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301
General Topic / Tax Payers To Fund Banks?
« on: February 16, 2009, 02:50:42 AM »
Should the tax-payer be directly funding the bonuses of bankers whose faulty judgment has pushed capitalism to the edge of chaos?

Share your ideas.

302
How To Tips / How To Protect Your ID - An Attorney's Advice
« on: February 16, 2009, 02:46:50 AM »
ATTORNEY'S ADVICE - NO CHARGE                                     
                                                                                                     
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice.                     
                                                                                                     
A corporate attorney sent the following out to the employees in his company.
                                                                                                                                                             
1. The next time you order checks have only your initials (instead of first name) and last name put on them.  If someone takes your cheque book, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your cheques.             
                                                                                                     
2. Do not sign the back of your credit cards.  Instead, put 'PHOTO ID REQUIRED'.                                                                 
                                                                                                     
3. When you are writing checks to pay on your credit card accounts,  DO NOT put the complete account number on the 'For' line.  Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it..               
                                                                                                     
4. Put your work phone # on your checks instead of your home phone.  If you have a PO Box, use that instead of your home address.  If you do not have a PO Box, use your work address.  Never have your SIN# printed on your checks.  You can add it if it is necessary, but if you have it printed, anyone can get it.
                                       
5. Photocopy contents of your wallet.  Do both sides of each license, credit card, etc.  You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.  Keep the photocopy in a safe place.  I also carry a photocopy of my passport when I travel, both here and abroad.
                                                                                       
We've all heard horror stories about fraud that's committed by stealing a  name, address, SIN, credit card, etc. 

         
Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month.  Within a week the   thieves had ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.                                                         
                                                                                                 
But here's some critical information to limit the damage in case this happens to you or someone you know:                                       
                                                                                                     
1. We have been told we should cancel our credit cards immediately.  The key is having the toll free numbers and your card numbers handy so you know whom to call.  Keep those where you can find them.                   
                                                                                                     
2. File a police report immediately in the jurisdiction where your credit cards, etc. were stolen.  This proves to credit providers that you were diligent, and this is a first step toward an investigation, (if there ever is one).
                                                                                                     
But here's what is perhaps most important of all: (I never even thought to do this.)                                                                 
                                                                                                     
3. Call the two national credit reporting organizations immediately to place a fraud alert on your name and Social Insurance number.  I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.  The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.  By   the time I was advised to do this, almost two weeks after the theft, all the damage had been done.  There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert.  Since then, no additional damage has been done, and the thieves threw my wallet away. They seem to have been stopped dead in their tracks.  This weekend, someone turned in the wallet.               

303
Inspiration & Hope / What is The Point of Being a Christian?
« on: February 10, 2009, 04:39:01 AM »
"Why be a Christian?", I was asked by a friend recently. I must admit that I was surprised by the questions. I was brought up a Christian but had never been very interested in my faith until I found myself asking whether it was true or not. If it was true that humanity was destined to share God's own ununtterable happiness, then this must be the purpose of my life. If it was not true, then clearly I must leave the Church. So I replied to this friend of mine, "Because it is true." But this did not satisfy him one bit. "But what's the point of being a Christian? What's the purpose of it?"

We were clearly at cross-purposes. If Christianity is true, then it does not have a point other than to point to God who is the point of everything. If one asks about the point of doing anything, then ultimately, if one pushes the question far enough and if it is a serious matter, then one will come to the point of everything, the ultimate goal and purpose of our lives, and that is what religions are about. A religion that tries to market itself as useful for some other purpose--because it helps you to live a stable life, because it gets rid of stress or makes you wealthy--is shooting itself in the foot. If it has to justify itself by serving some other end, then it cannot be a religion that one could take seriously. The point of any religion is to point us to God who is the point of everything. That is why it makes no sense to ask whether belief in God is 'relevant', because God is the measure of all relevance.

But my friend was not deterred: "What do you get out of it? What does it do for you|?" And I began to see what he was getting at. These truths to which we adhere must have some consequences in one's life. The truths of the law of gravity and that earth is a globe have consequences. One can design planes that take off and if they set off in one direction they will eventually get back to where they started. If the truths of Christian teaching have any effects in one's life, any fruit, then what sort of truths would they be? If God is the point of everything, then being religious, being pointed towards God as one's ultimate goal, must show itself somehow in one's life.

So Christianity must surely make a difference, even if one is not a Christian so as to obtain the difference. If, for example, it were to be established that Christians were more calm and relaxed that other people, then one would not urge people to share our faith in order that they become less stressed. "Become a Christian so as to sleep well at night.` That would be to make religion merely useful lifestyle accessory like going to the gym. It would be selling God as useful to me, like a bath essence or aromatherapy. But the fact that one`s faith did, just an example, make one more relaxed, or happy, or courageous of whatever, might suggest that the truth claims of Christianity are not trivial, and that they would be worth investigating. If shaping one`s life towards God as one`s ultimate destiny has consequences such as making one free, as I shall argue, then one would not say to people, `Become a Christian because it will make you free.`But if people see that Christians are free in an attractive and intriguing way, then they may become interested in knowing why, and ultimately in the God whom we worship....

(Excerpts from Radcliffe`s Intro of ``What`s the Point of Being A Christian``)

304
Facts and Trivia / MOLES: Their Signification, Either in Men or Women
« on: February 09, 2009, 11:29:32 PM »
They can be guides either to the good or bad fortunes of anyone:

+ A mole on the left eye side of a man denotes danger and strangling; in a woman, sorrow, and great pain in childbirth.
+ A mole on the left cheek foretells fruitfulness in either sex, as does one on the nose.
+ A mole on the upper lip shows happiness in marriage.
+ A mole on the breast shows affection, loyalty, strength, and courage, which will gain honour.
+ A mole on the navel shows many children to a woman; and in a man that he shall be vigorous.
+ A mole in the midst of the forehead shows wisdom and conduct in the management of affairs.
+ A mole on the right cheek shows the party too much beloved, and will come unto great fortune.
+ A mole on the left shoulder shows sorrow and labour.
+ A mole on the throat denotes the party a great  glutton, and by excess will undergo a great distress and preadventure, sudden death.
+ A mole on the right eye shows loss of sight.
+ A mole on the forehead of a man or woman denotes they shall grow rich, being beloved of their friends and neighbors.
+ A mole on the eyebrow shows the men incontinent, and given to women; but if a woman, it shows she will have a good husband.
+ A mole on the nose shows that the party loves pleasure more than anything else.
+ A mole on the neck shows a man to be prudent in his actions; but a woman of weak judgment, apt to believe the worst of her husband. ( source: Bill Richardson) LOL...

A student once asked his teacher: "Ma'am, what do you call when a person has a big mole on his cheek?"
Teacher: "i dunno. What do you call it?"
Student: "Mega Mall (mole)". (gitika ko goliath)..

305
Bible Study / Tanging Yaman
« on: February 09, 2009, 10:42:29 PM »

306
Love Talk / TB Logo/ID?
« on: January 26, 2009, 12:24:29 PM »
 Just wondering, after I have posted few hundreds of replies,
I have noticed that there's no TB LOGO/ID found on this site of the forum. 
For me,  it would look better or cool, if there's one.
Nakasiid ra ko, no offense to the Admins.  peace.

307
Showbiz & Celebrity / Filipino Featured in A North American Commercial
« on: January 26, 2009, 12:00:42 PM »
Just minutes ago, i saw this TV Commercial with Filipino Talent...
Some of you may have seen it...just wanna share, for those who haven't. Just feel proud
after having seen this ad.


308
Jokes and Humor / WOW TALENT
« on: January 25, 2009, 09:18:38 PM »

309
General Topic / Virginity
« on: January 23, 2009, 05:00:47 AM »
CNN) -- Is a woman's virginity worth $3.8 million? That's how much Natalie Dylan, a 22-year-old from San Diego, California, said she has been offered through an auction she announced in September.
Natalie Dylan, 22, said she has put her virginity up for auction through the Moonlite Bunny Ranch.

Natalie Dylan, 22, said she has put her virginity up for auction through the Moonlite Bunny Ranch.

Her private auction through the Moonlite Bunny Ranch, a legal brothel in Nevada, has given her lots of "business opportunities," she said.

Her top bid comes from a 39-year-old Australian, but she has no immediate plans to settle the auction, she said in a recent interview with CNN.

Some men may seek virgins because they want them as trophies, or desire purity. But as to why men would bid so much money on virginity, she said she has no answer.

"I honestly don't know what they see in it," she said.

If you think Dylan's auction amounts to prostitution, she completely agrees. She also said she's not breaking any laws -- after all, prostitution in Nevada is legal.

"I feel people should be pro-choice with their body, and I'm not hurting anyone," she said. "It really comes down to a moral and religious argument, and this doesn't go against my religion or my morals. There's no right or wrong to this."

The idea that virginity has a high value harkens back to the days of early humans -- if a man has sex with a virgin woman, he knows for sure that her children will be his, anthropologists reason. In early civilizations, women were also considered the property of men, said Laura Carpenter, assistant professor of sociology at Vanderbilt University in Tennessee.

In America, women were expected to remain virgins until marriage through the 1950s, Carpenter said. But with the availability of the pill and the IUD in the 1960s, combined with youth counterculture and gay rights movements, it became more common for women to engage in premarital sex, she said.

Attitudes shifted toward the conservative side in the 1980s with the worldwide HIV/AIDS pandemic, which made the stakes much higher for choosing a sex partner, especially for men. Abstinence-based education programs also took off around that time, with government support, she said.

Today, about 95 percent of Americans have sex before they're 25, Carpenter said. But worldwide, virgin prostitutes can claim larger fees, certain cultures still attach larger dowries to virgin brides, and some women undergo reconstructive surgery to restore their hymens.

In looking at Dylan's auction, "To some extent it's not new. The new part is the Internet," Carpenter said.

Dylan is not the first to hold a public sale for her sexual innocence. An Italian model reportedly had plans to sell her virginity for more than $1 million in September. Dylan said she was inspired by a report of a Peruvian woman who put her virginity up for sale.

Some think Dylan's auction may be indicative of a shift in the way society treats sexuality.

"In a world that is teeming with brand messages, with sponsorships everywhere, intimacy is really just the next thing to go," said Jon Ray, a 24-year-old marketing consultant in Austin, Texas, and author of the blog Who is Jon Ray?

Brett Austin Vanderzee, a 19-year-old student at Oklahoma Christian University who has pledged to stay a virgin until marriage, finds Dylan's actions somewhat appalling, but not shocking.

"It's kind of crazy, but I think it's the general direction that society has been heading in for a while," he said. "We're becoming more accepting of things that normally would have been considered unwise."

Kiara Daines, a 17-year-old from Detroit, Michigan, said she's saving herself until marriage for personal and religious reasons. Both Vanderzee and Daines said they have endured teasing from their peers because of their choice to remain abstinent.

Others say there's just too much hype around virginity. Martha Kempner, vice president for information and communications for the nonprofit Sexuality Information and Education Council of the U.S., said telling a young woman to stay"pure" misses the point that sexuality will influence her long after she loses her virginity.

"By putting the emphasis there, [on virginity], we're actually devaluing the rest of women, the rest of her, and the rest of her sexuality for the rest of her life," she said.
Health Library.

A recent study in the journal Pediatrics showed that religious teens who take virginity pledges are as likely to have sex before marriage as their religious peers, and less likely to use condoms or birth control when they become sexually active.

Many people say losing one's virginity has different implications for men than women. While young women see the act as a symbolic giving of themselves, young men are more prone to want to get it over with and brag about it. Similarly, says Kempner, women are taught to keep themselves "pure" and help men exercise control, while there's a "boys will be boys" attitude around men.

Do men really think that virginity is worth millions of dollars?

Audacia Ray, a 28-year-old former sex worker from New York and author of "Naked on the Internet: Hookups, Downloads and Cashing In on Internet Sexploration," is skeptical. She views Dylan's auction as a publicity stunt and doesn't anticipate she'll "continue in the industry."

The importance of a woman's virginity may vary in different cultures, but generally there's not the high value there used to be, Ray said.

"It begins to be viewed more as a burden over time -- a burden in that losing virginity is an event, so that it has to somehow mean something, which is part of the reason why people are all up in arms about Natalie," she said.

How do Dylan's friends and family feel? Dylan, who said she was raised in a conservative, non-Christian religious household, said although her mother doesn't agree with her, she still loves her as a daughter. Generally people have been supportive, said Dylan, who uses "Natalie Dylan" as a pseudonym.

"I've talked with my exes, some different guys, and they understand it's just a business deal, and they know me, and they know I'm not this promiscuous girl. Honestly, even if I didn't do this, I'd always be the girl who thinks prostitution is OK," she said. "I would always want to find a partner that can accept me for me."

310
Inspiration & Hope / MY PRAYER FOR CHRISTMAS...
« on: December 20, 2008, 10:22:49 PM »
TB Friends...

Christmas is a season of love and sharing.
Around the world, people celebrate Christmas in different manners and expressions .
From the most affluent and mundane to the simplest and most ordinary.
This  thread is for the latter...to the simplest yet deep, most ordinary yet powerful
way of sharing the spirit. This way is the Way of Prayer...
Maybe I need to pray for this, for that, for him, for her. This is Christmas...
What's yours?

FOR ME, I PRAY FOR MY DAD AND MOM, BOTH SICKLY...
FOR A DEAR FRIEND WHO IS BROKEN-HEARTED FOR LOSING A CHILD...
May They Find Peace and Comfort In our Saviour's Birth...



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