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1. Deal with a licensed Real Estate Broker, before entrusting your hard earned money to the stranger.  You can ask if he is licensed from the Department of Trade and Industry and the Housing  and Land Use Regulatory Board;

2. As in the case of Subdivision properties, Check if the owner or developers have been issued the Authority To sell by HLURB AND OTHER related government offices;

3.In addition to No. 3, check if the Subdivision Plan is approved by the Bureau of Lands or the Land Registration Authority.  Iwasan ang Unapproved Sketch Plan. Lulutuin ka sa sariling mantika mo. Walang pera ang mga  klaseng developer or owner na iyan.  Pag hindi iyan nakaipon na sapat na pera, unya unyaon  ka NA lang sa imong mga hangyo.

4. Ask from the lot owner a xerox copy of the title you are intending to buy. Basig ang iyang ibaligya portion SA TITULO NGA GIKAN SA DAR/CARP. NAAY MGA RESTRICTION LIMITATION ANA:
4-A)  SAMA PANANGLET SA 10-YEAR PERIOD AFTER THE DATE OF THE TITLE.
4-B) CARP/DAR nga titulo dili mabaligya hangtud nga dili mabayran tanan ang utang sa beneificiary didto sa Landbank and kanang naa sa 4-A above
 To be sure , Go to the Register of Deeds and ask for a Certified true copy for the same title.  It is in this Office where you will know that:
A) The title is used as collateral of a  loan;
B) THIS title is used as Bond;
C) There is a pending case of ownership filed among the heirs ;
D) there is a lis pendens- an annotation that states some specific restriction of the property;
E) It is in this Office where you will be advised that your copy is fake or genuine;
5.IF You are really eager to buy, use the services of a licensed and trusted geodetic engineer to relocate the land ;

6. Go to the City Assessor's Office, to verify the tax declarations.  It will just take you few minutes because of the computer age.  There you will now fro that office that:
A) the property is under auction.
B) USED AS BOND;
c) HAS BEEN MORTGAGED

7. Go to the Treasurer's Office of your locality and check if the property tax of the land/bldg. you intend to buy has been paid in full. Remember that it is a requirement that the fullf payment of tax  until the current is necessary to  transfer the property. Walang payment, walang transfer.  If not, this will be a good subject for negotiation.

8. Kon ang imong gipirmahan CONTRACT TO SELL ( KASABUTAN LANG KINI NGA IBALIGYA ANG YUTA.) ALANG LANG KINI SA INSTALLMENT NGA PAGPALIT.  human PAGBAYAD NIMO IN FULL, MAO PA ANG PAGHIMO UG DEED OF SALE.  THIS CONTRACT OF SALE MUST BE APPROVED BY THE HLURB or other related government agency.   TO BE SECURED, REGISTER THIS CONTRACT tO SELL, WITH THE REGISTER OF DEEDS, ARON DILI IBALIGYA UG UTRO SA TAGIYA OR SA DEVELOPER ang yuta nga imong gibayran ug installment.

BASAHA NI KANUNAY,  I WILL ADVISE ALL THOSE READERS TO MAKE SOME PRINT OF THOSE INFORMATIVE ADVICE AND KEEP IT FOR PERSONAL USE.

Ug sa laing bahin kun na one two three ka human nimo ni mabasa o ma xerox, tawagi agi aron mahibalo-an nako asa  e improve nato ang maong procedures aron makatabang kita sunod aron dili gayud nato hatagan ug higayun ang mga mangingilad sa pag ilad kanato..

TAWAGI LANG AKO KUN ADUNA PA IKAW'Y ANGAY NGA MASAYRAN BAHIN NIINI.



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