STEPS;
1. Set saving goals
2. Killyour debt
3. establish a time frame
4. Figure out how much you can save per week
5. Keep a record of your expenses
6. Trim you expenses
7. Reasses your saving goals
8. Make a budget
9. Stop using credit cards
10.Open an interest-bearing savings account
ang sacristan, yap, a solvent solution....applicable to those who has a high income pero ang way trabaho lisod "Keep a record of your expenses"...lista ra tawon sa utang kutob.
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