despite the hardships our family gone through, I am not bitter with life. I've encountered people who were sincere in helping unconditionally.  That is why I have to give back to whoever in memory of some kindhearted men who've already left.  There is no amount of gratefulness I have for those people who have helped me at the time when I was less privileged; and in the process I've learned to grow, learned to forgive and learned to give and share bisan dili dato.

you're a one good fellow, sir. my salute to you.

[junayag]

Truly, sweet success comes when you've experienced failures, hardships  along the process, not the easy way.  And I've seen those low times as opportunities to grow, they've strengthened me to be determined that in doing good and perseverance it begets good things.

Thank you Glacier and Grazie for your compliments.  These inspired me to do even better.

[grazie7y]

You are an inspiration to many of us here, Jun. 

[TOPAC]

ako pud inspiration ko sa mga b***t. hahaha

grazie, asa na man tong palija challenge namu ni glacier?

[junayag]

Thanks Grazie, but there are also people who are bitter with the success of others.  However, one can't evade of  realities that there are people who are meticulous of how others bring inspiration and not happy to recognize especially when their own do not merit the same.

There would be no drama in life if there are no villains; but the good will always prevail.

[glacier_71]

Thanks Grazie, but there are also people who are bitter with the success of others.  However, one can't evade of  realities that there are people who are meticulous of how others bring inspiration and not happy to recognize especially when their own do not merit the same.

There would be no drama in life if there are no villains; but the good will always prevail.

they're just being jealous, sir, if they're bitter. you know--"the crab mentality". but when you believe you're on the right side, there's no one who can stop you from doing the right thing. you and graze certainly make a big difference in other's lives. you keep it up.

[Ginger]

Paging Manay Tess (Hofelina) and Ginger (Hazel),

Pwede bang ma-edit ang title niining thread to BOWACCC Chair Thanked PGMA? ( maulaw man sad ta aning Prominent Son kay pobreng uyamot ra baya ta ). hehehe

Sir Jun, I'm sorry medyo na late ko ug basa ani nga thread. I already changed the thread title.

Congratulations once again!

[junayag]

Thank you Hazel,

Though Manay Tess explained to me the reason for having such title, am more comfortable now. How are you doing by the way?  Hope all is well.

[junayag]

Glacier & Grazie,

May I share something about success. " The secret of success is learning how to use pain and pleasure instead of having pain and pleasure use you.  If you do that, you're in control of your life.  If you don't, life controls you.".

[Lorenzo]

You are an inspiration to many of us here, Jun. 

I second this statement.

Mr. Ayag is one of my inspirations.

Thank you for being my friend, Mr. Ayag, Sir.

God Bless You and All The Things You Do.

God Bless You!


With my respect and love,
Bran Lorenzo

[glacier_71]

Glacier & Grazie,

May I share something about success. " The secret of success is learning how to use pain and pleasure instead of having pain and pleasure use you.  If you do that, you're in control of your life.  If you don't, life controls you.".

thanks for the wisdom you have shared, sir jun. it's very profound. nice words to live by.

[junayag]

Bran and Glacier,

I feel humbled of your respect and admiration; and I've seen myself too in both of you.

[grazie7y]

Glacier & Grazie,

May I share something about success. " The secret of success is learning how to use pain and pleasure instead of having pain and pleasure use you.  If you do that, you're in control of your life.  If you don't, life controls you.".

Thanks a lot, Jun!  What you shared kind of validated that indeed I was and am in the right path!

[Ginger]

Thank you Hazel,

Though Manay Tess explained to me the reason for having such title, am more comfortable now. How are you doing by the way?  Hope all is well.

I am fine, sir Jun. Medyo busy gamay and adjusting. Hope to talk to you soon.

[junayag]

Hazel,

Sorry kadtong nitawag ko last time nga murag natulog ka pa ato.  I didn't realize of the time difference.  I would have had inquired something.  Pls. advise the best time to have telecon.

Rgds.
Jun

[Ginger]

No problem, sir Jun. I will call you one of these days. Mag advise lang ko in advance so I'll know nga di ka busy. Probably, during Fridays kay murag day off man na di ba?

[TOPAC]

sir jun, wa pa jud ko kareply nimu sa email. busy kaayo. basta na receive na nako imu email. ty

[junayag]

Okay lang Calle, you're welcome any time.

[buwadsanga]

FYI,

sa dihang nani udto si gloria sa jagna gikan nag bless sa pantalan. mi dalidalig uli sa cebu kay ga hibus!!! unja kansil tanang apointment sa tibuok adlaw. gi gabaan sigoro to ni nong tirso. unta nagpa laway sija. hahahahha!

[hofelina]

nag-kalibanga kono kay ang pagkaon gihilo-an!
Wala siya kabantay sa taga Jagna, daghang manghilo.

[buwadsanga]

hahahaha! dili hilo manay, gaba, kana bang lawajan ka aron ma wa imong luod sa tijan ug hilanat. sa amo si nong terso ang sikat, mga bata mag palaway dajon aron dili hilantan. naa bay ingon anang powers sa germany?

[glacier_71]

FYI,

sa dihang nani udto si gloria sa jagna gikan nag bless sa pantalan. mi dalidalig uli sa cebu kay ga hibus!!! unja kansil tanang apointment sa tibuok adlaw. gi gabaan sigoro to ni nong tirso. unta nagpa laway sija. hahahahha!

giunsa man diay ni GMA si nong tirso, buwad, nga gigabaan man?

[hofelina]

Way doktor laway dinhi, wa man poy bujagan. Ang akong mga sakit sa tugnaw, akong ipahilot sa Guindulman, adunay maajong doktor laway diha sa kasbo.

[buwadsanga]

glacie, mitutuk siguro si GMA ni nong terso unja nasimhot nija ijang panglawas nga baho. mao tong gi gabaan o gi bujagan! mawo! hahahaha!

[junayag]

Naunsa ba! kong tinood ning mga butanga dugay na unta gigamit ang hugpong sa mga mambabarang, wakwak, mamujag ug uban pa aron masugpo ang mga dautan sa kalibutan. hehe

[glacier_71]

glacie, mitutuk siguro si GMA ni nong terso unja nasimhot nija ijang panglawas nga baho. mao tong gi gabaan o gi bujagan! mawo! hahahaha!

dutlan pa diay og gaba nis Madam, lol...

[buwadsanga]

tnuod ning hitaboa ha.

[hofelina]

Adunay gihabak si Ate, maantigo mogamit ug pangontra.

[junayag]

There is no better than our faith that God protect us from all evils.

[aduy]

Tinuod jud Sir kinahanglan ang faith nato kay God pero dili sad nato malikayan ang naa sa atong mga palibot kay lain-lain man gud ang batasan sa tawo karon.  Naay uban mogamit og dili angay para lang makapanimalos sa katunggali.

[junayag]

Aduy,

Busy permi gihapon? Looking forward to meet you in one of our meetings here in AlKhobar before I leave for the Philippines.

[aduy]

Aduy,

Busy permi gihapon? Looking forward to meet you in one of our meetings here in AlKhobar before I leave for the Philippines.

Sir, dili na kaau busy karon kay walang masyadong bids. kanus-a man ang sunod nga meeting? I hope makatambong na jud ko. salamat sa pag remind Sir.

[junayag]

'Duy,
Ugma man ang sunod meeting (this is the monthly informal meeting, not the General Assembly) but I have to excuse early as I am committed to attend the final selection of the contestants for the singing competition for the coming Independence Day celebration titled "Awit at Sigla" being one of the judges.  So kon moadto ka dili ka nako maabi-abi ug dugay.  But I understand that a short notice is not ideal, hence, sa sunod nalang.

[aduy]

mao ba Sir, unsa mang orasaha ugma ang meeting? mga hapon ba? makaadto cguro ko sir ugma basta hapon lang. asa man sad dapita ang meeting.

[junayag]

The meeting is set at 11:30 AM, but normally for Filipinos this is considered as a start of "assembly time" and I could only stay until 1:15 PM.  As said, this serves as a informal gathering among members intended for bonding and a venue for collecting loan payments, savings and subscribed shares.

[aduy]

sir akala ko hapon katulad noong tumawag kayo. sa susunod nalang sir.

[junayag]

Aduy,

I've conveyed the message of your time preference for future meetings aron ka makaattend.  Seguro adto na ta pohon sa Bohol magkita kay plano man ko mamesta sa atoa, unya ang atong meeting sa BOWACC is held normally on the second Friday of the month dinhi sa Saudi, so next month wala ko dinhi.

[aduy]

ok Mr. Jun I will take note for that.  Hinaut unta og makaattend ko sa sunod ninyong meeting og hinaut unta nga maging member ako sa BOWACC.  Thanks for the info and updates.